U.S. News
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Best No-Annual-Fee Credit Cards of November 2025 | U.S. News
November 7, 2025 - Plus, it offers 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%). (See Rates & Fees) Whereas the Blue Cash Everyday® Card from American Express – its no-annual-fee counterpart – offers 3% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%). (See Rates ...
Bankrate
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
3 days ago - Because there’s no annual fee, it’s a no-brainer to keep for frequent deals that I can add to the card.” – Harlan Vaughn, Bankrate credit cards senior editor Alternatives: The Chase Freedom Unlimited® has the same base flat cash back ...
Best no annual fee cash back credit cards
The Amex Blue Cash Everyday has 3% on groceries and online retail shopping up to $6,000 per year. I’m pretty sure Amazon falls into the shopping category. More on reddit.com
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December 1, 2024Looking for a no annual fee credit card with the best rewards or cashback
Citi Shop Your Way has insane cash back % offers that exceed any paid CC. Right now I have an offer, get $100 back for spending $500 at gas, restaurants, and or groceries for each month till December. That's 20% cash back per month. No AF. More on reddit.com
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July 4, 2025Seeking Best Credit With No Annual Fee
Citi Double Cash, Capital One Quicksilver, Chase Freedom Unlimited are really good. Citibank Double cash (2% back) 1% back when billed, 1% back when you pay off your bill. Capital One Quicksilver is 1.5% back on everything but the real kicker is that it has no foreign transaction fees, good if you travel anywhere that charges a different currency. Otherwise if you see yourself ever going down the Chase rewards route (sapphire rewards for things like Hyatt stays), Chase Freedom Unlimited is great for 1.5% back on everything to churn points and eventually transfer them to a Sapphire Card. Forgot to add, for SUB bonus churning for each you’d want to get the: Citi Strata Premier, Capital One Venture or VentureX, Chase Sapphire Preferred or Reserve Then ideally product change them to a no-annual fee that I mentioned above after a year if you don’t find use of it anymore. More on reddit.com
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January 1, 2025What is your favorite no AF credit card & why?
The chase freedom cards are offering 5% on gas and groceries for the first year More on reddit.com
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October 15, 2023Are Credit Cards With No Annual Fee Worthwhile?
A credit card with no annual fee is the most economical choice, especially if you don't plan to use your card often. But rest assured, the best cards with no annual fees do come with plenty of perks, such as a 0% introductory APR, low interest rates and enticing rewards. These cards could deliver more value than cards with annual fees, depending on your spending habits.
money.usnews.com
money.usnews.com › home › credit cards › best no-annual-fee credit cards of november 2025
Best No-Annual-Fee Credit Cards of November 2025 | U.S. News
Can you get a no-annual-fee credit card with bad credit?
Yes, there are no-annual-fee cards available for people with low credit scores. One option is to get a secured credit card that doesn't charge an annual fee — but you'll have to put down a refundable security deposit, instead. If you have bad credit, focus on building credit quickly to make more options available to you.
bankrate.com
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
Can I get the annual fee waived on a credit card?
There's a chance your card issuer will waive an annual fee if you contact customer service and say you can't afford to pay it. But a safer option is to ask about downgrading the card to a no-annual-fee version. There's usually no hit to your credit, and it's a longer-term solution if you don't want to or can't pay an annual fee. Issuers also occasionally offer to waive an annual fee for the first year for new cardholders as part of their welcome bonus.
bankrate.com
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
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Chase
creditcards.chase.com › no-annual-fee-credit-cards
Compare No Annual Fee Credit Cards | Chase
Apply Now Opens Slate Edge application in new window See details Opens slate edge (Registered Trademark) credit card product page in the same window ... empty checkbox Compare Compare the Slate Edge checkmark Comparing Compare the Slate Edge button disabled Compare Compare the Slate Edge Opens ...
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-annual-fee.html
No Annual Fee Credit Cards - Mastercard
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater · Get free access to your FICO® Score online. With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences ...
Reddit
reddit.com › r/creditcards › best no annual fee cash back credit cards
r/CreditCards on Reddit: Best no annual fee cash back credit cards
December 1, 2024 -
Looking for the best cash back card for my wife. We put our groceries, car insurance, and her Amazon purchases on there. She currently gets 1.5% on all purchases on her Capital One Quicksilver, and I want to maximize her cash back, as she likes her cash back.
Here are some cards that I’ve seen online:
Citi Double Cash back Card
Discover it Cash back card
Chase Freedom Unlimited
Any other recommendations? What are your experiences with these cards?
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The Amex Blue Cash Everyday has 3% on groceries and online retail shopping up to $6,000 per year. I’m pretty sure Amazon falls into the shopping category.
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I'd grab the Amazon Prime Visa for Amazon and just set it as the default payment and forget it. If on the off chance you do most or all of your grocery shopping at Whole Foods, the Amazon Prime Visa would be good for that as well. If not, I'd maybe suggest a different card for groceries. Without knowing what your spending is like, it's hard to know which to recommend though.
CNBC
cnbc.com › cnbc select › credit cards › 3 credit card and travel deals that feel too good to last
3 credit card and travel deals that feel too good to last
1 day ago - ... Terms apply. Read our Capital One Venture X Rewards Credit Card review. The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.
Credit Karma
creditkarma.com › credit-cards › no-annual-fee
Best No Annual Fee Credit Cards of August 2025
Here’s our take on the best no annual fee credit cards that money can’t buy. Best for maximizing cash back: Chase Freedom Flex℠
NerdWallet
nerdwallet.com › credit-cards › learn › credit-cards-that-offer-preapproval-without-a-hard-pull
Credit Cards That Offer Preapproval Without a Hard Pull - NerdWallet
The card reports to the three major credit bureaus, earns rewards, and has an annual fee of $0. » MORE: Full review of the Upgrade Cash Rewards Visa® · NOTE: Preapproval for this card is available only by going through the preapproval page on Discover's website.
Published 2 days ago
American Express
americanexpress.com › us › credit-cards › category › no-annual-fee
No Annual Fee Credit Cards | American Express
Explore American Express No Annual Fee Cards. Enjoy the benefits of American Express Membership with no annual fee. Apply today. Terms apply.
Capital One
capitalone.com › credit cards › travel and miles › venture one
VentureOne - Miles Rewards with No Annual Fee | Capital One
3 days ago - Earn miles on every purchase, plus additional miles on hotels & rental cars booked through Capital One Travel. Apply online for VentureOne.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards › best no annual fee credit cards of january 2026
Best No Annual Fee Credit Cards of January 2026 - NerdWallet
November 5, 2025 - The Wells Fargo Reflect® Card has one of the longest intro APR periods on the market — approaching almost two years. You'll be hard-pressed to find a longer interest-free promotion, and it applies to both purchases and qualifying balance ...
CNBC
cnbc.com › cnbc select › credit cards › 5 best credit cards that waive your first annual fee in 2026
5 best credit cards that waive your first annual fee in 2026
2 weeks ago - Enjoy a $0 introductory Annual Fee for the first year, then $150. Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Bank of America
bankofamerica.com › bank of america › credit cards › credit cards with no annual fee
Credit Cards with No Annual Fee from Bank of America
Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online.
Experian
experian.com › credit-cards › best-no-annual-fee
Best Credit Cards with No Annual Fee of 2025 - Experian
Offers not available in all states. Marketplace licenses and disclosures. Get personalized credit card offers based on your credit profile ... Cash backRewardsFor bad creditFor fair creditBalance transferSecuredLow interestStudentTravel0% intro APRNo annual feeIntro bonusNo foreign transaction feeAirlineHotelGasFor building creditFor no credit
Reddit
reddit.com › r/creditcards › looking for a no annual fee credit card with the best rewards or cashback
r/CreditCards on Reddit: Looking for a no annual fee credit card with the best rewards or cashback
July 4, 2025 -
My regular expenses include groceries, car insurance, Amazon, restaurants, hotels, Walmart, health insurance, and services like DoorDash, Uber, and Lyft. I want to maximize the cash back I earn across these categories and get the most value from my everyday spending.
Top answer 1 of 5
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Citi Shop Your Way has insane cash back % offers that exceed any paid CC. Right now I have an offer, get $100 back for spending $500 at gas, restaurants, and or groceries for each month till December. That's 20% cash back per month. No AF.
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Amazon Prime Visa and 2% catch all card like the Synchrony Mastercard or some other 2% card. Throw the PayPal debit in the mix also.
U.S. Bank
usbank.com › credit-cards.html
Credit Cards | Apply and Compare Credit Card Offers | U.S. Bank
November 7, 2025 - Annual Fee: $0 intro for the first year ($/year thereafter). ... Our credit-building cards let you spend just like you would with a traditional credit card. The main difference is you’ll need to make a refundable security deposit from $300 to $5,000, to set your credit limit.
Citi
citi.com › home › credit card › no annual fee credit cards
Credit Cards with No Annual Fee | Citi.com
Compare and apply for one of Citi's no annual fee credit cards. Choose from benefits like cash back rewards and low intro APR - all with no annual fee.
Business Insider
businessinsider.com › personal finance › credit cards › best no annual fee credit cards: top $0 annual fee offers in june 2025
Best No Annual Fee Credit Cards: Top $0 Annual Fee Offers in June 2025
May 27, 2025 - The Chase Freedom Unlimited® is Business Insider's top-choice no annual fee credit card for families because it earns generous rewards on many common expenses without charging an annual fee.
Chase Credit Cards
creditcards.chase.com › cash-back-credit-cards › freedom › unlimited
Chase Freedom Unlimited Credit Card | Chase.com
You won't have to pay an annual fee†Opens pricing and terms in new window for all the great features that come with your Freedom Unlimited® card. Cash Back rewards do not expire as long as your account is open.*Opens offer details overlay And there is no minimum to redeem for cash back.