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It should work anywhere that accepts Visa debit. I’m not sure if there’s a currency conversion fee. Answer from Eric848448 on reddit.com
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Apple
apple.com › apple-cash
Apple Cash - Apple
Apple Cash is a simple, secure way to send and receive money right in Messages, in Wallet, or with Tap to Cash — and to spend money with Apple Pay.
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Apple
support.apple.com › en-ca › 109304
Set up Apple Cash - Apple Support (CA)
When you set up Apple Cash, you can send money to people you know. You can also make purchases when you use Apple Cash with Apple Pay or when you use your virtual card number wherever Visa is accepted.
People also ask

What’s the difference between Apple Cash and Apple Pay?
Apple Cash is an easy and private way to send and receive money in Messages. Money you receive with Apple Cash goes straight to your Apple Cash card in Wallet, ready to spend anywhere with Apple Pay. Apple Pay is how you spend that money. It lets you make secure, contactless purchases with Apple Cash, Apple Card, or any credit or debit card you add to Wallet.
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apple.com
apple.com › apple-cash
Apple Cash - Apple
How do I send money with Apple Cash?
To send money with Apple Cash, you’ll need to have a balance or a debit card added to Wallet. If you don’t have one yet, tap the + button in Wallet. In Messages, tap the + button, then select Apple Cash. Enter an amount on the keypad and tap Send. In Wallet, choose your Apple Cash card and tap “Send or Request.” You can select from a list of suggested recipients or simply type in a contact. Enter an amount on the keypad, then tap Send. To use Tap to Cash, open the Wallet app and select your Apple Cash card. Tap “Send or Request,” then Tap to Cash. Enter the amount you’d like to send and author
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apple.com
apple.com › apple-cash
Apple Cash - Apple
What can I do with my Apple Cash?
You can use Apple Cash to make purchases just as you would with physical cards and cash. You can spend your Apple Cash using either Apple Pay or your virtual card number. You can also transfer your Apple Cash to your bank account. If you have an Apple Card and choose to automatically save your Daily Cash in a Savings account, you can use Apple Cash to move money in and out.
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apple.com
apple.com › apple-cash
Apple Cash - Apple
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9to5Mac
9to5mac.com › 2025 › 11 › 14 › should-you-get-apple-card
Should you get an Apple Card? Here’s what you need to know
1 month ago - Apply and manage directly in the Wallet app on your iPhone ... “Daily Cash” is what Apple calls the cashback that you earn with Apple Card purchases. You earn the Daily Cash right after the purchase posts to your Apple Card balance.
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Reddit
reddit.com › r/applewallet › how can i use apple cash in canada
r/AppleWallet on Reddit: How can I use Apple Cash in Canada
May 8, 2025 -

I've had some Apple Cash sitting in my wallet for a while now, but I haven't found a good way to use it. Since I live in Canada, my options seem pretty limited. I know I can use it for in-app purchases on iPhones, but I'm not really interested in spending it on games or other apps.

My main question is: Can I use Apple Cash at convenience stores or other places that accept Apple Pay? Are there any other ways I can use it without purchasing another Apple device or spending it on app-related content?

Would appreciate any tips or suggestions. Thanks!

Discussions

How can I use Apple Cash in Canada
It should work anywhere that accepts Visa debit. I’m not sure if there’s a currency conversion fee. More on reddit.com
🌐 r/AppleWallet
20
2
May 8, 2025
What are your pros and cons of Apple Cash?
Con…Green Dot seems to place restrictions on the card for the slightest things that are totally legit transactions and from what I’ve seen a lot of people can’t get them to reverse it. More on reddit.com
🌐 r/AppleWallet
19
8
March 19, 2025
AMEX Blue Cash Preferred Streaming Credit for Apple One Subscription
It should, any Apple services billed on the BCP seem to code at 6%. Even apps and in app purchases code as such. More on reddit.com
🌐 r/CreditCards
4
3
September 18, 2022
Using Apple Cash to pay in the UK

Yes it can be done. In the past, when the Apple Cash card was Discover, it did have a foreign transaction fee and it was difficult if not impossible to use it successfully at stores outside the US. Now that it has been switched to Visa it works just fine everywhere and there is no foreign transaction fee anymore. I can assure you this based on my experience with the Apple Cash card in Mexico (no luck when it was Discover, 100% now that it’s Visa).

More on reddit.com
🌐 r/ApplePay
13
0
June 19, 2020
Find elsewhere
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Apple Support
support.apple.com › en-us › 119943
Use your virtual card number for Apple Cash - Apple Support
Use your Apple Cash virtual card number to make secure purchases online where Apple Pay isn't yet available.
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Bankrate
bankrate.com › banking
Apple Cash: How To Use It To Send And Receive Money | Bankrate
November 25, 2024 - Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance.
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Apple Support
support.apple.com › en-us › 105013
Send and receive money with Apple Cash - Apple Support
3 weeks ago - Use Apple Cash to send and receive money with people you know.
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Apple
support.apple.com › en-ca › 105010
Set up and use Apple Cash Family - Apple Support (CA)
3 weeks ago - Apple Cash Family lets you set up Apple Cash* for the children and teens in your Family Sharing group so they can make purchases and send and receive money in Messages or Wallet.
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NerdWallet
nerdwallet.com › banking › learn › what-is-apple-pay-cash
Apple Cash and Apple Pay Review: How They Work and How They Compare - NerdWallet
November 4, 2020 - Apple Cash is a digital card used to send and receive money from others in the Messages app, or to fund other Apple Pay transactions. You can load your Apple Cash card (also called your Apple Cash balance) with money from a debit or prepaid card.
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Apple
support.apple.com › en-ca › 120544
Use Tap to Cash - Apple Support (CA)
With Tap to Cash, users can send or receive Apple Cash by holding two iPhone or Apple Watch devices together. When money is transferred, it's private—your phone number and email aren't shared.
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Apple
support.apple.com › en-ca › 102775
Countries and regions that support Apple Pay - Apple Support (CA)
Sending and receiving money with Apple Pay and the Apple Cash2 card are available only in the U.S.
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U.S. News
usnews.com › home › money › banking › advice
How to Use Apple Cash | Banking Advice | U.S. News
June 27, 2025 - Apple Cash is a digital card you can load with cash to use online or in stores that accept Apple Pay. You can also send Apple Cash to friends and family with iPhones through Messages or via your Apple Wallet.
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Apple
support.apple.com › en-ca › 108370
Add money to Apple Cash - Apple Support (CA)
3 weeks ago - Apple Watch: Double-click the side button and swipe to your Apple Cash card. Apple Vision Pro: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
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CNET
cnet.com › money › credit cards › apple pay, apple card and apple cash: disentangling the payment features
Apple Pay, Apple Card and Apple Cash: Disentangling the Payment Features - CNET
March 29, 2022 - When you receive cash from a contact, you'll find it in a digital Apple Cash card in the Wallet (you'll have to agree to the terms and conditions to set this up). You can use this cash to make payments in stores, in apps and online -- or you ...
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Apple Card
learn.applecard.apple › benefits
Apple Card Benefits
No matter where you shop with Apple Card, you always get unlimited Daily Cash back. That’s real cash3 you get back every day. Use it right away with Apple Pay, send it to a friend with Apple Cash,4 or watch it grow when you open a high yield Savings account5 through Apple Card.
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Macworld
macworld.com › home › software › how-to
How to use Apple Cash: How it works and what it costs | Macworld
June 12, 2025 - When iOS 11 landed in 2017, it came with Apple’s first major foray into financial transactions: Apple Cash. Similar to Venmo or Cash App, Apple Cash lets you instantly send money to another iOS user. You don’t even need a new app, as it’s ...
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PCMAG
pcmag.com › home › how-to › operating systems › ios
How to Send Money to Friends (or Request They Pay Up) With Apple Cash | PCMag
August 15, 2024 - You can send and request money through the Messages app or directly in Apple Wallet app. If you're running iOS 18 or higher, a new feature called Tap to Cash will make transferring funds even easier.