its 5% in best buy points. It does have targeted offers here and there for additional spend. eg spend $2000 get a $70 best buy certificate (not a gift card) Cash+ has 5% on electronics stores Answer from Derthsidious on reddit.com
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Citi
citiretailservices.citibankonline.com › RSnextgen › svc › launch › index.action
My Best Buy® Credit Card - Sign On or Apply Online
If you need immediate assistance, please call 1-888-738-4624 · TTY for the Hearing Impaired please contact: For TTY: Use 711 or other Relay Service
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Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards
Best Buy Credit Card: Rewards & Financing
Use your Best Buy Credit Card or My Best Buy Card for great financing option and rewards on the products you love. Manage your account online or apply today.
Discussions

Retail Citi Card (Best Buy) not working after changes.
One thing I notice is that "Best Buy Credit Card" now appears all the way at the bottom of my Accounts in Settings (below "Manual Accounts"). I have the option to "Delete Institution," but it says "Deleting Best Buy Credit Card will remove all of its data and transactions from Quicken. More on community.simplifimoney.com
🌐 community.simplifimoney.com
April 7, 2025
Is it worth getting the best buy card?
For 0% financing I think there are better cards. If an extra 4% back on Best Buy purchases as store credit is more valuable to you than travel rewards, sure. Edit: But the US Bank Altitude Reserve gives 4.5% effective back since Best Buy accepts Apple Pay, so that card would be better for many. Please note, the Best Buy card offers 0% financing OR an extra 4% back. Not both. If you decide to get the Best Buy card, get the Visa, not the store card. More on reddit.com
🌐 r/CreditCards
73
32
October 21, 2022
Thoughts on the Best Buy Citi card?
its 5% in best buy points. It does have targeted offers here and there for additional spend. eg spend $2000 get a $70 best buy certificate (not a gift card) Cash+ has 5% on electronics stores More on reddit.com
🌐 r/CreditCards
44
19
January 18, 2025
Best Buy recently closed my 16K credit card with no warning?
Nope. An issuer doesn't have to give notice of an inactivity closure. They sometimes do as a courtesy, but not all. More on reddit.com
🌐 r/CreditCards
37
0
April 26, 2025
People also ask

What is the difference between the My Best Buy Credit Card and My Best Buy Visa Card?
The main difference between the My Best Buy Credit Card and the My Best Buy Visa Card is the My Best Buy Visa Card can be used outside of Best Buy where Visa is accepted. The My Best Buy Credit Card can only be used for purchases at Best Buy.
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citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
Read more My Best Buy Credit Card FAQs
Visit the Best Buy FAQ page for additional details related to the My Best Buy Credit Card.
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citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
How are my points calculated with the My Best Buy Credit Card and My Best Buy Visa Card?
All qualifying purchases at Best Buy earn 5% back in rewards (2.5 points for every $1 spent). With the My Best Buy Visa card, you can earn 1.5 points per $1 spent at gas stations (3% back in rewards), 1 point per $1 spent at restaurants, bars and grocery stores (2% back in rewards) and 1 point per $2 spent (1% back in rewards) on other purchases outside Best Buy or Pacific Sales Kitchen & Home Stores.
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citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
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Reddit
reddit.com › r/creditcards › thoughts on the best buy citi card?
r/CreditCards on Reddit: Thoughts on the Best Buy Citi card?
January 18, 2025 -

I'm thinking about applying for this card as Best Buy is a retailer I visit semi-frequently. I was wondering how people who do have the card have been liking it or why people avoid it. To me, it seems like a somewhat better version of the Apple Card, since you get 5% back at Best Buy, 3% back on gas, and the flexibility to finance more than just Apple products. What do you think?

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Citi
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
1-888-574-1301 For TTY: Use 711 or other Relay Service ... The My Best Buy® Credit Card offered by Best Buy® and Citibank allows you to access reward and financing options for your Best Buy® Purchases.
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CitiBank
citiretailservices.citibankonline.com › RSnextgen › svc › registration › index.action
Best Buy Credit Card: Registration
You may also be charged a late ... of your Card Agreement. Subsequent scheduled payments may also be canceled. By authorizing Online Bill Pay, I authorize Citibank, N.A. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for my My Best Buy® Credit Card account ...
Find elsewhere
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U.S. News
money.usnews.com › home › credit cards › citi
My Best Buy Visa Card 2025 Review | U.S. News
Cardholders can print their certificates, redeem them through the Best Buy mobile app or ask an associate to look up their reward certificates in-store. U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card.
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Credit Karma
creditkarma.com › credit cards › insights › my best buy® visa® card
My Best Buy Visa Card | Intuit Credit Karma
My Best Buy® Visa® Card
Interested in the My Best Buy Visa Card? Read reviews and see cardholder data, including average credit limits and credit scores.
Rating: 2.2 ​
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Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › my best buy visa
My Best Buy Visa® Card
If you don’t see the Contactless symbol on the front of your current Card, sign in to your account online with Citibank to request a replacement Card. Sign in*See disclosure ... in rewards on your first day of purchases, or choose financing, when you are approved for the My Best Buy® Credit Card.
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Citi
citiretailservices.citibankonline.com › RSnextgen › svc › launch › index.action
Best Buy Credit Card: Log In or Apply
Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now.
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NerdWallet
nerdwallet.com › credit-cards › learn › best-buy-credit-card
5 Things to Know About the Best Buy Credit Card - NerdWallet
November 5, 2025 - According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don't qualify, you're then considered for, in order, the My Best Buy Credit Card (store card) and ...
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Best Buy
bestbuy.com › services › ccdashboard
Credit Card Dashboard - Best Buy
on your first day of purchases, or choose financing, when you are approved for the My Best Buy® Credit Card.Apply now|Learn more
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Simplifi
community.simplifimoney.com › using quicken simplifi › adding and updating accounts
Retail Citi Card (Best Buy) not working after changes. — Simplifi
April 7, 2025 - One thing I notice is that "Best Buy Credit Card" now appears all the way at the bottom of my Accounts in Settings (below "Manual Accounts"). I have the option to "Delete Institution," but it says "Deleting Best Buy Credit Card will remove all of its data and transactions from Quicken.
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WalletHub
wallethub.com › popular credit card questions
How to Use a Best Buy Credit Card Before It Arrives
October 29, 2025 - You can use your Best Buy® Credit Card both in-store and online before it arrives. The same applies to the Best Buy® Store Card, too
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Best Buy
bestbuy.com › best buy › best buy support › best buy credit cards support
Learn About the My Best Buy® Credit Card
Learn more about the My Best Buy® Visa® Card. Online: Make a payment online or check your balance with your Citibank Account Online.* By phone: Call 1-888-574-1301. TTY: Use 711 or other Relay Service. Have your account number and valid check from a U.S. bank ready when you call.
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Quora
quora.com › Is-the-Best-Buy-credit-card-safe-to-apply-for-and-use
Is the Best Buy credit card safe to apply for and use? - Quora
Answer: That depends on what you mean by safe. Credit cards in general are not safe. They tend to lead to spending beyond ones means. However, if you’re concerned about having your identity stolen, chances are very slim. BestBuy in general is an upstanding company, but any time you give your pers...
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Best Buy
bestbuy.com › custom landing pages › conditional offers › best buy credit card
Best Buy Credit Card
If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%).
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The Points Guy
thepointsguy.com › credit-cards › stephanie-stevens-best-rewards-credit-cards-nov25
The best rewards credit cards for everyday spending in 2025 - The Points Guy
2 weeks ago - Looking for your next rewards card? Find out which ones stand out as the best options for flexibility, value and long-term perks.