The Chase Sapphire Preferred is going to give you the most well-rounded set of benefits. It has a solid SUB, it has great protections for purchases and travel, and a solid earning rate. The other great benefit is the flexibility in how you spend your points. You can transfer to partners at good rates, spend in the portal at 1.25x bonus, or simply cash out at 1cpp. The flexibility alone makes this card the *ahem* Preferred card... Answer from No-Shortcut-Home on reddit.com
Chase
creditcards.chase.com › no-annual-fee-credit-cards
Compare No Annual Fee Credit Cards | Chase
Find the best Chase no annual fee credit cards with cash back, rewards, and sign up bonuses. Compare our different card benefits and apply today for a no annual fee credit card today.
CIBC
cibc.com › en › personal-banking › credit-cards › no-annual-fee.html
Choose the Best CIBC No Annual Fee Credit Cards in Canada for You
Grow your business with affordable credit and low interest rates. ... Learn more about the CIBC bizline Visa Card. Apply now for the CIBC bizline Visa Card. Terms and conditions Skip to terms and conditions for the CIBC bizline Visa Card. Back to filters ... Get 90-day protection on new purchases1.
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Who offers credit cards with no annual fee?
Most of the major credit card issuers, like Chase, Amex, Citi, Capital One and Bank of America, all offer credit cards that don't charge annual fees.
cnbc.com
cnbc.com › cnbc select › credit cards › 5 best credit cards that waive your first annual fee in 2026
5 best credit cards that waive your first annual fee in 2026
What is the best no fee credit card for students?
A no annual fee credit card is a great option for students looking to apply for their first credit card. Our pick is the BMO CashBack Mastercard, which offers no annual fee as well as 5% cash back on all purchases for the first three months. Find more details in our overview.
ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2026 | Ratehub.ca
Do no fee credit cards come with rewards?
Some no annual fee credit cards come with small rewards, but they won’t be as substantial as rewards offered by other cards that require an annual fee. In general, no fee cards are geared towards users who are on a tighter budget or don’t use their credit card as often, preferring a simpler card over one with a lot of fancy benefits.
ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2026 | Ratehub.ca
CNBC
cnbc.com › cnbc select › credit cards › 5 best credit cards that waive your first annual fee in 2026
5 best credit cards that waive your first annual fee in 2026
2 weeks ago - Best for Delta flyers: Delta SkyMiles® Gold American Express Card (see rates and fees) Best for small businesses: Capital One Spark Miles for Business · Who’s this for? The Amex Blue Cash Preferred is a great option if you typically spend a lot on groceries, as it offers an excellent cash back rate: 6% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%). The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Annual fee: $0 for the first year, then $95 (see rates and fees)
Tangerine
tangerine.ca › spend › no annual fee credit cards
No Annual Fee Credit Cards in Canada - Tangerine's Award-Winning Credit Cards | Tangerine
Tangerine’s Credit Cards earn you cash back, making it easier to save money on your everyday purchases, but you also avoid extra costs as our Cards have no annual fee. Our best Credit Card offer!
Reddit
reddit.com › r/creditcards › what is the best value ~$95 annual fee card?
r/CreditCards on Reddit: What is the best value ~$95 annual fee card?
May 17, 2024 -
There has to be at least a dozen or more ~$95 annual fee cards out there. Which ones do you observe give the best value or ROI for the cost? Include the benefits, not just the cash back/points.
Top answer 1 of 37
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The Chase Sapphire Preferred is going to give you the most well-rounded set of benefits. It has a solid SUB, it has great protections for purchases and travel, and a solid earning rate. The other great benefit is the flexibility in how you spend your points. You can transfer to partners at good rates, spend in the portal at 1.25x bonus, or simply cash out at 1cpp. The flexibility alone makes this card the *ahem* Preferred card...
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Any of the hotel cards that come with a free annual night
TD
td.com › ca › en › personal-banking › products › credit-cards › no-annual-fee
Apply Online for No Annual Fee Credit Cards in Canada | TD Canada Trust
Get access to the Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls. Have option to choose no annual fee with an 11.99% interest rate, or if you often carry a balance, you can choose to pay an annual fee of $49 and receive a lower interest rate of 8.99% on purchases and cash advances.
Credit Karma
creditkarma.com › credit-cards › no-annual-fee
Best No Annual Fee Credit Cards of August 2025
How we picked the best no annual fee credit cards Our best no annual fee credit cards include several types of credit cards, including low-interest cards and credit-building cards. For the most part, though, we focused on choosing rewards cards. We picked cash back cards that suit various needs, from flat-rate cash back to bonus rewards, and selected travel cards that provide quality rewards at no upfront cost.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › no-annual-fee.html
No Annual Fee Credit Cards | Scotiabank Canada
7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2 ... Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
MBNA
mbna.ca › en › credit-cards › no-annual-fee
Find the Best No Annual Fee Credit Card For You – MBNA Canada
Are you looking for the best credit card in Canada with no annual fee? You don't have to pay an annual fee to get the credit card you want. MBNA has travel rewards or cash back credit cards with no annual fee so you can earn the benefits and rewards you deserve.
Ratehub.ca
ratehub.ca › blog › best-no-fee-credit-cards-in-canada
Canada’s best no fee credit cards for 2026 | Ratehub.ca
5 days ago - In this case, your priority should be to find a credit card that’s easy to get, doesn't have an annual fee, and helps build your credit history. A "free" credit card would be your best option. Opting for a no fee card with a low APR (interest rate) might be a wise choice, especially if you're ...
Mastercard
mastercard.ca › en-ca › categories › no-annual-fee
No Annual Fee Credit Cards | Find a Credit Card
Now earn the highest cash back on groceries in Canada without paying an annual fee!✝ · Get cash back every time you spend, plus start building a healthy credit history ... Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account* ... Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026
Best No-Fee Credit Cards in Canada for January 2026
This rewards credit card lets you earn Avion points on everyday essentials like groceries, gas, entertainment and more, with no annual fee. Special offer: Get 7,000 Avion points upon approval - that’s $50 of value in gift cards! Plus get a 6-month complimentary DashPass subscription – a value of almost $60.
RBC Royal Bank
rbcroyalbank.com › personal › credit cards › no annual fee credit cards
No Annual Fee Credit Cards - Apply Online | RBC Royal Bank of Canada
Use our RBC Card Selector Tool to find the best no annual fee credit card for you.
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-annual-fee.html
No Annual Fee Credit Cards - Mastercard
Find no annual fee credit cards from Mastercard. Compare cards from our partners, view offers, and apply online for the credit card that best fits your needs.
BMO
bmo.com › credit cards › no annual fee credit cards
Credit Cards with No Annual Fees - BMO Canada
Explore BMO’s credit cards with no annual fee and earn BMO reward points, cash back or AIR MILES rewards. Choose the best no fee credit card for you and apply.
Bankrate
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
2 weeks ago - When I’m going out for a quick errand or event, I usually grab my Quicksilver because it’s low cost and will earn rewards no matter where I go.” – India Davis, Bankrate credit cards editor Alternatives: Still for no annual fee, the Capital One Savor card offers a higher boosted rewards ...
CNBC
cnbc.com › cnbc select › credit cards › 5 credit cards with annual fees under $100 that still have loads of perks and benefits
Best Credit Cards With Annual Fees Under $100 of October 2025
October 1, 2025 - The Capital One Venture Rewards Credit Card offers the best rewards rate on select hotel purchases: Earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel and 2X miles per dollar spent on all other spending, which ...
Cardcritics
cardcritics.com › credit-cards › card-category › no-annual-fee › best-no-annual-fee-credit-cards
Best No Annual Fee Credit Cards for January 2026 | CardCritics™
1 week ago - We really like that the Wells Fargo Active Cash® Card offers a straightforward way to earn cash rewards and a bonus while also providing an intro APR period on purchases and qualifying balance transfers.
Discover
discover.com › credit-cards › no-annual-fee-credit-cards
No Annual Fee Credit Cards | Discover
You simply handle purchases, any balance transfer or other account activity without paying or financing an annual fee on top of it all. ... Because every Discover credit card has no annual fee, your rewards simply stay in your pocket.
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LendingTree
lendingtree.com › credit-cards › best › credit-cards-with-no-annual-fee
Best No-Annual-Fee Credit Cards Reviewed 2025 | LendingTree
July 1, 2021 - The Bilt World Elite Mastercard® is the best no-annual-fee credit card — not just for earning points* on rent (up to 100,000 points per calendar year) but for anyone looking for a great no-annual-fee rewards card.