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This is helpful for sure and you are doing a great service by doing so. So thank you. On the other hand, the fact that this even needs to be posted shows what a ridiculous sh*t show BoA’s tech is. It really is THAT bad and worse than you think it is if you have never used it. It’s impossible to reconcile how a bank as large as BoA still has such an arcane screwy process in place for setting up autopay and they should be absolutely ashamed. I’ve been a BoA customer for a decade+ and every time I have to setup autopay it’s a pain in the a$$ because of their technology. I’ve done it several times now but I always forget how the system works. I recently got a C1 and Chase credit card and, being a completely new customer, was able to setup autopay on their sites in one minute and required no help and I didn’t have to wait for a freaking statement to post in order to set autopay up either. BoA, seriously, fix your garbage site! Damn. Answer from ColorMonochrome on reddit.com
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Bank of America
bankofamerica.com › bank of america › credit cards › credit card payments & statements faqs
Credit Card Payments and Statements FAQ from Bank of America
... Log in, select Bill Pay tab and locate the credit card account you'd like to set automatic payments up on. Click the AutoPay link next to the company and bill, select Set Up AutoPay, then Set Up Based on the eBill.
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WalletHub
wallethub.com › popular credit card questions
How to Set Up Bank of America Credit Card AutoPay
1 month ago - Note that to be eligible to make automatic payments on your Bank of America credit card, you must first be enrolled in electronic billing. Log in to your Bank of America online account.
People also ask

How can I make a payment to my credit card from a Bank of America account or another financial institution?

You can pay your credit card in any of several convenient ways.

On our website:
Log in to Online Banking and select the Bill Pay tab, then follow the instructions.

If you're paying your bill from an account at another financial institution, select the Manage Pay To/Pay From Accounts link from the Bill Pay menu, then select the Add Pay From Account button and follow the instructions (you'll need your bank's 9-digit routing number and your account number in order to set up the Pay From account).

You can also transfer money from your Bank of America checking or saving account to your Bank of America credit card. To do this, select the Transfer | Send tab, then select Between My Accounts At Bank of America and follow the instructions provided in the Make a Transfer tab.

Not an Online Banking customer? Enroll in Online Banking today

On your mobile device
Log in to the Mobile Banking app and select your credit card account, then select the Make a payment button.

You can also tap the Erica icon and say, 'I want to pay my credit card' then follow the instructions (if you prefer, you can also type your message to Erica).

Get the app

At a financial center or ATM
Drop off your payment at any Bank of America financial center or make a payment at one of our ATMs. To pay at an ATM using checks or cash, insert your credit card into the ATM, then select Make a Payment and follow the instructions (please note that payments to business credit cards are not supported at ATMs at this time).

Find a financial center or ATM near you

By phone
Call 800.236.6497. There is no fee to make a payment by phone.

By mail
Pay your credit card bill by mail using the following mailing addresses:

Consumer card payments (standard delivery)
PO Box 15019
Wilmington, DE 19850-5019

Consumer card payments (overnight delivery)
Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713

Business card payments
Bank of America Business Card
PO Box 15710
Wilmington, DE 19850-5710

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bankofamerica.com
bankofamerica.com › bank of america › credit cards › credit card payments & statements faqs
Credit Card Payments and Statements FAQ from Bank of America
Can I use my Bank of America credit card to make payments in Bill Pay?

No, this feature is not available for credit cards. You can, however, use Online Banking to set up one-time payments, schedule future payments or create recurring payments from your checking, money market savings account, SafeBalance Banking account or from your Home Equity Line of Credit. Learn more about Bill Pay

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bankofamerica.com
bankofamerica.com › bank of america › credit cards › credit card payments & statements faqs
Credit Card Payments and Statements FAQ from Bank of America
How can I check my credit card account balance?

You can quickly check your credit card balance on our website or on your mobile device.

On our website
Log in to Online Banking and select your credit card account. In addition to checking your balance, Online Banking also allows you to:

  • Get a summary of your current account status, including balance, available credit and information on when your next payment is due
  • Request up to 12 months of detailed transaction information
  • Download transactions for use with financial management software
  • Make a payment online
  • Contact customer service

Not an Online Banking customer? Enroll in Online Banking today

On your mobile device
Log in to the Mobile Banking app and select your credit card account, or you can set up the My Balance feature to view account balances without signing in to the app.

Get the app

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bankofamerica.com
bankofamerica.com › bank of america › credit cards › credit card payments & statements faqs
Credit Card Payments and Statements FAQ from Bank of America
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Upgraded Points
upgradedpoints.com › home › news
Bank of America Credit Card Bill Pay Changes Starting August 23
August 7, 2025 - However, this change only applies ... — such as a credit card from another bank or your cell phone bill — those payments will continue uninterrupted....
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Reddit
reddit.com › r/creditcards › how to: set up bank of america credit card auto pay
r/CreditCards on Reddit: How To: Set up Bank of America credit card auto pay
October 9, 2024 -

This seems like a completely impossible task in the Bank of America App/UI, to setup autopay for a bank of america credit card (specially if you want the autopay to be from an external checking account).

You can see so many other older reddit threads asking about it: https://www.google.com/search?q=setup+bank+of+america+autopay+reddit

So here I'm giving a how-to to help others, this process finally worked for me:

  • Add your credit card to your bank of america login

  • Have an external (or bank of america) checking account linked to the same login

  • Wait for at least one credit card statement to post (you cannot setup autopay before that).

  • Under your main account page, "Pay and Transfer" -> "Bill Pay / Make a Payment" option (it will open up a "Payment Center" UI page.

  • Search for your credit card on that page, and click "Request E-Bill". A popup will open up, asking for the last four of your social, enter that, click 'add', then select checkbox agreeing to terms and click 'submit'. The popup will say "you have setup ebills now you can setup autopay".

  • Now refresh the page (or re-open the "Payment Center" page agin). You must refresh. I was getting stuck at this step earlier.

  • After refreshing, you'll see "Autopay" link under your credit card. Now you can setup autopay

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JustAnswer
justanswer.com › finance › q43oa-setup-monthly-auto-payments-avoid-late-charges.html
BOA Credit Card Auto Payments Setup Guide
To set up monthly auto payments for your Bank of America (BoA) credit cards from a new bank account, you'll need to follow a few simple steps: 1. **Log in to your BoA online banking account** or use the BoA mobile app.
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Bank of America business credit card auto pay and ebills - Bogleheads.org
Every month I pay them manually and I hate it because everything else in life is autopay. It wouldn't surprise me OP if there is no fix. I have five BoA cards across two people that I pay via their Bill Pay automatically from an external bank account. So even if they’re foolish enough not to take money out of your checking account, you should still be able to set it up to auto pay from another account of your choosing.
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
BofA credit card autopay via its bill pay - Bogleheads.org
Additionally, any one-time or recurring payments you scheduled to process on or after September 13 in the Bill Pay Service to pay another person's personal Bank of America credit card will be canceled. If you do cancel your payment(s) and want to schedule a one-time payment to process before September 13, you can do so in Mobile or Online Banking by selecting Pay & Transfer and clicking Transfer.
Find elsewhere
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The Finance Buff
thefinancebuff.com › home › latest blog posts › how to set up auto pay on bank of america credit card
How to Set Up Auto Pay On Bank of America Credit Card
November 28, 2024 - Setting up auto pay on a Bank of America credit card is tricky to figure out. Here's a walkthrough of how to do it.
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myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Bank-of-America-s-credit-card-auto-pay-process-is-changing › td-p › 6831966
Bank of America's credit card auto-pay process is ... - myFICO® Forums - 6831966
July 11, 2025 - Is it possible to set up autopay for BoA cards through the transfer feature? Or, are they only one-time payments? No, only one-time payments. Autopay and recurring payments are still done through Bill Pay — for now.
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DEM Flyers
demflyers.com › home › banks › how to set up auto-pay for bank of america credit cards
How to set up auto-pay for Bank of America credit cards | DEM Flyers
June 27, 2021 - Find your new card and click on the small “AutoPay” link and then “Set up AutoPay“. Select the leftmost option “Set Up Based on the eBill” and fill out the form with your bank account, delivery date, amount (usually “Statement ...
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Cards and Points
cardsandpoints.com › home › how to set up a bank of america credit card on auto pay: step-by-step walkthrough
How to set up a Bank of America credit card on auto pay: Step-by-step walkthrough
April 5, 2024 - Setting up automatic payments on Bank of America credit cards is a multi-step process. Here’s what you need to do: Add an external payment account to your online profile if paying from another bank.
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YouTube
youtube.com › watch
How to Setup AutoPay for Bank of America Credit Cards - YouTube
Having trouble setting up autopay for Bank of America Credit Cards? This video explains how to do it. Why do you want autopay? So you can let it pay itself f...
Published   April 16, 2018
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Reddit
reddit.com › r/personalfinance › how to setup auto pay for you credit card of bank of america
r/personalfinance on Reddit: How to setup auto pay for you credit card of Bank of America
April 22, 2019 -

You may heard that it's doable but it's really silly and hard to find the right path. Just wasted 3 hours of my life browsing the website and app, talking to really nice customer service and failed. Finally found the path myself and share it here so anyone reading this won't waste any time.

You will need at least 1 monthly statement of your credit card to enable the ebills and then setup autopay*.*

Step 1: Log in to Bank of America online banking website.

Step 2: Under accounts tab, click your credit card.

Step 3: In the upper right corner you will see a box with title "Pay this card", there is a button says "Make Payment", click it.

Step 4: A dialog box will pop out, click "pay from" and choose your account that used to pay the credit card. Click in the "Amount" box and you can see dropdown of your statement balance and current balance. Choose the statement balance. No need to continue. Click "go to bill pay page" link.

Step 5: Now you are in the bill pay page and you can see your credit card account. Click "request ebills" and fill the form. Now you will need to wait for the next billing circle and your ebill will show up.

Step 6: When the ebill shows up, select ebill, setup autopay with different options: Statement Balance/Minimum Due/Current Balance, etc.

And that's it.

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Bogleheads.org
bogleheads.org › board index › community › personal consumer issues
Bank of America credit card autopay deconstruction - Bogleheads.org
The E-Bill is a notification that there is a payment due, totally separate from Autopay. I often make prepayments to my BofA credit card, but Autopay doesn't recognize those payments. So after making the prepayments, we have to go to the "Payment Center" and in the "Payments" section, under "Scheduled," select "change" and put in the correct balance due.
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YouTube
youtube.com › charismatic chris
EASY How to Setup Automatic Credit Card Payments for Bank of America - YouTube
Having trouble setting up autopay for Bank of America credit cards? This video explains how to easily set up automatic credit card payments so you never miss...
Published   September 19, 2023
Views   41K
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YouTube
youtube.com › watch
How to Set Up Auto pay for Bank of America Credit Cards - YouTube
*this channel may earn a small commission on purchases made through affiliate product links. Thank you for your support!Check out my other product unboxing a...
Published   May 24, 2025
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WalletHub
wallethub.com › popular credit card questions
How to Set Up Bank of America Customized Cash Rewards Credit Card Automatic Payments
February 22, 2024 - Log in to your online account via the Bank of America website or mobile app. Find “Bill Pay” on the account home page and then select “Set Up AutoPay.” After that, select “Set Up Based on the eBill.”
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Bank of America credit card “feature” (be careful with autopay) - Bogleheads.org
That system was not accessible via the online portal -- if you needed to make changes to a payment you had to call and talk to a call center rep. There are quite a few banks where the autopay system is disconnected from the credit card system, so it is unaware of other payments or credits.
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Reddit
reddit.com › r/creditcards › how to set up bank of america credit card auto pay?
r/CreditCards on Reddit: How to set up Bank of America credit card auto pay?
April 28, 2023 -

Hi, I was charged for interest (not big amount) even after I go in the app to pay before due date every month because I somehow have been missing a charge here or there thus the interest rate on my Alaska Airline credit card.

So I tried to set up autopay via app and web. It seems like it's impossible. I called Bank of America and was on the phone for an hour and she wasn't able to help me.

I tried to google results/youtube videos but apparently Bank of America continues to change up the layout so it's impossible for users to set up auto pay. The videos I watched, they already changed the interface so I cannot find the right place to set it up. Why is a large bank like this intentionally do this? So they can make money off interest? Please help.

Top answer
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You have to pay the statement balance in full for two months before your grace period will be restored. You can download a PDF statement from online banking to read more about this. As far as setting up autopay, there are multiple steps: If you're paying from an account outside of B of A, set up this a pay from account in Bill Pay first Request eBills Then setup autopay I don't unfortunately remember the exact steps. To your point, it may have slightly changed with website updates. I suggest not trying this on the smartphone app. This last FAQ on this site is about setting up automatic payments: https://www.bankofamerica.com/credit-cards/credit-card-payments-statements-faq/
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Well I was trying this today and chanced upon this thread. I was able to figure out the way to setup AutoPay for BoA credit card after a lot of trial and error. Apparently you need to goto Bill Pay Center (Unfortunately, this option is not under the Bill Pay tab that they have under Pay & Transfer. I tried via the web, it's in an obscure location, on the main web page when you login goto Activity Center on the right > select Pay/Transfer > click "Go to Bill Pay Center"). Here you first need to add your credit card using Add a Company or Person, then "Request eBill", then maybe goto the Bill Pay Center again (just go to the main home page and visit this page again in Activity Center), then when you select your added credit card voila you will magically see AutoPay appear and can set it up as desired. Essentially follow the last FAQ on https://www.bankofamerica.com/credit-cards/credit-card-payments-statements-faq/ They clearly didn't make this autopay setup easy! Hope this helps!
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YouTube
m.youtube.com › watch
EASY How to Setup Automatic Credit Card Payments for Bank ...
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Published   September 19, 2023