When it comes to the best credit card for travel points in Canada, our pick would be either the American Express Cobalt or the Scotiabank Passport Visa Infinite card.

The American Express Cobalt is the perfect choice for a rewards card that delivers for both everyday spending and travel. The card offers a flexible point redemption system, strong travel insurance policy, and a generous welcome bonus. With its top-notch rewards system, cardholders earn 5 times the points on eligible restaurants and food delivery purchases, 3 times the points on eligible streaming services, and 2 times the points on travel and daily transit in Canada. 

The Scotiabank Passport Visa Infinite card is the ultimate travel rewards credit card, with valuable benefits that set it apart from others. With no foreign transaction fees, its one of the few Canadian credit cards that save you 2.5% on all your foreign purchases. Plus, it comes packed with perks!

If you’re already in Europe, you should pick a card with no foreign transaction fees, so that you aren’t charged them when you make purchases in Europe. The Scotiabank Gold American Express Card is a great option because you can put your Scene+ points towards even more travel, and it offers a comprehensive list of travel insurance coverages along with rental car collision/loss damage insurance.

According to Forbes Advisor’s assessment, the Scotiabank Gold American Express Card is the best travel credit card. This card offers a welcome bonus of up to 45,000 Scene+ points and pays up to 6 points per dollar spent on purchases. It also comes with comprehensive travel insurance coverage, a discount on airport lounges and is one of the few credit cards with no foreign transaction fee.