I'm considering applying for the AMEX Marriott Business card. I don't travel for business, but I do book tour groups and their hotels. Looking at Marriott cards because last year we discovered a wonderful Courtyard near my in-law's. Perfect place to stay when we visit them (annually, but 2 weeks' stay). That said, the current business card's SUB is 3 FNA up to 50k redemption level per night. If valued at the max value, the SUB is better than Brilliant's current 95k points SUB offer. I think I saw something like 150k points one time or another, but can't recall the card type. So, should I apply now (2025 tour season is starting and will be booking hotels very soon), or wait for better SUB?

I applied for the Amex Business Bonvoy card in March that came with five, I thought, 50K nights after an $8K spend. When I logged into Bonvoy, I now see, as of a few days ago, four 50K night certificates and one 35K certificate. I believe I’ve spent the $8K at this point. Is it possible the 5th night hasn’t posted yet or should I contact either Bonvoy or Amex? Any suggestions? Or is it just taking time for the 5th night to post? Thanks in advance.