I need helping finding the best prepaid debit card for a family member that has some challenges. He currently does not have a valid ID and isn’t interested in getting one for various reasons. I offered to make him an AU on one of my credit cards but he isn’t interested. He would like a card that he can use online and for larger expenses.

I am fine with getting something in my name for him and he would give me the cash. He wants to start with $1,500 that I can fund either with cash or my bank accounts or credit cards. My problem is there are so many options when I search online.

He doesn’t care about paying nominal monthly fees and he would probably want to reload every few months but that would left to me, so I would like something I can just do online. He wouldn’t be using the card to get cash ever.

Does anyone have suggestions? Any help would be greatly appreciated!

Visa vanilla gift card constantly gets declined online My paypal debit card gets declined all the time too I need a new card to pay bills with & order stuff online I don't want to use a card linked through a bank account at this time So it has to be reloadable in other ways Also need to be able to get money fast from relatives and friends, electronically

Starting off, please don’t suggest cash. Cash doesn’t work since most stuff we buy online and can’t use cash for that. And it just causes more problems.

Okay, so my husband and I do prepaid cards for our “allowance/fun money/whatever you want to call it”. It allows us to have some flexibility with our spending (like getting coffee or food whenever one of us is out and about) without dipping into our joint account and allows us to have a set amount of money each month that we can use for our own hobbies without one feeling guilty or like they didn’t get any money do stuff that month. We really like the prepaid cards because it allows us to save up money for big items that really don’t contribute to the household (such as tattoos or 3D printer). Please don’t suggest cash or opening accounts within our own bank.

We got an email stating that the prepaid card that we use will be closing down (cards.com) and we are hoping someone else will have a suggestion for a card that we can reload online. We are okay with a monthly fee. Again, this works the absolute best for us in our situation and even with the monthly fee, we have cut down greatly on random spending to were we now have month left over at the end of the month.

Also, please don’t suggest credit cards. I am not a credit card person. We have cards, that stay locked away. But again we just aren’t credit cards people.

My spouse and I are reorganizing our household financials and one of the things we want to do is have a weekly allowance for gasoline and at- or post-work drinks and snacks. We would prefer to have reloadable cards to prevent overspending as opposed to keeping track of receipts and keeping a running total.

Thing is, most of what we're seeing either has a number of fees associated with it, isn't reloadable directly from home by us (we must go to a business to get it reloaded) or is just a gift card that requires an activation fee.

Closest thing we've found so far is Bluebird from Walmart/Amex and Chime. Both of those require visits to either a Walmart or a Walgreens (plus a number of other choices that involve fees) to reload the card.

Our bank no longer offers reloadable cards, we discovered, but still has a service grandfathering in existing users.

Are we chasing a unicorn? What we'd like to do is reload the cards from our checking accounts, set up a weekly deposit to them, and disable any kind of overdraft--once the week's allowance is gone that's it until it reloads.

EDIT: For those suggesting "cash", we would prefer not to carry cash on our persons. We'd like to keep it to a card.

My 8th grader is going on a class trip to an amusement park that doesn’t take cash. He doesn’t have a debit card yet. What is a good, easy to use prepaid card he could take?

I run into trouble sometimes trying to use them. I couldn’t use one at Walmart recently because I had to know the exact amount on it. I just want a simple one where he won’t have problems trying to use it. He can remember a PIN number so that would be beneficial. Recommendations?

My wife and I have agreed to a weekly allowance rather than use credit cards. Cash just does not work well for us. I'm thinking that we need a prepaid card that we can automatically reload every week. Do you have any recommendations for cards that will notify you of your balance, not allow you to overdraw, and hopefully have no or small fees. Or, is there another option that works for you?

For privacy reasons, I try to avoid using my debit/credit card as much as possible. With many places going cashless, this is getting harder and harder.

Are there any cards that I can buy at a store with cash, that don't need me to register my name/address/etc, that I can use in any stores that take visa/mastercard? I would load them with a couple of hundred dollars and only use them when I can't pay with cash. Ideally I'd be able to recharge them, but it's not an issue if I'd need a new card when I have spent all the money on it, as I wouldn't be using it for recurring payments.

My internet searches are all flooded with pre-paid cards that you have to order online, or gift cards that can only be used in certain places.

Thanks!

Hey everyone, I'm trying to find a prepaid debit card that has personal checks. I can't have a regular bank account unfortunately, ex wife went negative in our shared account once, and I was told even if I paid that negative amount the chances I'd get to have a bank again were quite low so I never tried (It was like 120 bucks)

I'm buying land and have been using PayPal prepaid debit for nearly 7 years now with no issues, but to pay for my land each month I need to do a check or money order and having my own checks would make this much much simpler. My finances are in order otherwise, no debts medical or otherwise besides that black mark from wells Fargo and I have good income and history of income etc

Hi everyone! I’m currently looking for a reliable prepaid card for everyday use and would love to hear your recommendations. What prepaid cards have worked well for you, especially when it comes to budgeting or building healthy financial habits? Any pros or cons I should know about? I’d really appreciate your input

We have a middle-age, single family member who is becoming unable to manage a checking account without being overdrawn. They have significant mental and physical challenges but we want them to continue to feel as though they are independent and be able to order things online, get food deliveries, Uber, etc.. Is a prepaid debit card the right solution for this? They would need to be able to login to see the balance and review transactions, but never have access to the underlying checking account directly. Their current checking that they sign on would be closed at some point(if it’s not already). We would have an automatic monthly transfer to the prepaid debit card, and then be able to stop responding to the urgent requests for cash. We are heading down the road to having a trustee appointed so this is a stopgap solution.

Any thoughts on using a Prepaid Debit card as a solution, or even a better option? How about a specific bank.

I’ve recently been considering getting some sort of prepaid credit card that I can use (mostly for online purchases). I like the idea of a card that I can load with however much I need to spend on a purchase, without worrying about more money being stolen if any information is compromised.

I’ve had my credit card compromised before and hundreds taken from me (bank fixed it quick), so I’m more cautious now. But as we all know, online shopping is very easy and accessible these days, so I’m wondering about prepaid credit card choices to make online purchases with.

I was looking at KOHO and EQ Bank, but can’t really tell what the best company to go with would be. For clarification, I’m not interested in opening another bank account, I don’t want a new chequing or savings (my current bank is RBC), I am only looking for a prepaid credit card.

What are my best options? In terms of company, their customer service, and hidden fees (like inactivity fee)?

I need to provide a family member with spending money. They're developmentally disabled, so carrying cash isn't something they can really handle -- they easily misplace it.

Because of her intellectual disability, I have a special kind of checking account set up for her, and it doesn't allow for her to have a debit card. (I am her legal guardian since her parents have died.)

I'd like a pre-paid debit card or visa card that I can load up with $50 for her every other week for shopping trips she takes with a helper. I don't want to pay $5 every time I load it/she uses it/whatever.

Any ideas?

Cash won't really work. She can't connect a debit card to her checking account. She can't write checks. I really need something of a stop in place that won't allow her to overspend at checkout.

I can't decide if I'm overthinking this or if there really is a clever hack. If anyone on the Internet knows though, they're in this sub!

I'm signed up for an affiliate program and normally they just send The payments to my PayPal but for some reason it keeps failing and they're trying to figure out why the PayPal payments aren't working

My only other option is to direct deposit the money into a bank card, My bank does not allow you to direct deposit money onto the card This company doesn't have the option to direct deposit into a bank account it's got to be a bank card it says.

Is there some sort of simple prepaid debit card I can get that allow us direct deposit, I know back in the day you could just run down to the grocery store and buy a refillable card for a couple of bucks where you don't have to sign on to a website and sign up for this and give him a whole bunch of freaking information. Especially when I'm just going to be using this until the PayPal method is working again but they say it could be a few weeks or a few months as they don't know what the problem is

So in the United States, where do I get a good Visa or MasterCard that will allow direct deposit to load the card, I was looking on Amazon and most of them are all non-refillable and stuff like that. I saw some online but you had to go to some company's website, create an account give them all this information about yourself I really don't want to do. Can I just run down to the grocery store and grab a no nonsense no hassle prepaid card or where can I get one like that?

Is there any prepaid card that easy reliable? I recently posted about my vanilla card issue, and have decided to perhaps buy another prepaid card for around 80$ and still have around 20$ left (a little less including the activation fee + taxes) on the original card to use in person. Before all that, I think you can buy another prepaid card with a prepaid card? I am probably the first one to do it, so I guess I'll find out. Any recommendations on another one I can purchase? Preferably in person, at a local corner store (In Canada) Thanks again!

A little background - my family of 4 was delayed and Delta offered us $1800 each to take the voluntary delay. (1800x 4 = 7200) .

Delta refused to issue a check and this came in the form of 28 Visa gift cards. I have found that I can transfer the money from my PayPal account to my wife's PayPal then to my savings account for a 1.9% fee so losing about 136.80 ish. I'd prefer not to do that. I paid my cable bill so $250 is moved, but I cannot pay my CC bill with debit nor my mortgage, nor my auto loan. I honestly feel like I am missing something obvious here. Any thoughts would be helpful. Thanks. I am hoping this is the right forum for this as well. not 100% sure but I was hoping to get this in front of some money savy people.

I love beer rebates like those listed at https://beermoney.pro/ but I am always getting virtual or physical prepaid debit cards, sometimes in the $5-15 range. These are annoying to use because most stores will decline your charge if there is insufficient funds, rather than deduct the remaining balance of the card. In other words, most stores do not allow multiple payment cards in one transaction. The only way I have found to use up all of these prepaid cards is Target self checkout.

Does anyone have suggestions? USA-based.

I am currently using Greendot and really have no complaints, except that they sometimes take 2 weeks to process refunds. My card expires early next year, and I wanted to explore my options. Please share your experiences with cards other than greendot.

Also, greendot waives the monthly fee if you deposit more than $1000 a month, or make 30 purchases. I have managed to do this each month for the past 30 months or so. Something like this would be ideal. Thanks, reddit!

Hi all. My father (59) has severe mental illness and is living in a personal care boarding home. His sister and I would like to set up a reloadable debit/gift card for him to be able to go get a haircut/ out to lunch when he wants to, but have the money separate from his main account. We're hoping to have it in my name, with him as an authorized user, because we don't want any additional money to mess up his SSDI benefits (if messing the benefits up is even a thing, I'm not entirely sure how that works). I was hopeful that something like a Venmo or Cashapp card would be an option, because neither of us live close to his facility and like the convenience of these apps, but it doesn't look like we can add another user to this. We also haven't been able to find reloadable Visa gift cards anywhere lately.

Are you aware of any such card options with easy transfer of money via an app?

Hello, r/frugal, I really hope this isn't a silly repeat topic or something that gets automatically downvoted; if it is, please feel free to act accordingly.

I've always been good with money- I had a high yield savings account, checking account, and good credit. Until I moved across the country. I had some medical problems which drained my savings, then my health insurance ran out (I was under my parent's insurance, then I got older) and I found myself in debt because of one hospital visit.

My question is about pre-paid debit cards. I had a couple checking accounts before, but because of my (now resolved) medical issues, are now overdrawn. I've been paying them off little by little, as I have a full time job, but until they're fully paid, I can't get a bank account.

I made silly, reckless, uninformed choices in the past and I'm paying for them now. But I still need a way to pay for things online, whether it be water bills, creditors, or if I think I can afford a movie at Redbox. Whatever.

What, in your experience, is the best prepaid card a person like me can get? I don't mind paying monthly fees; I am well aware of fee schedules, and how predatory they may get.