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Ratehub.ca
ratehub.ca › blog › canadas-best-credit-card-promotions-and-sign-up-bonus-offers
The best credit card promotions and sign up offers for 2026
1 week ago - Additionally, individuals should assess their financial objectives and spending habits to determine if a particular credit card promotion or sign up offer aligns with their unique needs and preferences. The best cash back credit card offer right now is for the CIBC Dividend Visa Infinite Card, offering 10% cash back for the first four statements (up to $250 in cash back).
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Simplii Financial
simplii.com › en › credit-cards › cash-back-visa.html
Simplii Financial Cash Back Visa Card | Simplii Financial
Sign up for a Simplii™ Cash Back Visa* Card and earn a $50 PRESTO Voucher.‡ ... Find out how easy it is to earn cash back rewards. Enter your monthly spend in each of the three categories to calculate your potential cash back. Your cash back is applied as an annual credit on the primary cardholder’s January statement.
Discussions

Which credit card issuer offers the best merchant offers?

Amex has a lot of mediocre offers, but when they have good ones they are typically pretty decent. I do like that you can filter by category, which makes it a little easier to find something useful.

Chase ones aren't too bad, but like you, I don't find myself using them too often. I wish there was a better way to sort and filter.

If you want something close to what Discover use to have, the Capital One shopping portal is pretty nice. It reminds me of Rakuten in a way. There isn't an easy way to sort, but there is a really nice and functional search utility. I just counted them, and there are currently 672 offers displayed right now. Odds are if you spend a minute or two searching you will find a discount you could use. Some of them are actually pretty decent (Apple 3% back, Gap 5% back, Hertz 8% back, and many more).

More on reddit.com
🌐 r/CreditCards
13
6
August 21, 2020
Best current credit card offers in Canada - 2020

Happy New year to you as well

We appreciate you efforts, hopefully this will be a sticky soon

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🌐 r/churningcanada
219
339
July 21, 2017
Current/Best Credit Card Offer List (w/past highest offers for reference)

Great list.

Might I recommend a column for minimum spend perhaps?

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🌐 r/churning
39
107
November 12, 2013
Best current credit card offers in Canada - 2019

Thanks le_bib, the MVP of the churning community

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🌐 r/churningcanada
292
370
March 14, 2016
People also ask

What is the best cash back credit card offer right now?

The best cash back credit card offer right now is for the CIBC Dividend Visa Infinite Card, offering 10% cash back for the first four statements (up to $250 in cash back).  

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ratehub.ca
ratehub.ca › blog › canadas-best-credit-card-promotions-and-sign-up-bonus-offers
The best credit card promotions and sign up offers for 2026
Which is the best credit card to start with?

The best credit card to start with depends on your financial situation. If you are a student or just got your first job, a great first credit card is the BMO CashBack Mastercard - Student, a no annual fee rewards credit card. This would also be a great card for your first job. 

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ratehub.ca
ratehub.ca › blog › canadas-best-credit-card-promotions-and-sign-up-bonus-offers
The best credit card promotions and sign up offers for 2026
How many credit cards should I have?

There is no one-size-fits-all answer to how many credit cards you should have. It's a matter of personal preference and financial responsibility. For many individuals, one or two well-managed credit cards are sufficient. However, if you can handle them responsibly and benefit from the rewards and benefits, having a few additional cards may make sense. Always monitor your credit usage and financial situation to make informed decisions about your credit card portfolio.

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ratehub.ca
ratehub.ca › credit-cards
Compare the best credit cards in Canada - Ratehub.ca
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Rates.ca
rates.ca › credit-cards › best-credit-card-welcome-offers
The Best Credit Card Welcome Offers in Canada for December 2025
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is effect. ... The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference ... $192 ($15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.) ... 2025 Winner – Best Overall Rewards Credit Card, Best Credit Card for Earning Travel Points and Best American Express Credit Card.
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Ratehub.ca
ratehub.ca › credit-cards
Compare the best credit cards in Canada - Ratehub.ca
We’ll help you build your credit and borrow better. ... Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†. Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†. Conditions Apply. Offer effective as of September 4, 2025 ... Ratehub.ca evaluates the best credit cards by considering overall consumer value and suitability for various types of consumers.
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CIBC
cibc.com › en › special-offers.html
Special Offers | Banking Offers | CIBC
Savings accounts filter, 3 available offers. Credit cards filter, 3 available offers. Mortgages filter, 1 available offer. Investments filter, 3 available offers. ... Apply for the CIBC Best Student Life Bundle — including a credit card, chequing, and savings account — all in one easy ...
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CNBC
cnbc.com › cnbc select › credit cards › 6 valuable credit card welcome bonuses ending soon: earn $1,000+ in travel with the top offers
6 valuable credit card welcome bonuses ending soon: Earn $1,000+ in travel with the top offers
April 22, 2025 - Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum. New limited-time welcome bonus: You can earn 100,000 bonus miles after spending $10,000 on purchases in the first six months. Typical welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months. CNBC Select's take: The Capital One Venture X Card is one of the most affordable premium credit cards.
Find elsewhere
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American Express
americanexpress.com › en-ca › credit-cards › all-cards
View All American Express® Cards | Amex CA
Compare All Credit Cards That American Express Has To Offer In One Place. Discover The Best Card For You And Apply Now!
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Mastercard
mastercard.ca › en-ca › browse-all-cards
All Credit Cards | Find a Credit Card
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services ... Complimentary membership in Mastercard Travel Pass provided by DragonPass. Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges* ... Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
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BMO
bmo.com › credit cards › all cards
Canadian Mastercard & Visa Credit Cards: Browse All - BMO
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
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Rogers Bank
rogersbank.com › en
Rogers Bank credit cards. Cash back rewards and more | Rogers Bank
October 24, 2025 - The Rogers Mastercard and Rogers Red World Elite Mastercard offer up to 3% cash back rewards with no annual fee.
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TD
td.com › ca › en › personal-banking › products › credit-cards
Apply Online for a Credit Card in Canada | TD Canada Trust
Choose personal, business, cashback, travel, rewards credit cards in Canada from TD. Check out the latest offers and Apply Online today!
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards in canada | jan 2026
Best Credit Cards in Canada | Jan 2026 - NerdWallet Canada
2 weeks ago - The SimplyCash Preferred Card from American Express is a no-nonsense cash-back powerhouse, offering 4% back on groceries and gas and 2% on everything else — the highest base rate among the cards we evaluate. No points to track, no charts to decode — just cold, hard cash back. ... Want more options? Compare our full list of picks for the best cash-back credit cards.
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Milesopedia
milesopedia.com › home › the best credit card offers in canada – january 2026
Best Credit Cards in Canada | Current Offers January 2026 | Milesopedia
1 day ago - Here are the top 5 Scene+ credit card offers in Canada this month. Here are the top 5 Best Balance Transfer Credit Card offers in Canada of the month.
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RBC Royal Bank
rbcroyalbank.com › personal › credit cards in canada
Apply for a Credit Card Online | RBC Royal Bank of Canada
Discover the best credit card for your lifestyle in Canada. Choose from a variety of credit card types with cash back, rewards, low interest, business, travel and more. Apply online for an RBC credit card today.
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PC Financial
pcfinancial.ca › home › all pc® financial credit cards
All PC® Financial Credit Cards | PC Financial
Here's a quick look at each credit card: PC® Mastercard®: The no annual fee card that rewards you 1% back in points when you shop6 and 2.5% back in points at Shoppers Drug Mart® stores4. PC® World Mastercard®: Offers no annual fee, 3.5% back in points at Shoppers Drug Mart® stores4 and ...
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National Bank
nbc.ca › personal › mastercard-credit-cards › world-elite.html
World Elite Mastercard credit card | National Bank
National Bank® of Canada World Elite® Mastercard® credit card was named the best travel credit card by Milesopedia in 2025 and 2024. Each year, Milesopedia examines the credit card offers of the largest financial institutions and establishes ...
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Prince of Travel
princeoftravel.com › home › credit cards
Credit Cards | Prince of Travel
We don’t rank credit cards by how easy it is to get approved, because there are so many unknown variables that make up each bank’s individual algorithm. Besides, the credit score you can see isn’t the one that the bank uses – it’s more of a general guide to indicate that you’re on track with a healthy credit file. Instead, we’ve broken down the best credit cards in Canada and organized them by the features we use to determine if the rewards are worthwhile.
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Rewards Canada
rewardscanada.ca › creditcard.html
All the Best Canadian Credit Card Offers
The best list of Canadian travel, cash back, small business, and student credit cards
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Flytrippers
flytrippers.com › accueil › best credit cards in canada (november 2025) › best credit card offers in canada
Best credit card offers in Canada in Canada - Flytrippers
March 5, 2025 - Redeemable for specific flights on 100+ airlines by being flexible (or for any expense at a much lower value) ... The Amex Platinum Card is the best for travelers who want free unlimited access to the world’s largest network of airport lounges, ...