Edit: I understand the difference between deferred interest and 0% interest.

Purchased a new Nikon Z8 at Best Buy on sale over the weekend, selected the 12mo 0% BB financing and the nice sales associate told me that if I called customer service after it cleared and asked for 24mo, I could get it extended. Called this morning and had no issues quickly getting it. Just wanted to point this out for anyone who might be thinking about a big purchase, or who has made one recently.

I'm gearing up to buy my first macbook and i'm curious if any of you have any insight about special financing?

I plan on buying an iPhone, apple watch, maybe airpods (and some other tech things) over the next year. Best buy carries all the apple products and has financing available so I am leaning towards it. I can also buy other things at best buy. I will be moving to a new apartment. I'm not really looking for the cash back or rewards as I'd rather have the financing.

I do have 2 cards already that has rewards: capital one savor (3k limit) and chase freedom unlimited (1k limit). I don't plan on opening any cards after this for a while. So should I get the best buy credit (not store card) or are there better options available? Should I consider the apple card?

Quick question for you guys, does Best Buy always offer 0% interest financing with a credit card for major appliances and home theater related purchases for 24 months?

I'm asking because we plan to purchase a new home soon and would like to finance some of the appliance and tech purchases but given the total cost, we'd want at least a 24 month term.

Is this always available at Best Buy? Do they ever offer terms higher than 24 months?

Edit: Thank you for all of the input, you have all been very helpful. Based on the information I've gathered, 24 months is practically a guarantee as long as I bundle an item in from a 24 month 0% interest category in the same purchase as other items.

Also, from some of the feedback here...it looks like 36 month 0% financing may also be available if the purchase totals around $10k (which in my case will). However, this appears to be based somewhat on luck and whether a manager is willing to call Citibank and have them approve this special financing term.

I’m a student looking to get a MacBook and currently I only have the money to finance one, I already have 5 credit cards and a score of 740 (I don’t know if that is relevant) but there is a MacBook on sale at Best Buy and I was looking to finance it but the only way is to get the BB card and I don’t plan on financing any other devices from them in the future.

What are my chances of getting approved for Best Buy 24 month financing with 550 credit score? They’re having a promo for 24m. Zero interest on cameras and I’m wondering if I can get it. Anyone with similar credit score getting something like that?

Not sure if that matters but low credit score is due to high balances, no late or missed payments ever

Hi, I was planning to buy a tablet, and I saw this thing called best buy financing, where it says that you can pay portions per month instead of paying in full. Is that what it means? Does anyone know exactly what is best buy financing? Thanks in advance!

I had something in my cart online waiting for after the holidays. I was lined up to use the 24-month interest-free financing on my Best Buy credit card. All of a sudden I go on and check today, and there's only one option: 12 months. There used to be 18 and 24 also, now just 12. Anyone know why, or does anyone know if I'm wrong?

Thanks :)