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Apple Support
support.apple.com › guide › watch › set-up-apple-pay-apd285b3ae01 › watchos
Set up Apple Pay on Apple Watch - Apple Support
Tap My Watch, then tap Wallet & Apple Pay. ... A new card or previous card: Tap Add Card, then follow the onscreen instructions.
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Apple Support
support.apple.com › guide › watch › use-apple-pay-for-contactless-payments-apdbe9c11bba › watchos
Use Apple Pay for contactless payments on Apple Watch - Apple Support
Hold Apple Watch within a few ... Center when the transaction is confirmed. When you’re shopping in an app on your Apple Watch, choose the Apple Pay option during checkout....
Discussions

Who uses Apple Pay with the Watch?
I religiously use my watch for paying More on reddit.com
🌐 r/AppleWatch
556
937
March 29, 2025
Does Apple Pay require the Cellular version? If no, can I leave my phone at home for paying only with GPS watch? So with no active Bluetooth connection?
It requires nothing. No Bluetooth connection. No WiFi. Just the watch and a bit of power in the battery 😂 More on reddit.com
🌐 r/AppleWatch
36
23
January 28, 2019
Using Apple Pay
I used it a lot on my trip to New York. The subway has tap and go and using my watch was the easiest way to do it!! More on reddit.com
🌐 r/AppleWatch
210
355
August 25, 2025
Apple Pay on Smart Watch (no Apple Watch)
Apple Pay is only available on Apple products. She would need an Apple Watch. More on reddit.com
🌐 r/AppleWatch
7
8
November 21, 2020
People also ask

How do I use Apple Pay?
You can use Apple Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and private. Learn how to use Apple Pay in stores How to pay with Safari on Mac How to pay in store with iPhone Learn how to use Apple Pay on websites Learn how to use Apple Pay in apps Learn how to pay in installments Learn how to pay with rewards
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apple.com
apple.com › apple-pay
Apple Pay - Apple
What’s the difference between Apple Cash and Apple Pay?
Apple Cash is an easy and private way to send and receive money, and it’s built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet. For apps or merchants that don’t accept Apple Pay, use your Apple Cash virtual card number t
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apple.com
apple.com › apple-pay
Apple Pay - Apple
How secure is Apple Pay?
Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your identity isn’t shared with merchants, and they don’t see your actual card number. And your card numbers are never stored on Apple servers. When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shi
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apple.com
apple.com › apple-pay
Apple Pay - Apple
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Reddit
reddit.com › r/applewatch › primarily use apple pay on my watch
r/AppleWatch on Reddit: Primarily use Apple Pay on my Watch
March 7, 2025 -

When I am shopping in stores, I almost always use my Watch to pay at checkout. It’s become a natural reflex for me for payments now. Anyone else do this too? I thought I’d bring up the discussion because I feel like I rarely see others using their Watches to pay. I’ll even get comments occasionally from cashiers that will say something like - “I didn’t know you could use the Watch!”

If you primarily use your iPhone to pay in stores, let me know why. I’m genuinely curious to hear the benefits over the Watch!

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Apple Support
support.apple.com › en-us › 102626
Make purchases using Apple Pay - Apple Support
November 12, 2025 - You can pay using Apple Pay in stores, in apps, on the web, and more. With your iPhone or Apple Watch, you can use Apple Pay in stores, restaurants, gas stations, taxis, or wherever you see the appropriate contactless payment symbols.1 If you have any questions, contact the merchant or card issuer.
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Apple Support
support.apple.com › en-us › 108398
Set up Apple Pay - Apple Support
To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.
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Apple Support
support.apple.com › en-us › 102896
Devices compatible with Apple Pay - Apple Support
November 12, 2025 - To use Apple Pay for purchases in Chile and Vietnam, you need an iPhone 6 or later with iOS 12.5.2 or later. To use with Apple Watch, you need a Watch Series 4 or later with watchOS 9.0 or later. Apple Watch must be paired with an iPhone 8 or later. To support correct transaction notifications ...
Find elsewhere
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Apple Support
support.apple.com › en-us › 105123
Use Express Mode with transit cards, passes, and keys in Apple Wallet - Apple Support
1 month ago - In the My Watch tab, tap Wallet & Apple Pay. Tap Express Transit Card, select a transit or payment card, and authenticate on your Apple Watch with your passcode.
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Reddit
reddit.com › r/applewatch › who uses apple pay with the watch?
r/AppleWatch on Reddit: Who uses Apple Pay with the Watch?
March 29, 2025 -

Since getting my Apple Watch Series 10 last month I’ve found using Apple Pay set up on it so much easier and simpler than having to get my iPhone from my pocket or getting my credit/debit card from my wallet.

Anyone else find the benefit of Apple Pay on the Watch?

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Apple
apple.com › apple-pay
Apple Pay - Apple
Set up in seconds. Right on your iPhone. Apple Pay is built into iPhone, Apple Watch, Mac, iPad, and Apple Vision Pro. To get started on iPhone, open the Wallet app and tap the plus symbol.
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TechRadar
techradar.com › health & fitness › smartwatches
How to use Apple Pay on your Apple Watch | TechRadar
June 22, 2024 - It's worth noting that Apple Pay works on the Apple Watch, or an iPhone using NFC, which is the system that allows for that tap-to-pay interactivity. This is inert, meaning it won't use power and simply works as your bank card would if you were ...
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Reddit
reddit.com › r/applewatch › does apple pay require the cellular version? if no, can i leave my phone at home for paying only with gps watch? so with no active bluetooth connection?
r/AppleWatch on Reddit: Does Apple Pay require the Cellular version? If no, can I leave my phone at home for paying only with GPS watch? So with no active Bluetooth connection?
January 28, 2019 - I recall forgetting my wallet and iPhone a couple years ago at work and paying for lunch with my Apple Watch (s0). ... As others have said, it requires nothing. Sometimes I forget my phone at work when I go to lunch and I can still pay with my watch. ... You don’t need a data connection on your credit card when you use that, so the same applies to Apple Pay on both the watch and phone.
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Wells Fargo
wellsfargo.com › help › mobile-features › apple-pay-faqs
Apple Pay Frequently Asked Questions – Wells Fargo
When setting up a new device, you will have the opportunity to add eligible Wells Fargo cards, or you can always open the Apple Wallet app to add cards at any time. Please note, Apple Pay on the Apple Watch is set up through the Apple Pay Watch app on an iPhone® paired to the Apple Watch.
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Lifewire
lifewire.com › guide-to-using-apple-pay-on-an-apple-watch-8751557
How to Use Apple Pay on an Apple Watch
December 6, 2024 - If you’re able to use Apple Pay, double-press the side button (the rectangular button on the right). To pay with your default payment card, hold your Apple Watch near the card reader.
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Reddit
reddit.com › r/applewatch › using apple pay
r/AppleWatch on Reddit: Using Apple Pay
August 25, 2025 -

Often when I pay via my Apple Watch, the person behind the counter will be delighted to see it, telling how cool that is. About half the time, I point and say, “The Apple Watch you’re wearing will do this too!”

I am surprised at how many people don’t set up and use Apple Pay on the Watch. It’s very simple and much easier than digging out one’s iPhone or wallet.

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Apple Support
support.apple.com › guide › watch › use-passes-apd4362807a0 › watchos
Add and use passes in Wallet on Apple Watch - Apple Support
On an Apple Watch that you set up for yourself, open the Wallet app , then touch and drag transit, access, and payment cards and passes to arrange them.
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Apple Support
support.apple.com › guide › watch › about-apple-wallet-apd16914b6d1 › watchos
About Apple Wallet on Apple Watch - Apple Support
Use the Wallet app to securely keep your credit and debit cards for Apple Pay, ID cards, transit cards, event tickets, keys, and more—in one convenient place for easy access.
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AT&T
att.com › wireless support › device support
Apple Watch Series 9 (41mm / 45mm) - Apple Pay & Wallet - AT&T
September 17, 2025 - 1. Quickly open the Wallet app by double-pressing the Side button. Note: You can use Apple Pay anywhere you see the Tap to Pay icon or Apple Pay icon. 2. Hold your Watch up to the contactless payment terminal.
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CNET
cnet.com › tech › mobile › smartwatches › how to set up and use apple pay on the apple watch
How to set up and use Apple Pay on the Apple Watch - CNET
April 21, 2015 - Apple Pay on the Watch is incredibly simple to use. All you have to do is double-tap the side button, select the credit or debit card you would like to use, and hold the face of the watch to the payment terminal.