I'm in a similar situation as you are. So I just run the numbers. Take the results for your two options with a grain of salt, maybe I made a mistake in my excel sheet. Assumptions: 40 years of investing, 800€ per month, 6% yield per year Option 1: Amundi, TER 0.15%, 12*800 € per year, no order cost: 1.537.000 € Option 2: iShares, TER 0.07%, 12*800€ per year, 2.3 € per order: 1.566.000 € Option 3: Optimized, 9*1067€ per year, 2.41€ per order: 1.567.000 € Why 9 times per year? Take anything higher or lower per year and the end result is lower. So in this case 9* is a good balance between "missing out on profit" and "high oders fees". Optimizing the number of orders per year result in 1.000 € more, probably not worth the hassle: 0,06% improvement. Choosing the ETF with lower TER results in 30.000 € more, neat, 2% improvement. Summary: TER is way more important than a small order fee. Go with iShares (after you double checked my numbers :D) Answer from Procyon_X on reddit.com
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Reddit
reddit.com › r/eupersonalfinance › passive investing: ishares s&p500 vs amundi s&p (both accumulating)via degiro?
r/eupersonalfinance on Reddit: Passive Investing: iShares S&P500 vs Amundi S&P (Both Accumulating)via DeGiro?
February 19, 2019 -

Currently I am using DeGiro as online broker to purchase ETF's. Personally, I'd really like to invest in the S&P500 (too bad you can't purchase the Vanguard accumulating one as a European citizen).

DeGiro does have a core selection of ETF's where you do not have to pay any entry fees on your first purchase of each month.

Taking this into account, I have looked which ETF tracks the S&P500 within their core selection.

I found this one from Amundi (so no entry fees): http://www.morningstar.be/be/etf/snapshot/snapshot.aspx?id=0P0001CLZ9&lang=nl-BE

Whilst they do also offer one from iShares (with entry fees): http://www.morningstar.nl/nl/etf/snapshot/snapshot.aspx?id=0P00013VX5

(Both are Accumulating)

I was wondering what would be the best to invest in, as a smaller investor (I'm still a student and am able to invest about 100 euros each month).

I have looked for differences between both ETF's, but am yet deciding which is best. Hopefully someone can help me out here.

  • Amundi

    • TER: 0,15%

    • Managed by BNP Paribas Fortis

    • Market capitalisation of +- 4500 million

    • Only able to purchase the one listed in Euronext Paris

  • iShares

    • TER: 0,07%

    • Managed by Blackrock

    • Market cap. of +- 32000 million

    • Listed in Euronext Amsterdam

    • Extra costs: €2 per purchase + 0.038% (with a maximum of €30)

Personally (and it might seem like 'nitpicking'), I think the one from Amundi is the most favorable, since I am not purchasing for a big amount each time? The fixed cost of €2 will have a relatively big impact on the cost structure of iShares. Unless I start saving & buying once every year. Although I am more fond of iShares for some reason...

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Reddit
reddit.com › r/etfs › amundi vs. ishares msci
r/ETFs on Reddit: Amundi Vs. iShares MSCI
November 10, 2023 -

Hi, I’m 32 and I want to start investing in ETFs through a monthly savings plan (I'm just starting out and don’t have much liquidity to invest all at once). Among the various indices, I’ve chosen the MSCI World, but I’m undecided between two ETFs: Amundi MSCI World V UCITS ETF Acc (ISIN: LU1781541179) vs. iShares Core MSCI World UCITS ETF USD (Acc) (ISIN: IE00B4L5Y983).

Amundi offers a 0.12% TER + 0.04% annual transaction costs, while iShares has a 0.2% TER and no transaction costs.

At first glance, Amundi seems more convenient, although it’s a much smaller fund compared to iShares. However, I have another doubt. Considering that I’m a resident in Italy and don’t plan to take dividends, given the different domiciliation (Luxembourg for Amundi and Ireland for iShares), when I have to sell/rebalance, how will the different taxation affect me (if it’s actually different)?

Also do you have any recommendations on other world etf, maybe also FTSE even though I’m willing to add more emerging markets once I have bigger numbers invested.

Thank you all

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Reddit
reddit.com › r/finanzenat › msci world etf - ishares vs amundi
r/FinanzenAT on Reddit: MSCI World ETF - iShares vs Amundi
April 14, 2024 -

Ich möchte aus mehreren Gründen weg von SRI auf den parent MSCI World ETF migrieren, und habe mir dafür 2 Fonds ausgesucht:

Amundi MSCI World V UCITS ETF Acc

  • TER: 0.12%

  • Fondsgröße: EUR 4.5B

  • Replikation: Full

iShares Core MSCI World UCITS ETF Acc

  • Ter: 0.20%

  • Fondsgröße: EUR 66B

  • Replikation: Sampling

Die Tracking errors sollen vergleichbar sein, sowie die Anzahl der Holdings.

So wie ich das (wahrscheinlich naiv) sehe ergibt´s mehr Sinn Amundi zu kaufen wegen des TERs allein. JustETF nach gibt´s dabei größere Spreads als bei iShares aber das ist mir als einem Buy-and-hold Anleger weniger wichtig.

Aber mir kommt es seltsam vor dass der Amundi Fonds 6 Jahre nach Gründung so eine kleine Fondsgröße hat im Vergleich zu dem iShares Fonds. Ist da ein Nachteil den ich beim Amundi übersehe?

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Reddit
reddit.com › r/finanzenat › ishares core msci world etf (ie00b4l5y983) or amundi msci world etf (ie000bi8ot95)
r/FinanzenAT on Reddit: ISHARES CORE MSCI WORLD ETF (IE00B4L5Y983) or AMUNDI MSCI WORLD ETF (IE000BI8OT95)
April 22, 2025 -

Hey everyone,

I want to invest in an ETF monthly and I'm wavering between

  • ISHARES CORE MSCI WORLD ETF (IE00B4L5Y983)

  • AMUNDI MSCI WORLD ETF (IE000BI8OT95)

I've done some research, and the difference doesn't seem that big. On paper, the Amundi should be better because it yields more, yet many still go for iShares.

Since I don't want to mess anything up, I'm asking the experts here again.

As far as I've found out, the AMUNDI MSCI WORLD ETF had a turbulent past and was previously based in Luxembourg, which wasn't ideal tax-wise due to the many US stocks. That should be fixed now, though. The Amundi has lower costs (0.12 vs 0.2). The Amundi is fully physically replicated, while iShares is sample physically replicated. iShares has significantly more capital, but Amundi is also among the largest MSCI World funds.

Generally, security is more important to me than a little extra return, but the Amundi seems safer and better? Or should I stick with the established iShares?

EDIT: Based on the comments, I'd switched to the iShares MSCI ACWI UCITS ETF USD (Acc) IE00B6R52259. But again, there's an attractive alternative with cheaper conditions, the IE00B44Z5B48 SPDR MSCI All Country World UCITS ETF (Acc). So, ultimately, the same question.

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Reddit
reddit.com › r/finanzen › s&p500 ishares - s&p500 amundi frage
r/Finanzen on Reddit: S&P500 Ishares - S&P500 Amundi Frage
December 7, 2024 -

Hallo Freunde, ich hatte sowas ähnliches schonmal gefragt, jedoch verstehe ich es immer noch nicht…..

Wenn beide Anbieter den S&P500 anbieten und es derselbe Index ist, wieso kostet der Anteil bei ishares 625 Euro und bei Amundi 115 Euro? Das verstehe ich nicht. Wieso sollte ich für einen Anteil 625 Euro bezahlen, wenn ich einen Anteil für 115 Euro bekommen kann?

Find elsewhere
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Reddit
reddit.com › r/vosfinances › quelle différences entre les 2 etf world de ishares ?
r/vosfinances on Reddit: Quelle différences entre les 2 ETF World de iShares ?
July 3, 2025 -

Bonjour j'ai l'habitude d'acheter fréquents des ETF World d'iShares qui sont plus abordables que ceux d'Amundi, je ne peux pas forcément mettre 400-500€ par mois, les ETF World iShares à 5 € étaient donc une bonne alternative, en plus de leur frais inexistants chez Bourso.

(Je ne prends pas en compte la nouvelle politique de Boursorama sur les ordres qui rend mon raisonnement obsolète...)

Cependant je viens de tomber sur cet ETF :

iShares Core MSCI World UCITS ETF USD - IE00B4L5Y983 à 100€ l'unité

Je ne vois pas la différence avec le iShares MSCI World Swap PEA UCITS ETF EUR à 5€

Je suis aussi tombé sur l'ETF World DCAM qui est assez récent, mais idem, je comprends pas la différence et la raison d'être de ces différents produits qui sont censés supposément faire la même chose.

Les compositions sont différentes mais je ne comprends pas ce que ça implique

L'un est composé d'entreprises, l'autre seulement d'une ligne (TRS MSCI World NR EUR)
Est-ce que ça veut dire qu'un est synthétique et donc de moins bonne qualité ?

Devrais-je vendre tous ces ETF et me rabattre sur un autre ETF World de meilleure qualité ? Ou est-ce qu'il n'y aurait aucun intérêt à faire ça ?

Edit : je commence à me dire que les frais, au fond on s'en fout, c'est vraiment négligeable quand on y pense. Donc peut-être que choisir les produits iShares sur ce critère n'est pas terrible

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Reddit
reddit.com › r/finanzen › amundi vs ishares msci world
Amundi vs iShares MSCI World : r/Finanzen
December 12, 2023 - amundi · Reply · reply · r/Finanzen • · r/Finanzen · Willkommen auf r/Finanzen wo es um deine Finanzen geht! Für erste Schritte im Bereich ETF Investieren schaue gerne in unser Wiki rein. Für "kleine" Fragen nutze gerne den gepinnten wöchentlichen Thread.
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Reddit
reddit.com › r/literaciafinanceira › etf amundi vs ishare
r/literaciafinanceira on Reddit: ETF Amundi vs ishare
June 10, 2020 -

Bom dia, Vou investir num ETF do S&P 500. Encontrei estes dois que se adequam pelas taxas e pelo preço:

Amundi - LU1681048804 ishares - IE00B3ZW0K1

Na vossa opinião qual é o melhor?

Sei que ishares é mais conhecido, mas pela comparação dos últimos anos a % de rentabilidade foi melhor no Amundi.

Cumprimentos,

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Reddit
reddit.com › r/dkfinance › amundi/lluxor vs. ishares etf
r/dkfinance on Reddit: Amundi/lLuxor vs. iShares ETF
July 28, 2023 -

Hej

Har set lidt på følgende EFT til ASK:

Lyxor Core STOXX Europe 600 (DR) - UCITS ETF Acc (LYP6), ÅOP 0,07%

På Saxo hedder den Amundi, men ellers burde det være den samme ETF. Skattemæssigt hører den til i Luxembuorg - er der nogle ulemper ifht. det som jeg skal være opmærksom på?

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Reddit
reddit.com › r/befire › european alternative to vanguard's vwce or ishares' iwda
r/BEFire on Reddit: European alternative to vanguard's VWCE or iShares' IWDA
March 4, 2025 -

We are currently paying about 0.2% yearly to vanguard or iShares when we invest in VWCE or IWDA. I know Amundi is a French competitor. Given the current context, I would prefer paying, even if a bit more expensive, a European company, but for a very similar or identical investment (all world investment)

So what are my alternatives to invest globally, via a European ETF provider, instead of an American ETF provider ?

Edit: Some comments seem to indicate some confusion. I am NOT talking about changing the underlying (world index fund), but rather the ISSUER of such an ETF. Currently most people would invest with Vangard's or BlackRock's ETF.

If I have the rephrase my post: Are there European issuer that provide interesting world index fund

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Reddit
reddit.com › r/finanzen › ishares core / amundi
r/Finanzen on Reddit: ishares Core / Amundi
April 18, 2021 -

Guten Tag,

Ich hatte mir vorgenommen pro Monat 1000 in Etfs oder dergleichen zu Investieren und hatte mich eig auf den ishares Core MSCI World eingeschossen. Habe nun aber überlegt ob es nicht eventuell sinniger wäre in diesen nur 500 zu investieren und die anderen 500 in z.B den Amundi Fonds Global Ecology, da Nachhaltigkeit wohl eine immer größere Rolle spielen wird?!? Und dies nur förderlich für diesen sein kann.

Wie denkt ihr darüber? Bin auf eure Meinungen und Ratschläge gespannt!

Vielen Dank fürs lesen

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Reddit
reddit.com › r/eupersonalfinance › is amundi prime all country world ucits etf a good long term investment etf?
r/eupersonalfinance on Reddit: Is Amundi Prime All Country World UCITS ETF a good long term investment ETF?
November 5, 2025 -

Im considering investing long term in the Amundi Prime All Country World UCITS ETF Acc (IE0003XJA0J9) because it has a low TER of 0.07% and includes both developed and emerging countries.

Or is it safer to go for something like eg. iShares MSCI ACWI UCITS ETF USD (Acc) (IE00B6R52259) 0.20% TER

Is this a good choice and does Amundi have a good reputation?
Is it safe to invest in an ETF that has been around for less than two years? I'm new to investing and would appreciate some guidance.

Top answer
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WEBN all the way
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Yes, if you look for a no-brainer very long term investment an all country world style ETF is a good choice in my view for the stock market part of your assets. It allows you to completely forget about allocation by not tempting you to meddle around with separate developing market funds (which I did and having to think about and manage allocation efficiently was not worth it in retrospect). Personal opinion obviously, many people like my younger me find it better to actively try to optimize allocation. If you want to think about allocation even less buy something like vanguard life strategy 80. It even manages the bond/stock allocation for you at a reasonable price. The difference between low and very low cost does not matter a lot, ETFs have other small performance deviations of similar size and it's not possible to reliably predict at this level of precision. For example, they track very similar but in detail different index definitions. Msci acwi, ftse all world and solactive gbs have different definitions on how much and which part of the global "long tail" of stocks they include but statistically the last 1000 of the top 4000 stocks in the world do not make a lot of difference, especially given that those ETFs typically don't replicate the full ca 3000 or 4000 anyways. What you buy into with such a fund is rather that if in 10 or 20 years the global distribution of market cap changes you don't have to do anything. And, not bother whether some important outlier company that technically is based in a developing market is included or not. Amundi is a big enough fund manager to not bother. The fund itself is a separate entity anyways so your money is not safer or not safe enough vs other fund management companies. The only inconvenience that can happen is that if this fund is not getting big enough over time they might merge or change it but I would say that in this specific case it's not a niche product even though the alternative you mentioned is much bigger today. So if you feel better going mainstream take the alternative you found, it will not make you systematically more or less exposed to and leveraging risks or not.
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Reddit
reddit.com › r/vosfinances › euro stoxx select dividend 30: ishares vs amundi
EURO STOXX Select Dividend 30: iShares vs Amundi : r/vosfinances
September 22, 2022 - j'ai des performances très similaire de mon coté, pour tes graphes, celui d'amundi est depuis la création pas depuis le début d'année. les deux suivent le même indices mais l'ishare est plus performant sur le long terme historiquement
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Reddit
reddit.com › r/eupersonalfinance › [deleted by user]
Ishares core MSCI world or Vanguard FTSE all-world ETF?
July 12, 2023 - The vanguard equivalent to the msci world is the vanguard ftse developed world, which also has lower fees than the ishares msci world. ... Worth mentioning that Amundi has a new competitor to the Vanguard FTSE All World with ISIN IE0009HF1MK9.
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Reddit
reddit.com › r/finanzen › welchen etf ishares vs. amundi oder xtracker?
r/Finanzen on Reddit: Welchen ETF ishares vs. Amundi oder Xtracker?
February 19, 2024 -

Hallo zusammen, ich bin noch neu im Thema Aktien+ETF's. Möchte aber mit Sparen in einen ETF anfangen.

Nun habe ich gesehen das es den MSCI World von 3 verschieden Anbietern gibt. Die Aktienanzahl ist ja fast bei allen gleich nur die Größe ist sehr unterschiedlich. Ich überlege in den Amundi Core MSCI Word USD (ACC) einzusteigen, da dieser mit ca 16€ pro Anteil noch billig ist im vergleich zu den anderen. Denn wenn ich 10 Anteile halte ist dies besser als 2 oder habe ich da einen Denkfehler.