Ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2025 | Ratehub.ca
October 22, 2025 - Our pick for the best no fee cash back card is the Tangerine Money-Back Credit Card, thanks to its impressive cash back rate and flexibility. While other cash back cards may save you money in specific categories, only the Tangerine Money-Back ...
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026
Best No-Fee Credit Cards in Canada for December 2025
2 weeks ago - Most major Canadian banks offer credit cards specifically for students that won’t cost you a dime. ... You’re not seeing double. The Scotiabank Amex makes its way into our best no-fee credit card lineup twice because it’s got a student ...
Do no fee credit cards come with rewards?
Some no annual fee credit cards come with small rewards, but they won’t be as substantial as rewards offered by other cards that require an annual fee. In general, no fee cards are geared towards users who are on a tighter budget or don’t use their credit card as often, preferring a simpler card over one with a lot of fancy benefits.
ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2025 | Ratehub.ca
How can I pay my credit card balance?
At this time, you can only pay your Wealthsimple credit card balance from a Wealthsimple chequing account.
You can set up auto-pay to make payments to your card on the schedule that works best for you.
wealthsimple.com
wealthsimple.com › en-ca › credit-card
Cash Back Credit Card | Wealthsimple
What is the best no fee credit card for students?
A no annual fee credit card is a great option for students looking to apply for their first credit card. Our pick is the BMO CashBack Mastercard, which offers no annual fee as well as 5% cash back on all purchases for the first three months. Find more details in our overview.
ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2025 | Ratehub.ca
Videos
18:40
I Ranked The 10 Best No Annual Fee Cards in 2025 - YouTube
12:45
Best Cash Back Credit Cards in Canada 2025 - Ranked and compared ...
09:55
The BEST Fee-Based Credit Cards in Canada 2025 💳 - YouTube
17:18
7 Amazing Credit Cards No One Uses (All S Tier) - YouTube
09:49
7 BEST No Annual Fee Credit Cards (2024) - YouTube
Reddit
reddit.com › r/personalfinancecanada › best no annual fee credit card?
r/PersonalFinanceCanada on Reddit: Best no annual fee credit card?
October 29, 2023 -
For context, I am not a student anymore (I am age of majority) and this will be my first credit card. I currently bank with Scotiabank. I'm just looking for a basic no annual fee credit card (preferably cashback but open to good travel rewards cards) that I can build good credit. I prefer a bank that has a physical location (so any of the big 5 banks in Canada). I spend the most on rent, groceries/dining out, and re-occuring bills (ex. phone). Things I could care less about: saving money on gas bc I don't drive.
I've been searching around a lot but still am unsure so any help with narrowing down options would be great!
Top answer 1 of 5
8
What provider do you have your phone plan with? If it’s Rogers their cash back Mastercard gives 2% back on everything (2.6% if you use the cashback on your phone bill). Otherwise the Simplii cash back Visa gives 4% on dining out (up to a limit) and the Tangerine Money-Back credit card gives 2% back on 2-3 categories of your choice. Keep in mind your bank doesn’t matter when you’re applying for a credit card, you can bank with Scotia and have a credit card from RBC, for example.
2 of 5
6
I love those offered by the Tangerine
Best Overall Credit Cards Today
No card is one size fits all. People have different spending habits and goals. For cash back you definitely have a lot more choices for lenders. For those who want to travel, there are only ~6 lenders that are worth a look (in my opinion). More on reddit.com
149
76
April 2, 2024What is your favorite no AF credit card & why?
The chase freedom cards are offering 5% on gas and groceries for the first year More on reddit.com
112
89
October 15, 2023Rates.ca
rates.ca › credit-cards › no-fees
2025's Best No-Fee Credit Cards in Canada
Instantly compare credit cards with no annual fee to find the best card for you.
CIBC
cibc.com › en › personal-banking › credit-cards › no-annual-fee.html
Choose the Best CIBC No Annual Fee Credit Cards in Canada for You
Choose the best CIBC no annual fee credit card for you. Enjoy cash back, travel points or retail reward benefits. Apply for a no fee card today.
Borrowell
borrowell.com › blog › best-no-fee-credit-cards-in-canada
Best No Fee Credit Cards in Canada for 2025 | Borrowell™
July 24, 2025 - Looking for the best no fee credit card in Canada for 2025? Our guide ranks top options by bonus rates, perks and rewards. Find your no fee card today!
Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
October 24, 2025 - Cash+ cards reward you with cashback, statement credits or points that can be exchanged in retail stores. Travel cards reward you amazing travel related perks and benefits. ... Fee cards often offer superior rewards to no-fee cards, but we understand fees may not be for everyone. If you select "I Don't Mind" we will show you the best fee and no-fee cards. Use our tool to select the card that best fits your lifestyle! ... Every year, Rates.ca audits and evaluates Canada's top credit cards, helping you find the best value based on your personal spending habits.
Wealthsimple
wealthsimple.com › en-ca › credit-card
Cash Back Credit Card | Wealthsimple
November 12, 2025 - We’ve compared the big bank’s credit cards with the free benefits you get when you have $100,000+ with us. Purchase protection against loss, theft, or damage for 90 days · Phone insurance covering a repair or replacement up to $1,000 · Extended warranty that doubles the manufacturer’s repair period ... When you sign up for a credit card, you could qualify for Canada’s only Visa Infinite Privilege cash back card with top-tier travel perks — like access to 1,200+ airport lounges, car rental insurance, increased travel protection, and more.
Mastercard
mastercard.ca › en-ca › categories › no-annual-fee
No Annual Fee Credit Cards | Find a Credit Card
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both* Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it! Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred. ... Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
American Express
americanexpress.com › en-ca › credit-cards › all-cards › no-annual-fee
No Annual Fee Credit Cards | Amex Canada
Explore American Express Cards with no annual fee.
Bankrate
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for December 2025 | Bankrate
2 weeks ago - Enjoy 0% Intro APR for 15 months ... You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card...
Canada.ca
canada.ca › en › financial-consumer-agency › services › credit-cards › choose-credit-card.html
Choosing a credit card - Canada.ca
October 15, 2025 - Federally regulated credit card issuers must give you the following key details about introductory rates: ... Before you sign up for an introductory low-rate or interest-free credit card, read the application and credit agreement carefully.
BMO
bmo.com › credit cards › no annual fee credit cards
Credit Cards with No Annual Fees - BMO Canada
Explore BMO’s credit cards with no annual fee and earn BMO reward points, cash back or AIR MILES rewards. Choose the best no fee credit card for you and apply.
TD
td.com › ca › en › personal-banking › products › credit-cards › no-annual-fee
Apply Online for No Annual Fee Credit Cards in Canada | TD Canada Trust
You may find that a TD Rewards Visa Card or TD Cash Back Visa Card with no annual fee is all you need to start earning the Points or Cash Back Dollars on everyday purchases. If you want to start building your credit.
MBNA Canada
mbna.ca › en
Offering both rewards credit cards with no annual fee as well as low interest credit card options | MBNA Canada
Our catalogue of Visa* credit cards come with a wide range of benefits and capabilities. Find the MBNA Visa* Card that’s right for you. Lots of features. Lots of benefits. Low Rate, Rewards, Cash Back and more. Find the best MBNA Credit Card that’s right for you.
RBC Royal Bank
rbcroyalbank.com › personal › credit cards › no annual fee credit cards
No Annual Fee Credit Cards - Apply Online | RBC Royal Bank of Canada
Use our RBC Card Selector Tool to find the best no annual fee credit card for you.
American Express
americanexpress.com › home › credit cards › card types › no annual fee credit cards
American Express® No Annual Fee Credit Cards | Amex CA
No Annual Fee Credit Cards Offer Convenience And Value – Enjoy Rewards, Perks And Much More. Apply Online Today!
PC Financial
pcfinancial.ca › home › all pc® financial credit cards
All PC® Financial Credit Cards | PC Financial
Top PC Optimum™ points-earning credit cards for every lifestyle. One application matches you with the best no annual fee credit card based on your eligibility.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › no-annual-fee.html
No Annual Fee Credit Cards | Scotiabank Canada
Enjoy rewards without an annual fee. Explore no-fee credit cards at Scotiabank and apply online now!
Chase
creditcards.chase.com › no-annual-fee-credit-cards
Compare No Annual Fee Credit Cards | Chase
Find the best Chase no annual fee credit cards with cash back, rewards, and sign up bonuses. Compare our different card benefits and apply today for a no annual fee credit card today.