I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far Answer from hectop20 on reddit.com
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards in canada | jan 2026
Best Credit Cards in Canada | Jan 2026 - NerdWallet Canada
2 weeks ago - Choosing the best credit card is part art, part science. Whether you're chasing rewards or cutting costs, no single option works for everyone. That's why our experts compared hundreds of cards across several categories to help narrow down your search. ... RBC's most popular Avion card lets you redeem points on flights, car rentals, hotels and more in Canada or abroad.
Reddit
reddit.com › r/personalfinancecanada › best credit cards for canadians
r/PersonalFinanceCanada on Reddit: Best credit cards for Canadians
June 14, 2025 -
I wanted to get the Amex cobalt but some friends are telling me that the signup bonus is a bit low rn and to wait for an offer.
Is there another card that’s worth it?
For reference I’m in the GTA and spend money on going out and groceries. Could also consider using chexy to pay for my rent.
I already have a Scotia passport infinite for lounge access and foreign travel.
Top answer 1 of 5
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Cobalt doesn’t usually have large signup bonus’. You may be holding out for nothing.
2 of 5
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If you have Roger’s anything, including Fido, the Roger’s World Elite is almost unbeatable. Effectively 3% cash back on everything when applied against Roger’s purchases (bills, phones, etc).
Videos
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Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
October 24, 2025 - The American Express Cobalt® Credit Card is one of the most reward-packed credit cards on the market. Cardholders pay a budget-friendly $15.99 monthly to access top-tier rewards and exclusive offers.
Best cash back or point credit cards in Canada?
I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far More on reddit.com
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September 25, 2025Best Canadian Travel Credit Cards - Canada Forum - Tripadvisor
There is no Best credit card. Visa and Mastercard based is going to be more useful for non travel stuff. Amex not so much. Be aware that there is an age limit for the travel/medical insurance that they cover. The one I had was 72 yrs old. There might be one that has no currency exchange but rare for Canada... More on tripadvisor.com
Best Overall non-Amex card in the big 2025?
I do most of my grocery shopping at Costco If you have a rogers service the world elite mastercard is probably your best bet. Even though rogers is a shitty company with shitty customer service the card is worth it. More on reddit.com
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May 21, 2025Best current credit card offers in Canada - updated
Hey there! Sorry about the best offer post having disappeared. My account got hacked yesterday and they made a few adult posts with my account then blasted bot answers and upvotes. I quickly deleted the posts, changed passwords and redone my bio, but I was perma-banned this morning for "vote manipulation". So I created this new alias. From le_bib to le-bib since I'm very creative. More on reddit.com
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July 30, 2025Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › award-winning-credit-cards.html
Award-winning credit cards in Canada | Scotiabank Canada
... The cash back card with the most awards in 2022.◊ Plus, comprehensive Travel Insuranceac and New Mobile Device Insurance.7 · View more card detailsfor the Scotia Momentum Visa Infinite credit card · Winner of the 2025 milesopedia Best Credit Card for Recurring Payments**
Equifax
equifax.com › united states › home
Equifax | Credit Bureau | Check Your Credit
You may benefit from a 0% intro APR credit card offer, better rates or a rewards program.
Reddit
reddit.com › r/personalfinancecanada › best cash back or point credit cards in canada?
r/PersonalFinanceCanada on Reddit: Best cash back or point credit cards in Canada?
September 25, 2025 -
My family and I currently put nearly all of our purchases, bill payments, and charitable giving on our Costco credit card.
After reviewing our statements, I realized that over the past few years we’ve charged close to $50,000 annually, yet the cash-back return feels underwhelming.
Given that level of spending, I’m wondering which credit card might be the best fit for maximizing cash back or points. We rarely travel internationally, so I’ve leaned toward cash-back rewards instead of travel points, but I’m open to either if the value is compelling.
What card would you recommend for someone with this spending pattern?
Top answer 1 of 27
50
Credit card churning maximizes earn rate. Other wise the amex cobalt is best for points, rogers bank we 3% (if you have rogers fido bill otherwise 1.5%), wealthsimple visa if you can get it for free. MBNA We is also good but only in specific categories, best to pair it with another card.
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I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far
Rogers Bank
rogersbank.com › en
Rogers Bank credit cards. Cash back rewards and more | Rogers Bank
October 24, 2025 - Get the best no annual fee cash back cards in Canada. Exclusively for Rogers customers. ... Stay protected. Stay connected. ... A new way to personalize your Rogers Bank credit card with your preferred name.
TD
td.com › ca › en › personal-banking › products › credit-cards › browse-all
Best TD Credit Cards in Canada | TD Canada Trust
Whether applying for your first credit card, or looking to upgrade, we have the range of credit cards to suit your needs. ... U.S. Dollar ... Earn up to $600 in valueCBI-ROC-ARR, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002,19.
Mastercard
mastercard.ca › en-ca › browse-all-cards
All Credit Cards | Find a Credit Card
Save up to 7% on your Booking.com ... protection.* Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.......
Canada.ca
canada.ca › en › financial-consumer-agency › services › credit-cards › choose-credit-card.html
Choosing a credit card - Canada.ca
October 15, 2025 - Selecting a credit card provider, interest rates, fees, rewards and specialized cards.
Air Canada
aircanada.com › ca › en › aco › home › aeroplan › credit-cards.html
About Aeroplan credit cards
Explore more of the world with the Chase Aeroplan Card® ... Fast track to Aeroplan 50K Status with the HSBC Star Alliance Credit Card.
BMO
bmo.com › credit cards › all cards
Canadian Mastercard & Visa Credit Cards: Browse All - BMO
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
Reuters
reuters.com › press-releases › top-6-tools-find-right-credit-card-canada-2025-11-12
Top 6 Tools to Find the Right Credit Card in Canada | Reuters
November 12, 2025 - The top tool to find the right credit card in Canada comes from FinlyWealth.
National Bank
nbc.ca › personal › mastercard-credit-cards › world-elite.html
World Elite Mastercard credit card | National Bank
®THE TOTAL, THE CONNECTED, AND NATIONAL BANK are registered trademarks of National Bank of Canada. ... National Bank® of Canada World Elite® Mastercard® credit card was named the best Mastercard credit card by Milesopedia in 2025 and 2024.
Home Trust
hometrust.ca › home trust visa credit cards for ultimate rewards and savings
Home Trust Visa Credit Cards for Ultimate Rewards and Savings - Home Trust
October 5, 2025 - The Home Trust Secured Visa* card helps you take control of your future by building your credit rating. In fact, the Home Trust Secured Visa card was voted 2021’s Best Credit Card for Building Credit by RATESDOTCA. It was also rated the #1 secured credit card for 2021 by creditcardGenius.
Tripadvisor
tripadvisor.com › canada › canada travel forum
Best Canadian Travel Credit Cards - Canada Forum - Tripadvisor
January 31, 2023 - There is no Best credit card. Visa and Mastercard based is going to be more useful for non travel stuff. Amex not so much. Be aware that there is an age limit for the travel/medical insurance that they cover.
The Points Guy
thepointsguy.com
The Points Guy - Maximize your travel.
$2500+ IN ANNUAL VALUE · Best for business travel rewards · Apply for Chase Sapphire Reserve for Business℠ · Chase Sapphire Reserve for Business℠ · Apply now · Terms Apply · Earn 200,000 bonus points · See rates & fees · HOW WE'D USE THESE POINTS · Associate credit cards writer ·
WestJet
westjet.com › back to home · home › westjet rewards › westjet rbc® credit cards
WestJet RBC® credit cards | WestJet official site
Travel for less EVERY YEAR with a WestJet RBC® Mastercard‡ credit card. Now we have a card for every traveller – including business owners with the launch of our new WestJet RBC® World Elite Mastercard for Business‡. Save money on travel, ...
CreditCardGenius
creditcardgenius.ca
creditcardGenius: Canadian Credit Cards, 126+ Features ...
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Alliant Credit Union
alliantcreditunion.org
Nationwide Digital Banking, Credit Cards, Loans | Alliant Credit Union
Alliant Credit Union gives you more for your money with online banking, award-winning savings and checking accounts, credit cards, and loans.