Reddit
reddit.com › r/bestbuy › financing using best buy credit card
r/Bestbuy on Reddit: Financing using Best Buy credit card
September 30, 2023 -
As some of you may be aware, Best Buy offers a credit card that has promotional financing so you can buy more expensive electronics without having to worry about typical interest or minimum payments (if you pay it off in full by the financing timeline agreement). Well when I was on the fence about financing a product I asked a Best Buy employee if it would hurt my credit to finance by holding a balance, they said it would not impact it at all. I was skeptical and for good reason as I just found out today on credit karma that my credit score dropped significantly from financing with the credit card. Not blaming anyone but myself, I just want others to be aware, your promotional finance DOES in fact affect your credit score! I don’t want others who are watching their credit for something make the same mistake I did.
Top answer 1 of 5
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I mean, I just feel like this is something that should be inherently known by people about credit. If it shows a balance, especially large ones for a long amount of time, it counts toward your total credit utilization.
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Best Buy employees are not financial advisors. You as a consumer and human being should educate yourself on such matters independently.
Best Buy
bestbuy.com › custom landing pages › clp global › gl-72239 credit card & leasing page
Financing Options - Best Buy
May not be combined with other offers. Only one new customer acquisition offer, associated with opening a My Best Buy® Credit Card, is available per customer. Does not include tax. Additional limitations may apply. Subject to My Best Buy™ Program Terms. In select stores. Online offer may vary.
Best buy financing
Yes but they likely charge higher interest rates than a credit card. More on reddit.com
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August 13, 2024Approval odds on getting accepted for Best Buy credit card?
If the only card you have is Discover, why do you want a Best Buy card? Interest free financing is nice, but there are more general-purpose cards out there with 0% intro APR. You can at least check if you’d get approved for one from Amex, Capital1, or Citi using their online pre-approval tools. If they all pre-approve you, chances are Chase or US Bank will too. More on reddit.com
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July 26, 2024Best Buy Financing: what’s the catch?
Bottom line, it is incredibly profitable for banks to prowl for debt slaves. The market is crowded with many banks so these arrangements open doors for them. 12 month 0% is nothing compared to the chance of snatching balance carrying folks at 20%+ per year. More on reddit.com
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June 15, 2023my best buy visa card question
Make a charge yes. No interest, highly unlikely. Also if you already have a interest free charge (from Best Buy) you may be potentially jeopardizing that. More on reddit.com
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June 11, 2025How can I find out about current financing offers at Best Buy?
Visit My Best Buy Credit Cards to see limited time and everyday financing offers at Best Buy.
citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
What is the My Best Buy Credit Card?
The My Best Buy Credit Card offered by Best Buy and Citibank allows you to access reward and financing options for your Best Buy Purchases.
citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
Read more My Best Buy Credit Card FAQs
Visit the Best Buy FAQ page for additional details related to the My Best Buy Credit Card.
citi.com
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
Videos
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How to Pay Monthly on Best Buy | Best Buy Tutorial 2026 - YouTube
I wish i could be on your level i truly do #fyp #foryoupage #foryou #bestbuy #retail #financing | TikTok
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Best Buy Credit Card Review 2020 - Rewards & Financing Benefits, ...
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Best Buy Credit Card Review - YouTube
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › flexible financing at best buy
How Does Best Buy Financing Work? - Best Buy
With a reduced APR of 7.99% and fixed monthly payments of $68 with no other balances on your credit card, you would pay approximately $132 in interest at the end of the promotional financing term. As you can see, you will pay more than the actual purchase price with a reduced rate credit plan, because each monthly payment includes interest. However, with the reduced rate credit plan, you will pay off the promotional balance in 24 months with a reduced interest rate in comparison to the APR charged for regular purchases. ... Best Buy may have a number of deferred interest financing offers, which may also be called “Special Financing” or “Flexible Financing.” Examples include 12 month financing on purchases of $299 and up.
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › my best buy visa
My Best Buy Visa - Best Buy
Interested in a contactless My Best Buy® Visa® Card? If you don’t see the Contactless symbol on the front of your current Card, sign in to your account online with Citibank to request a replacement Card. Sign in*See disclosure ... in rewards on your first day of purchases, or choose financing, when you are approved for the My Best Buy® Credit Card.
Best Buy
bestbuy.com › best buy › best buy support › payment methods
Best Buy Payment Options
Best Buy offers convenient payment options for purchases online and in our stores.
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards
Best Buy Credit Card: Rewards & Financing
Use your Best Buy Credit Card or My Best Buy Card for great financing option and rewards on the products you love. Manage your account online or apply today.
Citi
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My Best Buy® Credit Card - Sign On or Apply Online
If you need immediate assistance, please call 1-888-738-4624 · TTY for the Hearing Impaired please contact: For TTY: Use 711 or other Relay Service
Citi
citi.com › credit-cards › citi-best-buy-credit-cards
My Best Buy® Credit Cards | Citi.com
The My Best Buy® Credit Card offered by Best Buy® and Citibank allows you to access reward and financing options for your Best Buy® Purchases.
Zip
zip.co › us › store › best-buy
Shop Best Buy & Buy Now, Pay Later - Online & In-Store
I love how this app allowed me to take control of my finances. I’m able to use it anywhere Visa is accepted. I’ve never felt more in control of my wallet! Verified · I love this because you can use it mostly in any store that accepts Apple Pay. Gas station as well.Verified ... For fresh deals, new drops, and hand-picked product recs on the daily. ... Add products to your cart, then use the extension to pay over time. Available pretty much everywhere you shop online.2Install Chrome Extension
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › storewide financing details
Storewide Financing Details - Best Buy
October 20, 2025 - on storewide purchases $699 and up when you use your My Best Buy® Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 24 months. Offer ends 12/25/25. in rewards on your first day of purchases, or choose financing, when you are approved for the Card. ... *Subject to credit approval. Terms and conditions apply. Easy Replenish™ purchases excluded. In select stores. Online offer may vary.
Best Buy
bestbuy.ca › en-ca › about › best-buy-financing › blt12a5f527f63859b7
Best Buy Financing | Best Buy Canada
Complete Fairstone’s simple online application and find out if you’re approved for financing in minutes. ... Shop for products in-store or online and choose Best Buy Financing as your payment option at checkout.
Best Buy
bestbuy.com › best buy › best buy support › best buy credit cards support
Learn About the My Best Buy® Credit Card
My Best Buy® Cardmembers can choose rewards or flexible financing on qualifying purchases at Best Buy. Learn more about the My Best Buy® Credit Card. ... Learn more about the My Best Buy® Visa® Card. Online: Make a payment online or check your balance with your Citibank Account Online.*
YouTube
youtube.com › watch
How To PAY MONTHLY On BEST BUY 2024! - YouTube
Check Us Out! : https://linktr.ee/rapidguides Welcome! In this video, we’ll guide you through How To PAY MONTHLY On BEST BUY 2024! Learn how to ta...
Published October 3, 2024
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › progressive leasing
Progressive Leasing - Best Buy
October 20, 2025 - Getting started is quick and straightforward. Apply in store, online or while shopping in the Best Buy virtual store and receive a decision within minutes. If approved, you can select your items, sign your lease agreement, make an initial payment and take your items home the same day.
WalletHub
wallethub.com › popular credit card questions
How to Use a Best Buy Credit Card Before It Arrives
October 29, 2025 - Back Financial Advisors Insurance Agents Real Estate Agents Mortgage Brokers ... You can use your Best Buy® Credit Card both in-store and online before it arrives. The same applies to the Best Buy® Store Card, too.
Affirm
affirm.com › shopping › stores › best-buy
Best Buy financing with Affirm: buy now pay later with our payment option
Shop at Best Buy and use Affirm as a payment option to buy now pay later with no hidden fees. See how you can finance Best Buy purchases with Affirm.
Best Buy
bestbuy.com › best buy › electronics › best buy credit card: financing or rewards › zip landing page
Zip Payments - Best Buy
Finance charges range from $16 to $60, depending upon the purchase price. The purchase is divided and charged equally over eight payments. For example, for a $400 purchase with a $16 installment fee, you'd make eight $52 payments every two weeks starting today for a total of payments of $416. The $16 installment fee would equate to an annual percentage rate of 14.09%. Late fees may apply. Zip is a flexible payment option available at Best Buy that makes it easier to manage your budget while still getting the products you need.
Best Buy
bestbuy.com › best buy › best buy business › best buy business financing
Best Buy Business Financing - Best Buy
To apply for our business financing options, you must first register for a free online Best Buy Business account.
Reddit
reddit.com › r/burnaby › best buy financing
r/burnaby on Reddit: Best buy financing
August 13, 2024 -
Hi, I was planning to buy a tablet, and I saw this thing called best buy financing, where it says that you can pay portions per month instead of paying in full. Is that what it means? Does anyone know exactly what is best buy financing? Thanks in advance!
Best Buy Canada
bestbuy.ca › en-ca › help › paying-and-purchasing › best-buy-card-financing-fairstone
Best Buy Card Financing with Fairstone | Best Buy Canada
You can apply for financing with Fairstone anytime, anywhere, using your own device, and find out if you’re approved in just a few minutes. Applications are subject to credit approval and include a credit check. If approved, you’ll find out your credit limit and can begin using it right away online or in-store. Visit the Best Buy Financing page for details.