Yes, whether you use our Mobile Banking app or Online Banking, you have access to world class digital banking at your fingertips. For example, you can:

• Stay on top of your credit card account balances with spending & budgeting tools
• Choose cash back deals with BankAmeriDeals®
• Pay your credit card bill with your Bank of America checking or savings accounts
• Pay your credit card bill from a non-Bank of America account via Bill Pay
• Report your credit card lost or stolen, and request a replacement card

• Request a Balance Transfer or Direct Deposit Cash Advance

• Manage your credit card PIN
• Get your FICO® Score
• Redeem credit card rewards

When you log in to Online Banking, you can also:

• Get a summary of your current account status, including balance, available credit and payment information
• Request up to 12 months of detailed transaction information
• View and print up to 3 years of credit card statements
• Download transactions for use with financial management software

Not an Online Banking customer? Enroll in Online Banking today

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A direct deposit cash advance from your credit card allows you to deposit cash from your personal credit card in to your personal checking account with Bank of America or another bank. You can use the cash to pay for any kind of planned or unplanned expense. You can draw up to your total credit available, less any transaction fees and the funds are often available the next business day. In some instances, it may take up to 3 business days (14 business days for new accounts). Your account may also be eligible for promotional rates on direct deposit cash advances. You can check your offers anytime by signing in to Online Banking. NOTE: If you plan to use the funds to consolidate debt, you may want to consider a balance transfer instead of a direct deposit cash advance because the standard rate applicable after a promotional period ends is typically lower for balance transfers.

Your direct deposit cash advance amount cannot exceed your total credit available, so be sure to plan for applicable fees and interest charges, as well as any pending purchases, advances or transfers when determining your transfer amount.

For your security, all online direct deposit cash advances from your credit card require you to provide two pieces of information that you can find on your card. So you'll need the card plastic to complete your request.

To request your credit card PIN: Log in to Online Banking. You may also request your PIN using our Mobile Banking app or by calling the number on the back of your card.