Can I use my Bank of America credit card to make payments in Bill Pay?
No, this feature is not available for credit cards. You can, however, use Online Banking to set up one-time payments, schedule future payments or create recurring payments from your checking, money market savings account, SafeBalance Banking account or from your Home Equity Line of Credit. Learn more about Bill Pay
How can I make a payment to my credit card from a Bank of America account or another financial institution?
You can pay your credit card in any of several convenient ways.
On our website:
Log in to Online Banking and select the Bill Pay tab, then follow the instructions.
If you're paying your bill from an account at another financial institution, select the Manage Pay To/Pay From Accounts link from the Bill Pay menu, then select the Add Pay From Account button and follow the instructions (you'll need your bank's 9-digit routing number and your account number in order to set up the Pay From account).
You can also transfer money from your Bank of America checking or saving account to your Bank of America credit card. To do this, select the Transfer | Send tab, then select Between My Accounts At Bank of America and follow the instructions provided in the Make a Transfer tab.
Not an Online Banking customer? Enroll in Online Banking today
On your mobile device
Log in to the Mobile Banking app and select your credit card account, then select the Make a payment button.
You can also tap the Erica icon and say, 'I want to pay my credit card' then follow the instructions (if you prefer, you can also type your message to Erica).
Get the app
At a financial center or ATM
Drop off your payment at any Bank of America financial center or make a payment at one of our ATMs. To pay at an ATM using checks or cash, insert your credit card into the ATM, then select Make a Payment and follow the instructions (please note that payments to business credit cards are not supported at ATMs at this time).
Find a financial center or ATM near you
By phone
Call 800.236.6497. There is no fee to make a payment by phone.
By mail
Pay your credit card bill by mail using the following mailing addresses:
Consumer card payments (standard delivery)
PO Box 15019
Wilmington, DE 19850-5019
Consumer card payments (overnight delivery)
Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713
Business card payments
Bank of America Business Card
PO Box 15710
Wilmington, DE 19850-5710
Can I manage my Bank of America credit card account from almost anywhere?
Yes, whether you use our Mobile Banking app or Online Banking, you have access to world class digital banking at your fingertips. For example, you can:
- Stay on top of your credit card account balances with spending & budgeting tools
- Choose cash back deals with BankAmeriDeals
- Pay your credit card bill with your Bank of America checking or savings accounts
- Pay your credit card bill from a non-Bank of America account via Bill Pay
- Report your credit card lost or stolen, and request a replacement card
Request a Balance Transfer or Direct Deposit Cash Advance
- Manage your credit card PIN
- Get your FICO Score
- Redeem credit card rewards
When you log in to Online Banking, you can also:
- Get a summary of your current account status, including balance, available credit and payment information
- Request up to 12 months of detailed transaction information
- View and print up to 3 years of credit card statements
- Download transactions for use with financial management software
Not an Online Banking customer? Enroll in Online Banking today
Get the app
Videos
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Bank of America system is garbage
Does Bank of America have the worst credit cards?
When I click PAY under my credit card balance, I see the following:
“You don't have an account that can be used with Bill Pay. You'll need to open a Bank of America checking or Money Market savings account to get started.”
I can’t find any way to add my (non-BofA) checking account and simply pay the balance.
I just got the card a few weeks ago, and I do not yet have a payment. Will I possibly receive an option to add my checking account when my payment is due? Or do I have to open a BofA checking account to pay my credit card?
I just jumped through 8 million hoops and 3 layers of verification simply trying to get to a human at Bank of America…and that was frustrating…but not nearly as frustrating as the fact that I was just told I can no longer pay another person’s Bank of America credit card bill online. This is for an elderly person who does not have access to online banking, so I can’t “link the accounts” through their tortured process, and it’s complete insanity to me that they’ll let me MAIL IN a check to that account, but won’t let me pay it via online bill pay through my own account. Bank of America sucks.