best free credit card no deposit - Brave Search

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Credit Cards for No Credit - Mastercard

You could earn back your security ... so that you won’t be responsible for unauthorized charges · Monitor your credit score with CreditWise from Capital One....

wallethub.com › credit cards › bad credit unsecured

6 Best Unsecured Credit Cards for Bad Credit in 2026

3 days ago - ... The best unsecured credit card for bad credit is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it has a $300+ credit limit and doesn't require a security deposit.

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wallethub.com › popular credit card questions

Best Credit Cards for No Credit with No Deposit in 2026

November 12, 2025 - The best credit card for no credit with no deposit is the Petal® 2 Visa® Credit Card because it gives 1 - 1.5% cash back spent on purchases and has a $0 annual fee. Petal also reports account information to the major credit bureaus on a monthly ...

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No Annual Fee Credit Cards - Mastercard

No annual fee and no foreign transaction fees. See Rates & Fees to learn more. Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month. 3% back on dining, 2% back on groceries, 1% back on all other purchases · It’s the only credit card that deposits your crypto rewards immediately.

wallethub.com › credit cards › free

4 Best Free Credit Cards [January 2026] | WalletHub

1 week ago - Why We Like It: The Capital One Platinum Credit Card (see Rates & Fees) is the best free credit card for building credit. It has a $0 annual fee, does not require a security deposit, and doesn’t add foreign transaction fees to purchases processed ...

cardrates.com › home › advice

8 Starter Credit Cards With No Deposit (Nov. 2025)

October 28, 2025 - Our ratings are unbiased, updated regularly, and not influenced by issuers. ... Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit. Unsecured credit card requires No Security Deposit

capitalone.com › learn & grow › money management › instant no-deposit credit card

No-deposit credit cards with instant approval and use

If you know your credit scores, it can help you identify what card might be right for you. One way to check your credit score is with CreditWise from Capital One. It’s free for everyone, and using it won’t hurt your credit scores.

badcredit.org › home › guides

Guaranteed Approval Credit Cards with No Deposit in 2026 - BadCredit.org

2 weeks ago - The yin of these cards is that you can get them without having good credit or a security deposit. The yang is their high cost and meager benefits. Perhaps not a life-altering dilemma, but one that deserves some careful attention. Open-loop means these cards can be used anywhere the payment network — i.e., Visa or Mastercard — is accepted. We consider the following to be the best unsecured credit cards for poor credit:

chase.com › education center › credit cards › credit card basics

Starter Credit Cards Without a Deposit | Chase

November 8, 2023 - Discover some useful information for those new to credit cards.

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comparecards.com › credit-quality › no-credit

Credit Cards for No Credit – Credit Cards for People with No Credit | CompareCards.com

You could earn back your security ... responsible for unauthorized charges · Monitor your credit score with CreditWise from Capital One....

wallethub.com › credit-cards › no-credit

Best Credit Cards for People with No Credit of January 2026

Capital One QuicksilverOne Cash Rewards Credit Card

Why We Like It: The Capital One Savor Student Cash Rewards Credit Card is one of the best credit cards for students with no credit because it’s inexpensive, rewarding and easy to use.

Price $39.00

mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › bad-credit.html

Credit Cards for Rebuilding Credit - Mastercard

You could earn back your security ... so that you won’t be responsible for unauthorized charges · Monitor your credit score with CreditWise from Capital One....

wallethub.com › popular credit card questions

Instant Approval Virtual Credit Cards With No Deposit (2026)

3 weeks ago - One of the best instant approval virtual credit cards with no deposit is the Capital One Platinum Credit Card. It’s available to people with limited credit, it’s unsecured, and it lets you create virtual card numbers directly through Eno, ...

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Amazon.com: Amazon Secured Card

This card, named "Best Secured Store Credit Card" in 2024 by WalletHub, has no annual fee, can be used at Amazon.com and Amazon physical stores, and your payment activity is reported to major credit bureaus to help you build a credit history. With the card you will also have access to your credit score, along with tools, guidance and tips to help you improve your credit. This unique account initially requires an upfront deposit like a secured credit card, but will provide you an opportunity to convert into a traditional credit card with no deposit required, based on responsible credit usage and eligibility criteria.

American Express

americanexpress.com › credit intel › cards

Can I Get Credit Cards With No Deposit?

March 28, 2025 - Discover how to get credit cards with no deposit, including options for unsecured cards. See alternatives to consider as well as tips for building credit.

bankrate.com › credit cards › building credit

Best cards with no credit check | Bankrate

May 15, 2025 - While the minimum security deposit is low, so is the maximum, capping your credit limit potential at $1,000. ... No credit check required – 89% approval rate with zero credit risk to apply! Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter ... Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months · Track your progress with free access to your FICO® score in our mobile app

prosper.com › home › prosper credit card | built to help you take control

Prosper Credit Card | Built to Help You Take Control

September 30, 2025 - We welcome applicants with less-than-perfect credit. Plus, checking to see whether you qualify for a Prosper® Card won’t affect your credit score. So really, you’ve got nothing to lose. No security deposit required.

American Express

americanexpress.com › us › credit-cards › category › no-annual-fee

No Annual Fee Credit Cards | American Express

Explore American Express No Annual Fee Cards. Enjoy the benefits of American Express Membership with no annual fee. Apply today. Terms apply.

reddit.com › r/creditcards › best free credit cards to keep

r/CreditCards on Reddit: Best Free Credit Cards to keep

October 19, 2025 -

I'm done with the churning game, it was fun and I liked chasing rewards. But, I think I grew past that now and I think its worth the simplicity of a few cards and I don't have to stress about chasing rewards etc anymore. In the long run, the peace of mind from simplicity beats any extra rewards. I'm getting good at using the right card at the right place. Once in 4 years, I might still apply for Chase Sapphire, and downgrade it. Me and spouse are on different cycles ;)

Here is my list, I'm open to new cards or replacing with higher value if there are suggestions.

Citi Double Cash: This is my catch-all. 2% on everything
Chase Freedom: Rental insurance (I don't care that much about revolving/rotating)
Altitute Go: DineIn, Restaurants, 3% upto $2k/quarter. This used to be better.
Citi Custom Cash: My default for Grocery, 5% upto %500 monthly.
Cap one venture: Free Intl transaction, Virtual credit cards.

If I were to do this again, I would probably get rid of venture one, double cash and chase freedom and just get Fidelity (but lose out on virtual cards). I just happen to have these already. I'd end up with just:

Altitute Go: DineIn, Restaurants, 4% upto $2k/quarter. This used to be better.
Citi Custom Cash: My default for Grocery, 5% upto %500 monthly.
Fidelity: 2% catch all, rental and free Int'l transactions.

BoA Custom Cash Rewards isn't bad even without the shenanigans. 6% first year on anything you buy online, 3% permanently after. Reasonable cap of 2500/quarter. The online shopping category covers pretty much any normal online purchase except select categories like tax and insurance.

If you value simplicity and have $100K to park in stocks, the Bank of America ecosystem is hard to beat with some free and 1 free-ish card: Premium Rewards: $95 AF but you get $100/yr airline incidentals (which can also be used for UA/AA credit) 3.5% back on travel and dining - BoA travel category is extremely broad too 2.625% back on everything else $100 for Global Entry every 4 years no FTF Customized Cash Rewards 5.25% back on up to $2500/calendar quarter for a 3% category of choice (online shopping is a great flexible option) extra 3% on top of ^ for your first year 3.5% back at grocery stores and wholesale clubs (though this also counts towards the $2500/quarter cap) can have multiple copies for different categories yes FTF but if you first open a no-FTF card (like Travel Rewards) and then product change, then that card will be no-FTF The US Bank Altitude Connect is another great free card. Also gives $100 Global Entry credit, as well as 4 Priority Pass lounge/restaurant visits per year, 4x on some travel categories and gas, no FTF, and free eSIM plans.

reddit.com › r/creditcards › best credit card for a beginner with no credit history?

r/CreditCards on Reddit: Best credit card for a beginner with no credit history?

July 7, 2024 -

Hello! I am a recent graduate who has never owned a credit card and has used a debit card my whole life. I want to get a credit card now but I honestly lack a lot of knowledge when it comes to credit cards and am having trouble deciding which one I should start with. I've narrowed down my options to these choices:

Discover IT Secured
- Requires a security deposit
- Earns cash back rewards
- Opportunity to transition to an unsecured card after responsible use
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- No security deposit required
- Considers factors beyond credit score for approval
- Earns up to 1.5% cash back
Capital One Platinum Credit Card
- Designed for those with limited credit history
- Opportunity for credit limit increase after 6 months
Chase Freedom RiseSM
- No security deposit required
- Earns 1.5% cash back on all purchases
- Potential for account upgrade after responsible use
OpenSky® Secured Visa® Credit Card
- Secured card option
- No credit check required for application

If anyone has any experiences with these cards or has a recommendation please let me know!!!! Thanks

Try for unsecured options first (requires no deposit): the Chase Freedom Rise, Discover IT, or C1 Platinum. No to Petal and Opensky as they are predatory lenders. If unsuccessful, then try for the secured options: U.S Bank or Discover IT secured. For C1 and Discover, use the pre-approval tools to gauge your approval odds.

Stick to Discover and Capital One. They have good secured cards, but more importantly they have pre-approval applications, so you know which card you are likely to be approved for before going all the way through the application and getting hit with the hard credit pull.