Can I use my Bank of America® credit card to make payments in Bill Pay?
No, this feature is not available for credit cards. You can, however, use Online Banking to set up one-time payments, schedule future payments or create recurring payments from your checking, money market savings account, SafeBalance Banking® account or from your Home Equity Line of Credit. Learn more about Bill Pay
How can I make a payment to my credit card from a Bank of America® account or another financial institution?
You can pay your credit card in any of several convenient ways.
On our website:
Log in to Online Banking and select the Bill Pay tab, then follow the instructions.
If you're paying your bill from an account at another financial institution, select the Manage Pay To/Pay From Accounts link from the Bill Pay menu, then select the Add Pay From Account button and follow the instructions (you'll need your bank's 9-digit routing number and your account number in order to set up the Pay From account).
You can also transfer money from your Bank of America checking or saving account to your Bank of America credit card. To do this, select the Transfer | Send tab, then select Between My Accounts At Bank of America and follow the instructions provided in the Make a Transfer tab.
Not an Online Banking customer? Enroll in Online Banking today
On your mobile device
Log in to the Mobile Banking app and select your credit card account, then select the Make a payment button.
You can also tap the Erica icon and say, 'I want to pay my credit card' then follow the instructions (if you prefer, you can also type your message to Erica).
Get the app
At a financial center or ATM
Drop off your payment at any Bank of America financial center or make a payment at one of our ATMs. To pay at an ATM using checks or cash, insert your credit card into the ATM, then select Make a Payment and follow the instructions (please note that payments to business credit cards are not supported at ATMs at this time).
Find a financial center or ATM near you
By phone
Call 800.236.6497. There is no fee to make a payment by phone.
By mail
Pay your credit card bill by mail using the following mailing addresses:
Consumer card payments (standard delivery)
PO Box 15019
Wilmington, DE 19850-5019
Consumer card payments (overnight delivery)
Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713
Business card payments
Bank of America Business Card
PO Box 15710
Wilmington, DE 19850-5710
If I make my credit card payment online, when will my payment post to my account?
If you pay your Bank of America® credit card account from a Bank of America checking or savings account, any funds transferred as a payment to the credit card account before 11:59 p.m. ET, including weekends and holidays, will be credited on the date the payment is made. However, updates to account balances and funds availability may take up to 2 bank business days.
If you pay your Bank of America credit card from a checking or savings account with another financial institution, your payment will be requested as an electronic transfer within 24 hours from the time you submit it online. A debit will appear on your checking account and on your credit card statement online within 2 business days.