Which credit card in Canada has the best welcome bonus?
The credit card in Canada with one of the best welcome bonuses right now is the TD Aeroplan Visa Infinite, which regularly offers a high-value introductory bonus for new cardholders who meet the spending requirements. Aeroplan cards tend to deliver some of the most competitive welcome offers in Canada, especially for travellers who can make use of flight rewards and travel benefits.
That said, welcome bonuses change often, and the “best” offer can shift throughout the year. To find the strongest current promotions, it’s worth comparing cards based on total bonus value, required spending, and how well the card’s long-term rewards and fees fit your lifestyle. You can see the latest offers on Ratehub’s best credit card promotions page.
What is the best balance transfer credit card in Canada?
The best balance transfer credit card in Canada is the CIBC Select Visa Card, which offers a 0% introductory balance transfer rate and a low ongoing interest rate for Canadians looking to pay down debt. It allows you to transfer a balance of $100 or more and pay 0% interest for up to 10 months with a low transfer fee, making it a cost-effective way to consolidate credit card debt. After the promotional period, its relatively low standard interest rate helps keep borrowing costs manageable.
What is the best credit card to build credit?
The best credit card to build credit in Canada is the Secured Neo Mastercard, thanks to its low $50 minimum security deposit, easy approval, and cash-back rewards—something most secured credit cards don’t offer. It’s a strong option for anyone looking to establish or rebuild their credit history while earning up to 1% back on gas and groceries and higher rewards at Neo partner retailers.
I wanted to get the Amex cobalt but some friends are telling me that the signup bonus is a bit low rn and to wait for an offer.
Is there another card that’s worth it?
For reference I’m in the GTA and spend money on going out and groceries. Could also consider using chexy to pay for my rent.
I already have a Scotia passport infinite for lounge access and foreign travel.
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Best cash back or point credit cards in Canada?
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Best credit cards for Canadians
My family and I currently put nearly all of our purchases, bill payments, and charitable giving on our Costco credit card.
After reviewing our statements, I realized that over the past few years we’ve charged close to $50,000 annually, yet the cash-back return feels underwhelming.
Given that level of spending, I’m wondering which credit card might be the best fit for maximizing cash back or points. We rarely travel internationally, so I’ve leaned toward cash-back rewards instead of travel points, but I’m open to either if the value is compelling.
What card would you recommend for someone with this spending pattern?