The Points Guy
thepointsguy.com › credit-cards › citi
Best Citi credit cards of January 2026 - The Points Guy
6 days ago - Costco Anywhere Visa® Card by Citi: Best for Costco shoppers · Citi® / AAdvantage Business™ World Elite Mastercard®: Best for business owners loyal to American Airlines ... Terms & restrictions apply.
Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
Best citi setup for credit cards
Citi premier to transfer / 3 CC groceries gas dining 5x / double cash catch all More on reddit.com
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August 2, 2025What is your opinion on Citi credit cards?
My opinion on Citi credit cards is mostly positive. I see value in cards such as the CC and DC. I know others find value in additional products beyond those two. As far as a lender goes, I've had more personal issues with Citi than I have had with any other big bank (and I do business with many of them). I fully understand that my personal experiences are not going to be indicative of what others may expect so I'm not going to bash them or anything... just stating that for me, it hasn't been favorable dealing with them. More on reddit.com
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October 19, 2023Best Citi bank card for new card offer cash/points?
The Citi Custom Cash has awesome 5% cash back in whichever category you spend the most in during the statement period. If you use it for gas mostly, you'll get 5%back on gas purchases (up to $500 spend a month). The other key categories are grocery, restaurant, travel, and some more niche ones like hardware stores.
It's also $200 for $750 spend in three months. I think there might be an even better offer too.
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April 20, 2021Is it worth applying for the Citi Premier Card?
I think the Citi premier is extremely underrated. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. The one major downfall and why I don't use it anymore is due to their fraud department. Card gets declined nonstop when traveling abroad, even when confirming multiple times over that I'll be out of the country. It's 10 steps back as far as fraud tech is concerned. If you're not worried about that and traveling domestically, I'd say go for it, but as an international travel card I'd steer clear. More on reddit.com
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April 17, 2024How do you apply for a Citi credit card?
You can apply for a Citi credit card by clicking the hyperlinked card names in this guide. Or, you can navigate to the Citi website and apply for cards there.
thepointsguy.com
thepointsguy.com › credit-cards › citi
Best Citi credit cards of January 2026 - The Points Guy
What credit score is needed for a Citi credit card?
You’ll usually need fair to excellent credit to be approved for a new Citi credit card. This means you’ll likely need a credit score of at least 580.
If you have limited credit or bad credit, you may still be able to get approved for the Citi Secured Mastercard. This card lets you build credit by providing a security deposit and then getting a credit limit on your card equal to the amount of your security deposit.
The information for the Citi Secured Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
thepointsguy.com
thepointsguy.com › credit-cards › citi
Best Citi credit cards of January 2026 - The Points Guy
What credit score do you need for a Citi credit card?
Most Citi cards require good to excellent credit, typically a FICO score of 670 or higher. Some cards may be a little more flexible, but higher scores usually qualify for the best offers.
fool.com
fool.com › motley fool money › credit cards › best citi credit cards
Best Citi Credit Cards of 2026 | The Motley Fool
Videos
How to Achieve the Best Citi Credit Card Setup (Step by Step) - ...
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Citi Rewards Card Review | UPDATED 2026 - YouTube
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Citi Credit Card Tier List: Ranking BEST to WORST (2025) - YouTube
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How to acquire the best Citi Credit Card setup! #citimagnificent5 ...
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Are Citi Credit Cards Worth The HYPE? - YouTube
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NEW Citi Strata Premier - The Best All-Around Credit Card? - YouTube
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards › best citi credit cards of january 2026
Best Citi Credit Cards of January 2026 - NerdWallet
November 14, 2025 - The Citi Rewards+® Card might not be right for everyone, but its unique rounding-up feature means that every purchase will earn at least 10 points. The card offers bonus rewards at gas stations and supermarkets and has no annual fee.
All the Hacks
chrishutchins.com › home › deep dive on citi credit cards and thankyou points (best 2-card combo)
Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)
May 21, 2025 - #228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.
Reddit
reddit.com › r/creditcards › best citi setup for credit cards
r/CreditCards on Reddit: Best citi setup for credit cards
August 2, 2025 -
Hi, I’ve realized I value Eva and American Airlines points the most so citi seems to cover both of them. What’s the best citi setup with a catchall card? I’ve heard you can product change and SWY is not bad? Any help would be great. Thanks!
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Citi premier to transfer / 3 CC groceries gas dining 5x / double cash catch all
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Here's my setup and spending strategy: Custom Cash 1: 5% Back on Groceries (Up to $500 monthly) Custom Cash 2: 5% Back on Dining (Up to $500 monthly) Strata Premier: ($90AF - comes with $100 annual hotel credit) 10x Hotels, Rentals, Attractions (citi portal) 3x Dining, Groceries, Gas, Air Travel Citi AAdvantage Platinum: Only used to fulfill the intro 80k miles for 3.5 spend over 4mo. I keep it to secure AA benefits Double Cash: Everything Else All ThankYou Points transfer out to AA miles. I also have a Amazon Prime Store Card for 5% back, but that doesn't tie into my citi strategy in any way.
One Mile at a Time
onemileatatime.com › home › best cards for earning citi thankyou points: maximize your rewards
Best Cards For Earning Citi ThankYou Points: Maximize Your Rewards - One Mile at a Time
November 11, 2025 - The Citi Strata Premier Card is an incredibly lucrative card for maximizing Citi ThankYou points. The card has fantastic bonus categories, no foreign transaction fees, a $100 annual hotel credit through the ThankYou portal, and more.
The Motley Fool
fool.com › motley fool money › credit cards › best citi credit cards
Best Citi Credit Cards of 2026 | The Motley Fool
November 7, 2025 - With up to 5X points on Citi Travel® bookings, 3X on gas, supermarkets, transit, and a self-select category, plus 0% intro APR for 15 months on purchases and balance transfers, the Citi Strata℠ Card is a strong fit for anyone looking to earn ...
U.S. News
money.usnews.com › home › credit cards › best citi credit cards of january 2026
Best Citi Credit Cards of January 2026 | US News
4 days ago - There are many options for redeeming Citi ThankYou® Points. Redemption options include: ... Points earnings vary depending on which Citi card you carry. You can earn up to 10 points per dollar or 4 percent cash back on bonus categories with certain Citi credit cards.
Upgraded Points
upgradedpoints.com › home › credit cards
Best Citi Credit Cards: Comparing Benefits, and Perks [2025]
November 6, 2025 - The Citi Strata Premier card is a good choice for earning valuable ThankYou Points if your spending mix aligns with the bonus earning categories. If American Airlines is your preferred airline, having a Citi AAdvantage credit card can add value ...
WalletHub
wallethub.com › popular credit card questions
Which Citi card is best for dining?
November 12, 2025 - The best Citi card for dining is the Citi Strata Premier® Card since it offers 1 - 10 points per $1, and dining purchases are eligible for rewards rate. Citi Strata Premier® Card and other Citi credit cards also offer access to concierge services ...
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Citi launches Strata Elite premium travel credit card. Should you add it to your wallet?
July 27, 2025 - For example, you can use the Strata Elite to maximize travel spending through Citi Travel and at restaurants (especially on weekends) while using the Citi Strata Premier℠ Card to earn 3x points on everyday purchases at supermarkets and gas ...
Citi
citiretailservices.citibankonline.com › RSnextgen › svc › launch › index.action
Best Buy Credit Card: Log In or Apply
If you need immediate assistance, please call 1-888-738-4624 · TTY for the Hearing Impaired please contact: For TTY: Use 711 or other Relay Service
Citi
citi.com › credit cards › citi custom cash credit card
Citi Custom Cash Credit Card - Earn 5% Cash Back | Citi.com
This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1 point per $1 on all other purchase. Points can be redeemed for cash back as a direct deposit, statement credit, check or for gift cards, travel, or Shop with Points at Amazon.com or PayPal.
Reddit
reddit.com › r/creditcards › what is your opinion on citi credit cards?
r/CreditCards on Reddit: What is your opinion on Citi credit cards?
October 19, 2023 -
I’ve been hearing a ton of really great things about citi cards, they’re points, and whatnot but recently i started seeing some negative comments that i didn’t fully understand.
Citi was in my next group of cards i was planning on targeting in the next year-ish so any help or opinions would be appreciated!
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My opinion on Citi credit cards is mostly positive. I see value in cards such as the CC and DC. I know others find value in additional products beyond those two. As far as a lender goes, I've had more personal issues with Citi than I have had with any other big bank (and I do business with many of them). I fully understand that my personal experiences are not going to be indicative of what others may expect so I'm not going to bash them or anything... just stating that for me, it hasn't been favorable dealing with them.
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Citi custom cash is one of the best credit cards in general for low spenders. 5% back in restaurants or grocery is amazing
Citi
citi.com › home › credit card › cash back credit cards
Cash Back Credit Cards | Citi.com
Discover cash back credit cards from Citi. Get details on how you can earn cash back bonuses & rewards on every purchase with cash back credit cards.
Thankyou
thankyou.com
Citi ThankYou® Rewards - Redeem your ThankYou® Points ...
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The Points Guy
thepointsguy.com › credit-cards › citi-best-welcome-offers
Citi credit cards: Best time to apply based on offer history - The Points Guy
October 8, 2025 - The card details on this page have not been reviewed or provided by the card issuer. The Citi Strata Elite is Citi's latest entry into the premium travel card market. For a $595 annual fee, it provides high earning rates, valuable lifestyle ...
Citi
citigroup.com › global › news › press-release › 2025 › citi-launches-citi-strata-elite-credit-card
Citi Launches the Citi Strata Elite Credit Card
And, this is the only branded credit card that has American Airlines benefits built right into the card." The Citi Strata Elite Card rewards cardmembers with ThankYou® Points for the things they care about most, with the ability to earn:
NYTimes
nytimes.com › 2025 › 08 › 12 › travel › citi-strata-elite-annual-fee-amex-chase.html
How Citi’s Strata Elite Travel Card Compares to Amex and Chase - The New York Times
August 12, 2025 - Loyalty within Citibank is also rewarded: Customers enrolled in Citigold, a banking and wealth management service, receive a $145 credit, while Citigold private clients receive a $595 credit, effectively covering the Strata Elite card’s annual fee.
CNN
cnn.com › money › credit cards
The best Citi credit cards, chosen by a credit card expert | CNN Underscored
3 days ago - Why it stands out: 10x points on hotels, car rentals and attractions booked through Citi Travel; 3x points on air travel and hotels, dining, supermarkets, gas and EV charging; 1x on everything else. Intro offer: Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first three months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. Annual fee: $95. Key perks: $100 annual hotel credit on a $500+ stay booked through Citi Travel, no foreign transaction fees and the ability to transfer points to Citi airline and hotel partners.