best free credit cards no annual fee - Brave Search

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Apply Online for No Annual Fee Credit Cards in Canada | TD Canada Trust

Get access to the Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls. Have option to choose no annual fee with an 11.99% interest rate, or if you often carry a balance, you can choose to pay an annual fee of $49 and receive a lower interest rate of 8.99% on purchases and cash advances. Enjoy a 21-day interest-free grace period on all new Purchases, if you pay your Statement Balance in full prior to your Payment Due Date15.

money.usnews.com › home › credit cards › best no-annual-fee credit cards of november 2025

Best No-Annual-Fee Credit Cards of November 2025 | U.S. News

November 7, 2025 - Plus, it offers 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%). (See Rates & Fees) Whereas the Blue Cash Everyday® Card from American Express – its no-annual-fee counterpart – offers 3% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%). (See Rates ...

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People also ask

Are Credit Cards With No Annual Fee Worthwhile?

A credit card with no annual fee is the most economical choice, especially if you don't plan to use your card often. But rest assured, the best cards with no annual fees do come with plenty of perks, such as a 0% introductory APR, low interest rates and enticing rewards. These cards could deliver more value than cards with annual fees, depending on your spending habits.

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money.usnews.com › home › credit cards › best no-annual-fee credit cards of november 2025

Best No-Annual-Fee Credit Cards of November 2025 | U.S. News

What is the best no fee credit card for students?

A no annual fee credit card is a great option for students looking to apply for their first credit card. Our pick is the BMO CashBack Mastercard, which offers no annual fee as well as 5% cash back on all purchases for the first three months. Find more details in our overview.

ratehub.ca › blog › best-no-fee-credit-cards-in-canada

Canada’s best no fee credit cards for 2026 | Ratehub.ca

Do no fee credit cards come with rewards?

Some no annual fee credit cards come with small rewards, but they won’t be as substantial as rewards offered by other cards that require an annual fee. In general, no fee cards are geared towards users who are on a tighter budget or don’t use their credit card as often, preferring a simpler card over one with a lot of fancy benefits.

ratehub.ca › blog › best-no-fee-credit-cards-in-canada

Canada’s best no fee credit cards for 2026 | Ratehub.ca

bmo.com › credit cards › no annual fee credit cards

Credit Cards with No Annual Fees - BMO Canada

Explore BMO’s credit cards with no annual fee and earn BMO reward points, cash back or AIR MILES rewards. Choose the best no fee credit card for you and apply.

cibc.com › en › personal-banking › credit-cards › no-annual-fee.html

Choose the Best CIBC No Annual Fee Credit Cards in Canada for You

Grow your business with affordable credit and low interest rates. ... Learn more about the CIBC bizline Visa Card. Apply now for the CIBC bizline Visa Card. Terms and conditions Skip to terms and conditions for the CIBC bizline Visa Card. Back to filters ... Get 90-day protection on new purchases1.

bankrate.com › global › credit cards › advertiser disclosure category pages

Best No Annual Fee Credit Cards for January 2026 | Bankrate

3 days ago - Because there’s no annual fee, it’s a no-brainer to keep for frequent deals that I can add to the card.” – Harlan Vaughn, Bankrate credit cards senior editor Alternatives: The Chase Freedom Unlimited® has the same base flat cash back ...

mbna.ca › en › credit-cards › no-annual-fee

Find the Best No Annual Fee Credit Card For You – MBNA Canada

Are you looking for the best credit card in Canada with no annual fee? You don't have to pay an annual fee to get the credit card you want. MBNA has travel rewards or cash back credit cards with no annual fee so you can earn the benefits and rewards you deserve.

nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026

Best No-Fee Credit Cards in Canada for January 2026

Insurance coverage is limited to purchase security and extended warranty protection, though that’s fairly standard for no-fee cards. ... If the name of the game is helping you save cash, the Wealthsimple Card has the market cornered.

mastercard.ca › en-ca › categories › no-annual-fee

No Annual Fee Credit Cards | Find a Credit Card

Now earn the highest cash back on groceries in Canada without paying an annual fee!✝ · Get cash back every time you spend, plus start building a healthy credit history ... Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account* ... Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

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ratehub.ca › blog › best-no-fee-credit-cards-in-canada

Canada’s best no fee credit cards for 2026 | Ratehub.ca

1 week ago - While other cash back cards may save you money in specific categories, only the Tangerine Money-Back Credit Card allows you to choose two categories from a variety of options, giving you more freedom to save in areas where you spend the most.

rbcroyalbank.com › personal › credit cards › no annual fee credit cards

No Annual Fee Credit Cards - Apply Online | RBC Royal Bank of Canada

These cards can help establish a credit history and offer rewards and other partner benefits. RBC ION Visa and ION+ Visa credit cards are powered by the Avion Rewards™ program, which gives you the flexibility and freedom ...

mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-annual-fee.html

No Annual Fee Credit Cards - Mastercard

There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater · Get free access to your FICO® Score online. With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences ...

Scotiabank Canada

scotiabank.com › ca › en › personal › credit-cards › no-annual-fee.html

No Annual Fee Credit Cards | Scotiabank Canada

Enjoy rewards without an annual fee. Explore no-fee credit cards at Scotiabank and apply online now!

creditcards.chase.com › no-annual-fee-credit-cards

Compare No Annual Fee Credit Cards | Chase

Apply Now Opens Slate Edge application in new window See details Opens slate edge (Registered Trademark) credit card product page in the same window ... empty checkbox Compare Compare the Slate Edge checkmark Comparing Compare the Slate Edge button disabled Compare Compare the Slate Edge Opens ...

rates.ca › credit-cards › no-fees

2025's Best No-Fee Credit Cards in Canada

While this batch of cards have slightly lower earn rates than their counterparts with a fee, they still provide excellent value and great perks. Plus, these cards can slide into your wallet as a primary or secondary credit card, and you don’t have to worry about another annual expense.

reddit.com › r/creditcards › what no annual fee credit cards give you free credits?

r/CreditCards on Reddit: What no annual fee credit cards give you free credits?

December 3, 2025 -

I have been fascinated lately with no annual fee cards that give free credits, now I know there are plenty of annual fee cards out there that can give you better multipliers for your spend and credits to offset the annual fee but I want this post to be just no annual fee cards that offer some credit.

So far these are the only ones I have found but would love to see if there are other ones!

Blue Cash Everyday Card
- $84 Disney Streaming Credit
U.S. Bank Altitude Connect Visa Signature Card
- $100 TSA PreCheck or Global Entry Credit
- 4 free Priority Pass visits (Didn't know if I should include this, but feels like a credit)
Fidelity Rewards Visa Signature Credit Card
- $100 TSA PreCheck or Global Entry Credit
Mesa Homeowners Card
- $65 Annual Costco Statement Credit
- $200 Annual Thumbtack Credit
- $120 Annual Wag! Credit
- $120 Annual Lowe's Credit
- $100 Armadillo Home Warranty Credit
- $120 Annual The Farmer's Dog Credit

US Bank Altitude Go gives a $15 annual streaming credit.

US Bank Triple Cash gives $100 towards software subscriptions. It can be a little challenging to find some that work, I used DoctorofCredit’s website to land on 1Password and seats.aero (I have two of the cards now)

American Express

americanexpress.com › en-ca › credit-cards › all-cards › no-annual-fee

No Annual Fee Credit Cards | Amex Canada

Explore American Express Cards with no annual fee.

creditkarma.com › credit-cards › no-annual-fee

Best No Annual Fee Credit Cards of August 2025

Here’s our take on the best no annual fee credit cards that money can’t buy. Best for maximizing cash back: Chase Freedom Flex℠

tangerine.ca › spend › no annual fee credit cards

No Annual Fee Credit Cards in Canada - Tangerine's Award-Winning Credit Cards | Tangerine

Tangerine’s Credit Cards earn you cash back, making it easier to save money on your everyday purchases, but you also avoid extra costs as our Cards have no annual fee. Our best Credit Card offer!

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The best no-fee credit cards in Canada for 2025 - MoneySense

November 13, 2025 - That’s where the Desjardins Flexi Visa comes in. It offers a low APR, making it the best credit card in Canada with no annual fee and low interest rates of 10.9% for regular purchases and 12.9% for cash advances.

forbes.com › advisor › ca › credit-cards › best › no-annual-fee

Best No-Annual-Fee Credit Cards In Canada For 2025 – Forbes Advisor Canada

September 10, 2025 - The Triangle Mastercard is a great example of this. It gives you 4% in CT Money for every dollar you spend at Canadian Tire stores and other stores owned by the Canadian Tire Corporation.