What is the best no fee credit card for students?
A no annual fee credit card is a great option for students looking to apply for their first credit card. Our pick is the BMO CashBack Mastercard, which offers no annual fee as well as 5% cash back on all purchases for the first three months. Find more details in our overview.
What is the best no fee cash back card?
Our pick for the best no fee cash back card is the Tangerine Money-Back Credit Card, thanks to its impressive cash back rate and flexibility. While other cash back cards may save you money in specific categories, only the Tangerine Money-Back Credit Card allows you to choose two categories from a variety of options, giving you more freedom to save in areas where you spend the most.
What are the benefits of a no fee credit card?
With a no fee card, you will often receive smaller rewards and perks, but won't have to pay an annual fee. If you’re on a strict budget, a student, or someone who doesn’t use their card frequently enough to justify paying an annual fee for high-end rewards and bonuses, a no fee credit card might be the right choice for you. As long as you use your card moderately and pay your bills on time, a no fee card is an excellent choice for a casual card user.
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Hi I am currently using CIBC credit card. they give me 2% on the groceries and 1% on gas (all selective).
I just want to know which is the best to go for which would provide me more cash back (without being selective vendors)
I heard wealthsimple but I dont know if it is a safe option considering the credit card provided by the main Banks
I also heard RBC, could you please guide me guys
Thank you in advance
Hello PFC!
So I'm in the market for a new credit card since Wealthsimple removed the 1% cashback from their prepaid MasterCard, my current daily driver. Would y'all be able to recommend a good alternative for me based on my situation? I'm a bit overwhelmed by the available options
Facts:
I prefer to have one "daily driver" card for everything and at most one other card for recurring payments, for ease of reconciliations (I'm willing to forgo "cardmaxxing" for this)
I would prefer a no-fee card but if the benefits vastly outweigh the costs, I might be open to it. I'd probably spend something like $500(?) a month, maybe?
With my credit union: currently have an empty CHQ/SAV and an MC which I use for subscriptions/recurring bills. MC is no-fee with 1% cashback on grocery, gas + sustainable transit, select recurring bills + digital streaming purchases and 0.5% cashback on everything else
With Simplii Financial: currently have an empty CHQ/SAV, have not yet applied for their Visa CC
Projected income will likely be somewhere between $55,000-$65,000/year starting January
Mobile phones are currently on Koodo but not tied to it (if the Rogers MC is a good option). I also currently have our "home" cell phone under Rogers in my name so I'm already considered a Rogers customer.
I don't plan to own a car for the next few years ideally (although I know how to drive), so unsure how useful the Triangle Rewards MC will be
I do plan to get a Costco membership shared with my brother when we move out later this year, so their MC could be an option although idk how we'll allocate points
Too poor to travel for now (╥﹏╥)
Thank you for your help! :)
Hi all! I am looking for the best no annual-fee credit card for use as a 2nd card with low spend (approx $100 per month). This is mainly an in case of emergency card as I use my 1st card for most purchases. Currently, I have a WestJet Mastercard but I don’t use it enough to reap any of the benefits or justify the annual fee.
If it matters, my 1st card is an RBC Avion.
Thanks in advance!