Ifixit has a note/disclaimer that states replacing the screen disables the NFC antenna. Mine will not load wallet onto watch as well. Looking at a video where they pried off the old NFC assembly and reinstalled it on the new screen to fix this issue. I think this is what Ifixit means by “no easy fix”….but is fixable but would void new screen warranty. Haven’t tried it, as this issue was not a deal breaker for me. Answer from Lann Pommerening on ifixit.com
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Apple Community
discussions.apple.com › thread › 8113105
Apple pay is not working with Series 3 iW… - Apple Community
February 27, 2018 - It does not work with Series 3 as of right now. ... I have the same problem. I cannot consistently countdown been able to press the side button twice to bring up Apple Pay/wallet. When it doesn’t work it’s just easier to reach for my phone which defeats the Purpose of using my watch for Apple Pay. I have added WAllen to my favorites on the Dock, so that I can at least pull it up quicker manually.
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Apple Community
discussions.apple.com › thread › 253336355
Apple Pay not working on Apple Watch - Apple Community
I was having the same issue, but these suggestions still did not fix it. Recently I had turned on AssistiveTouch in Accessibility. I had turned it off and Apple Pay was not working from the Watch, I thought due to 8.1.
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Apple Community
discussions.apple.com › thread › 255151437
Apple Pay on Apple Watch NOT Working Afte… - Apple Community
So Apple engineers have said it may be the Apple Pay sensor and after failing to run a diagnostic 2-3 times decided it needed returning. So back to my trusty Series 2 Watch now as a backup that has worked flawlessly until I get mine back.
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Apple Community
discussions.apple.com › thread › 8426766
Apple Pay does not work Watch Series 3 - Apple Community
June 15, 2018 - 1. Yes, the cards were added to the Watch Series 3 via the Apple Watch app on my iPhone X and verified by the card issuer · 2. Yes, the point of sale readers work with Apple Pay in general and specifically with my iPhone X · 3. Multiple retail locations consistently did not work with Apple Pay with my Watch Series 3, but all of them worked fine with my iPhone X.
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Apple Support
support.apple.com › guide › watch › set-up-apple-pay-apd285b3ae01 › watchos
Set up Apple Pay on Apple Watch - Apple Support
Tap My Watch, tap Wallet & Apple Pay, then scroll down to show Transaction Defaults. Tap an item to edit it. ... Put your Apple Watch in lost mode to suspend the ability to pay from your Apple Watch.
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Apple Community
discussions.apple.com › thread › 255750378
Unsupported Series 3 Watch keeps asking f… - Apple Community
This means that various app (like Voice Memo) will not sync with my phone. When trying to add Wallet to the watch I receive the message "Apple ID Required. To set up Apple Pay, sign in with your Apple ID." I'd love to do that, except I cannot! ... Thank you. Yes, it does look like version 8.8.1 was the last update for the Series 3. This also, of course, means no more security upgrades. Still, the watch works ...
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Apple Community
discussions.apple.com › thread › 255058449
Can't add card on Apple Watch series 3 - Apple Community
Apple Pay not working on Apple Watch This has become a problem after the latest update (watchOS 8.1). I go to pay with my watch like I have done for the past year and it immediately rejects the card. I try again using my iPhone and it works perfectly. I can't figure out why. Should I try to remove the card and pair it again? 28861 8 · Apple watch SE 2 After the latest update my credit cards wont work with apple pay. I use 3 ...
Find elsewhere
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Apple Community
discussions.apple.com › thread › 255172751
Apple Pay on Apple Watch Ultra 2 not work… - Apple Community
When I enable double clench to activate Apple Pay and double clench to confirm payment, it doesn't respond well and keep going back to watch face. Am I the only one facing this issue? Seek help >< 1194 3 · Apple Pay Doesn’t Work On New Series 9 Apple Watch Apple Pay worked perfectly with my Series 7 Apple Watch, but since switching to a Series 9 watch it doesn’t work at all.
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Reddit
reddit.com › r/applewatch › apple pay not working on watch after update
r/AppleWatch on Reddit: Apple Pay not working on watch after update
August 23, 2024 -

I updated to OS 11, and my Apple Pay stopped working. I can see my payment card on my screen but it does not interact with the tap function of the cash register.

I double tap the side to display the card - it says to "Hold Near Reader" and nothing happens when I hold it near the reader.

I've searched online for a solution and I'm only finding information for the card not being loaded into Wallet - my card is there. Any thoughts on how to fix this?

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Strava
myhealthyapple.com › home › apple pay not showing up or working on apple watch
Apple Pay not showing up or working on Apple Watch - MyHealthyApple
September 5, 2023 - We recommend turning it off, waiting 15 or so seconds, and then turning it back on. Try using a different passcode and see if that makes a difference. Apple Pay does not work on your Apple Watch if you have the Passcode turned off.
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Reddit
reddit.com › r/applewatch › how can i fix it? "could not set up apple pay. an error occurred while setting up apple pay."
r/AppleWatch on Reddit: How can I fix it? "Could not set up Apple Pay. An error occurred while setting up Apple Pay."
May 13, 2022 -

If Apple Can't help me, I believe in Reddit:

So... I bought an used Apple Watch Series 3 and the watch is perfect, but, the Wallet don't add cards to be used for Apple Pay.

When I try to add an card, this error appears: "Could not set up Apple Pay. An error occurred while setting up Apple Pay.*".*In my original language (Brazilian Portuguese): Não Pôde Configurar o Apple Pay. Ocorreu um erro durante a configuração do Apple Pay.

The Apple Care support don't know why this is happening and how to fix that. They think that "maybe" is a hardware problem. Conclusion: they can't and don't know how to help me.

(I already did the unpair, system restore... Nothing works).

Anyone know how can I fix that problem? 😥

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Apple Community
discussions.apple.com › thread › 255296784
Apple pay not working on apple watch but … - Apple Community
I get this with both payment cards, and a different error when I try to add my BMW key when I get "Cannot Add Car Key - there was a problem adding this BMW key to Wallet". All of this worked fine on my iPhone 12 and my previous Apple Watch. All software is up to date.
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Apple Community
discussions.apple.com › thread › 255383794
Apple pay not working on watch 9 - Apple Community
My card is fine, and it works when ... from a backup, so I did that, and yesterday it finally worked! I followed the instructions here Unpair and erase Apple Watch - Apple Support ... Watch Series ......
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Apple Community
discussions.apple.com › thread › 255420373
Apple Pay works on iphone but not on watch - Apple Community
Can’t add cards to Apple Pay I have recently switched to the new iPhone 14 pro from my iPhone 13- and restored everything from iCloud. when trying to set Apple Pay on my new iPhone I keep receiving the message “could not connect to Apple Pay”, no matter what I do! the things I have done already: talked to Apple support on the phone, nothing helped. logged out and back in to my Apple id removed PayPal from my Apple ID and added my card that I wanted to use with Apple Pay checked that my region is the correct one. i Feel like I have tried it all and I can’t seem to get any help, so if anyone had ever experienced that issue I would love to hear a solution :) I have to mention that the cards are still available on my Apple Watch since they stayed on it from my old iPhone, and its annoying to only rely on it to pay everywhere..
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Apple Community
discussions.apple.com › thread › 253386928
Apple Pay stopped working on Apple Watch - Apple Community
Problems using Apple Watch for Apple Pay When using my Apple Watch for Apple Pay, double clicking the bar on the watch does not always bring up the credit card. Yesterday for example I made several payments with my watch and then the next payment I tried to make did not bring up the credit card.
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macReports
macreports.com › home › not working? › apple pay not working on apple watch, fix
Apple Pay Not Working on Apple Watch, Fix • macReports
December 12, 2021 - Restart your Apple watch and then try again. This is easy to do. Restarting may fix your Apple Watch’s Apple Pay problem. To restart your Apple Watch, press and hold the side button until you see the “power off” slider.
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Apple Community
discussions.apple.com › thread › 255399712
Apple Watch credit card payments declined… - Apple Community
I double-click the side button, select my card, get the "Hold near reader" message, I put the watch face near the reader, then I get the message on the card reader telling me it's not authorized. My card is fine, and it works when I use my iPhone to pay immediately afterwards, so it's just the watch that's getting the error. And it's happened at multiple stores. Has anyone else experienced this? 959 3