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Reddit
reddit.com โ€บ r/ukpersonalfinance โ€บ which savings account option to choose hsbc?
r/UKPersonalFinance on Reddit: Which savings account option to choose HSBC?
March 15, 2024 -

Hi I have been reading about the different options for saving money with HSBC.

I am very new to all this and I am afraid of making the wrong decision. Can anyone recommend an option for me?

Initial deposit: ยฃ3,000 Monthly deposit: ยฃ1,000

I will be taking a large chunk out in a new months to buy a car.

Thanks for any advice!

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HSBC
hsbc.co.uk โ€บ savings
Savings Accounts | Our Best Savings Accounts - HSBC UK
For existing HSBC customers only. You can only open this account online. ... Interest is paid monthly and the rate is variable. Tax-free savings, with a fixed rate for up to 13 months. For current account customers only. ... Fixed for up to 13 months: 3.80% AER (3.80% tax-free). Instant access: No (withdrawal restrictions and an early withdrawal fee may apply) We calculate interest daily and credit this at the end of the fixed term. Save for 1 or 2 years.
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HSBC
us.hsbc.com โ€บ savings-accounts
Savings Accounts | High Yield Savings - HSBC Bank USA
Learn about our savings accounts and apply for an account online. Earn our best savings rate for an Introductory Period when you open a Premier Relationship Savings account and link it to an eligible Premier checking account.
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HSBC
us.hsbc.com โ€บ savings-accounts โ€บ products โ€บ interest-rates
Interest Rates - Savings Accounts - HSBC Bank USA
Seeking a high-interest bank account? Learn more about the different HSBC accounts, their banking deposit rates including the minimum balance to open an account, and APYs.
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HSBC
us.hsbc.com โ€บ savings-accounts โ€บ compare
Compare Savings | Rewards, Interest & Fees โ€“ HSBC US
To start saving with us, you'll need a Premier checking account. ... Please read the full product information before you apply. ... Earn our best savings rate for an Introductory Period when you open a Premier Relationship Savings account and ...
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MoneySavingExpert
moneysavingexpert.com โ€บ home โ€บ savings
Regular savings accounts 2026: Earn up to 7.5%
1 week ago - Get the top-paying regular savings accounts - you could earn up to 7.5% by reading our guide at MoneySavingExpert.
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Finder
finder.com โ€บ uk โ€บ savings accounts โ€บ hsbc savings accounts and rates
HSBC savings accounts review | Rates up to 5%
April 23, 2025 - HSBC's top savings rate of 5% is available on its regular savings account. ... Table: sorted by interest rate HSBC's best easy access rate of 3.5% is significantly lower than today's market-best rate of 6%.
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SuperMoney
supermoney.com โ€บ reviews โ€บ savings-accounts โ€บ hsbc
Compare the Best Savings Accounts for September 2025 - SuperMoney
Best Savings Accounts - September 2025: Compare top providers and find the best deals for your financial situation with SuperMoney's comparison tools.
Find elsewhere
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U.S. News
usnews.com โ€บ home โ€บ money โ€บ banking
HSBC Bank Review | U.S. News
November 21, 2024 - However, its savings account offers a competitive rate if you couple it with a checking account, and its extensive money management tools are a bonus, as well. ... Competitive interest rate on Premier Savings. No HSBC fees for use of non-HSBC ATMs.
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Quora
quora.com โ€บ What-is-the-best-HSBC-savings-account
What is the best HSBC savings account? - Quora
Answer (1 of 2): Currently, in the U.K., none of them are even remotely competitive for personal customers. You would be better served looking at other institutions covered by the Depositor Protection scheme. Frankly, HSBC doesn't currently need deposits due to its strength, hence has no need to ...
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Wallethub
wallethub.com โ€บ savings-accounts โ€บ hsbc-13003688i
HSBC Savings & CDs: Reviews, Latest Offers, Q&A, Customer Service Info
I chose the HSBC account mainly because they provide a nice interest rate as well as no monthly fees to use your money. I am able to save my money for my child's future easily and it's easy to withdrawl money if I need to.
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HSBC Expat
expat.hsbc.com โ€บ savings-accounts โ€บ products โ€บ saver-account
Saver Account | Easy Access Saving Account - HSBC Expat
The interest rates on selected GBP savings will change as of 24 February 2026. Find out more. ... The Saver Account gives you the flexibility to save in USD, EUR or GBP, while giving you easy access to your savings.
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HSBC
us.hsbc.com โ€บ savings-accounts โ€บ products โ€บ relationship-savings
Premier Relationship Savings | Savings Accounts - HSBC Bank USA
Earn our best savings rate for an Introductory Period when you open a Premier Relationship Savings account and link it to an eligible Premier checking account.
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SmartAsset
smartasset.com โ€บ checking-account โ€บ hsbc-bank-banking-review
HSBC Bank Review | SmartAsset.com
On the other hand, those accounts have fairly high minimum balance requirements. In general, HSBC savings accounts do not offer especially high-interest rates. The best returns can be found through its certificates of deposit, with certain term lengths offering rates well above competitors.
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Finder
finder.com โ€บ www.finder.com โ€บ bank accounts โ€บ hsbc bank โ€บ hsbc direct savings alternatives in 2026
HSBC Direct Savings Alternatives in 2026
4 days ago - If youโ€™re looking for an HSBC high-yield savings account, your options are the HSBC Premier Relationship Savings and HSBC Premier Savings accounts, but only the Premier Relationship Savings account offers a high APY.
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HSBC
us.hsbc.com โ€บ savings-accounts โ€บ products โ€บ premier
Premier Savings | Savings Accounts - HSBC Bank USA
Make your Premier relationship work harder for you with an Online CD that locks in an APY to give you steady earnings. Earn our best savings rate for an Introductory Period when you open a Premier Relationship Savings account and link it to ...
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HSBC Expat
expat.hsbc.com โ€บ savings-accounts โ€บ products โ€บ booster
Savings Offer l Savings Accounts - HSBC Expat
Savings Booster is a fixed term account and you should plan not to access your money for the full 6 months. If you need to close your account, we can do this for a fee equivalent to 90 daysโ€™ interest.
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HSBC Expat
expat.hsbc.com โ€บ savings-accounts
Multi-currency Savings Accounts For Expats | HSBC Expat
Discover the right savings accounts for you, from a range of fixed term to instant access accounts available in multiple currencies for expats with more benefits.
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Wise
wise.com โ€บ us โ€บ blog โ€บ hsbc-review
HSBC review: Everything you need to know - Wise
September 29, 2025 - HSBC offers the standard mix of checking, savings, CDs, credit cards, mortgages, and loans. It also has investment and wealth management services for longer-term planning. What sets it apart is the international access, including easier cross-border transfers and global account perks.
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Moneysmart
moneysmart.sg โ€บ savings-account โ€บ hsbc
Best High Interest HSBC Savings Account 2026 | MoneySmart
October 6, 2025 - Compare and find the best interest rates for your HSBC savings account. Apply and enjoy the highest yield savings from top financial institutions now in Singapore this 2026!