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Canada Post
canadapost-postescanada.ca › cpc › en › personal › prepaid-cards.page
Prepaid cards and services | Personal | Canada Post
Prepaid cards and services offer a convenient and secure way to manage your finances. You can use them for everyday purchases, online shopping, budgeting and more. ... Effective December 18, 2025, Canada Post will no longer offer Prepaid Reloadable Visa Cards for purchase.
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Mastercard
mastercard.ca › en-ca › personal › find-a-card › prepaid-cards › card.html
Best Prepaid Cards | Prepaid Mastercard
Enjoy the convenience of a Mastercard prepaid card. Prepaid cards offer an easier way to spend and manage your money. Apply now and get the best prepaid card suitable to your needs.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best prepaid credit cards in canada for 2025
Best Prepaid Credit Cards in Canada for 2025 - NerdWallet Canada
NerdWallet Canada selected the best prepaid cards based on overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include: features specific to prepaid cards (such as minimum and maximum deposit, maximum reload amount in a 24-hour period, ATM access, insurance benefits, digital wallet compatibility, and more); fees (such as annual fees, foreign exchange or conversion fees, among others); reward value (considering any earn rates, reward structures, and other benefits); and the intro offer (assessing any welcome bonus, waived fees, referral programs, and other promotions for new customers.
Discussions

Looking for a good prepaid credit card. Not sure what to choose. KOHO? EQ Bank? Something else?
I would go with the EQ card since it has no FX fee and will reimburse you the ATM fee if you withdraw from a Canadian ATM. I don’t carry around my debit card anymore because of it. More on reddit.com
🌐 r/PersonalFinanceCanada
37
4
December 24, 2023
Best Reloadable Debit Card?
True Link Financial has a card like this, you load it and that is what they an spend. More on reddit.com
🌐 r/AgingParents
3
3
January 14, 2023
What Reloadable prepaid card would you recommend?
r/PersonalFinanceCanada might be a better resource for you. More on reddit.com
🌐 r/personalfinance
16
2
March 2, 2021
Recommendations for BEST reloadable prepaid card to fit my needs
Can this person just get a checking account with debit card, and you deposit/transfer the money? More on reddit.com
🌐 r/Frugal
12
18
February 28, 2017
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Vanilla Gift
myvanillacard.com
MyVanilla Reloadable Prepaid Card
We cannot provide a description for this page right now
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Bree
trybree.com › post › prepaid-credit-cards
The Best Prepaid Credit Cards in Canada: Everything You Need To Know in ‘24
September 11, 2023 - The Titanium+ Prepaid Mastercard is available for purchase through MoneyMart for $9.99. Cardholders can opt into one of two plans: The Standard Plan ($6.50/month) or the Bundle Plan ($12.99/month).
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WOWA
wowa.ca › prepaid-credit-cards-canada
Best Prepaid Credit Cards in Canada | WOWA.ca
There is no ultimate best prepaid credit card because every card has unique fees and rewards. Some offer deposit protection while others provide other perks like a multi-currency wallet. You should decide what you plan to use your prepaid credit card for and see which card fits your goals the most. Non-reloadable prepaid credit cards, such as Vanilla Prepaid Cards, are generally used as gift cards.
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CNET
cnet.com › money › credit cards › if you don't use a bank, try one of the best prepaid debit cards
If You Don't Use a Bank, Try One of the Best Prepaid Debit Cards - CNET
August 1, 2024 - The American Express Serve® card is a reloadable prepaid debit card that works similarly to a traditional debit card. You can set up paychecks for direct deposit and reload your card using cash at over 45,000 locations across the US -- including ...
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Canada Post
canadapost-prepaid.ca
Canada Post Prepaid Reloadable Visa Card
Use your card as a separate account for daily purchases. No credit check or bank account is required to open an account and you never have to worry about interest charges · Reload your card with cash or debit at any Canada Post location, online with Interac e-Transfer®, or with Direct Deposit.
Find elsewhere
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Consumer Reports
consumerreports.org › money › banking & credit › prepaid card buying guide
Best Prepaid Card Buying Guide via @ConsumerReports
May 23, 2018 - Prepaid cards, more formally known as “general purpose reloadable cards,” have rapidly gained a place in Americans’ wallets and have gotten better in recent years. They work similarly to bank debit cards except that there is no checking account associated with the card.
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Wise
wise.com › ca › blog › best-visa-prepaid-cards-in-canada
What are the best Visa prepaid cards in Canada?
November 30, 2021 - CIBC offers several different prepaid Visa cards, but if you’re not planning to use it for foreign travel the primary option is the Smart Prepaid. It’s available at CIBC banking centres as well as online, and you can reload it online too, ...
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Mastercard
mastercard.ca › en-ca › personal › find-a-card › prepaid-cards.html
Mastercard Prepaid | Just Load and Pay
Use Mastercard Standard prepaid card rather than cash for convenience in everyday purchases of gas and groceries.
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Spring Financial
springfinancial.ca › home › the best prepaid credit cards in canada 2025
The Best Prepaid Credit Cards in Canada 2025 - Spring Financial
July 7, 2025 - One of the best and most recommended is the KOHO Mastercard prepaid card. Not only is it reloadable, but it’s simple to use, and there are no NSF fees if you need more funds on your card.
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KOHO
koho.ca › credit-cards › prepaid-visa-vs-prepaid-mastercard
Prepaid Visa vs Prepaid Mastercard | KOHO
November 27, 2025 - Whether it’s Visa or Mastercard, prepaid cards generally: Are reloadable – you add money before you spend · Work on a global card network (online and in-store) Don’t come with a revolving credit balance · Let you shop online without a traditional credit card ·
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Consumer Financial Protection Bureau
consumerfinance.gov › consumer-tools › prepaid-cards › choose-the-right-card
Choose the Right Card for Your Situation | Consumer Financial Protection Bureau
There are different types of prepaid cards. You can make the best choice about which card is right for you when you understand key differences. A reloadable prepaid card allows you to add more money. This type of card is sometimes called a General Purpose Reloadable Card, or GPR Card.
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Visa
visa.ca › en_CA › pay-with-visa › cards › prepaid-cards.html
Prepaid Credit Cards | Visa
Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time!
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Reddit
reddit.com › r/personalfinancecanada › looking for a good prepaid credit card. not sure what to choose. koho? eq bank? something else?
r/PersonalFinanceCanada on Reddit: Looking for a good prepaid credit card. Not sure what to choose. KOHO? EQ Bank? Something else?
December 24, 2023 -

I’ve recently been considering getting some sort of prepaid credit card that I can use (mostly for online purchases). I like the idea of a card that I can load with however much I need to spend on a purchase, without worrying about more money being stolen if any information is compromised.

I’ve had my credit card compromised before and hundreds taken from me (bank fixed it quick), so I’m more cautious now. But as we all know, online shopping is very easy and accessible these days, so I’m wondering about prepaid credit card choices to make online purchases with.

I was looking at KOHO and EQ Bank, but can’t really tell what the best company to go with would be. For clarification, I’m not interested in opening another bank account, I don’t want a new chequing or savings (my current bank is RBC), I am only looking for a prepaid credit card.

What are my best options? In terms of company, their customer service, and hidden fees (like inactivity fee)?

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CNBC
cnbc.com › cnbc select › banking › the best prepaid debit cards of january 2026
The best prepaid debit cards of January 2026
1 week ago - With the Serve American Express Prepaid Debit Account Free Reloads, you can add as much as $500 or as little as $20 any time without a fee. You can transfer funds from your bank account or at more than 45,000 retail locations where you can reload ...
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Walmart
walmart.com › cp › reloadable-debit-cards › 2362100
Reloadable Debit Cards - Walmart.com
Get 3% cash back at Walmart up to $50 a year¹. Terms apply · Earn cash back rewards on everyday shopping & fuel at Walmart
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TD
td.com › us › en › personal-banking › prepaid-cards › go-reloadable-card
Last Day 8/6/21 – TD Go, the Reloadable Prepaid Card For Teens | TD Bank
We've discontinued the TD Go Card—find out what that means for your card and explore our other account options, including the new TD Essential Banking Account.
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Amazon
amazon.com › Visa-Gift-Card-plus-Purchase › dp › B01MSBQB1P
Amazon.com: Visa $100 Gift Card (plus $5.95 Purchase Fee) : Gift Cards
This card is non-reloadable. No cash or ATM access. Cards are shipped active and ready for use. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout.