Ratehub.ca
ratehub.ca › blog › credit-cards-with-no-foreign-exchange-fees
Canada’s best no foreign transaction fee credit cards for 2026 | Ratehub.ca
1 week ago - Wealthsimple prepaid Mastercard: The Wealthsimple prepaid Mastercard lets you spend funds from your Wealthsimple chequing account wherever you travel without having to pay any foreign transaction fees.
Reddit
reddit.com › r/personalfinancecanada › best no foreign transaction fee credit card
r/PersonalFinanceCanada on Reddit: Best no foreign transaction fee credit card
February 4, 2024 -
Hello Everyone,
I have travelling overseas for vacation and was wondering what's the best way use money instead of carrying hard cash ? Are there any no foreign transaction fee no annual fee credit cards out there ? If not what's the best way to take money overseas for spending? Thanks you
PS: mods . Please decline if you feel this post is not for this group
Top answer 1 of 5
24
I think the Scotia passport visa infinite is the only player now that HSBC is gone
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Another thought on this: free cards like Rogers Mastercard / Rogers World Elite MC give 2% unlimited cash back on everything, including international transactions. The Rogers WE also gives 3% back on USD transactions. If you are a Rogers mobile/internet customer, the cash back can be applied with 50% bonus to Rogers related bills/purchases. So, although both cards have 2.5% f/x fee, with the cash back it is reduced to 0.5% for everything (base rate), or you could come out ahead on a net basis if applying to Rogers bills, or with USD transactions on the World Elite card . EDIT: the terms as described above for the World Elite MC come into effect April 9th, 2024 https://rogersbank.com/legaldocs/en/Rewards_Program_Terms_and_Conditions_notification.pdf
Which travel credit cards have no foreign transaction fees?
Two strong options for travel credit cards that have no foreign transaction fees are the Scotiabank Passport Visa Infinite and the Scotiabank Gold American Express. Both cards waive foreign transaction fees while still offering competitive earn rates and travel-friendly perks. The Passport Visa Infinite also includes airport lounge access and strong travel insurance coverage, while the Gold Amex is excellent for maximizing everyday rewards on dining, groceries, and streaming services.
ratehub.ca
ratehub.ca › blog › best-travel-credit-cards-in-canada
The best travel credit cards in Canada for 2026 | Ratehub.ca
Can I use a no foreign transaction fee credit card in any country?
You can use a no foreign transaction fee credit card anywhere that your card type is accepted, whether that’s Visa, Mastercard or American Express. If you’re worried about card acceptance, you could try using a prepaid travel card or get foreign cash before you leave. Keep in mind that ATMs charge currency exchange fees and foreign transaction fees (unless you are withdrawing money from a no-forex fee card).
ratehub.ca
ratehub.ca › blog › credit-cards-with-no-foreign-exchange-fees
Canada’s best no foreign transaction fee credit cards for 2026 ...
Does the Costco credit card have foreign transaction fees?
The CIBC Costco Mastercard does charge foreign transaction fees, which is particularly unhelpful if you’ll be shopping at Costco warehouses in the U.S.
moneysense.ca
moneysense.ca › home › articles › the best no foreign transaction fee credit cards in canada
The best no foreign transaction fee credit cards in Canada - ...
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BEST Travel Credit Cards 2025 (No Annual Fee!) - YouTube
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best no foreign transaction fee credit cards for 2025
Best No Foreign Transaction Fee Credit Cards for 2025 - NerdWallet Canada
... With roughly twice the rewards as other flat-rate cash-back cards in Canada, the new Wealthsimple Visa Infinite Credit Card already makes an impression. Add on the fact that there are no foreign transaction fees, and it becomes something ...
Daily Hive
dailyhive.com › canada › best-travel-rewards-credit-cards-canada-2026
These are Canada's best travel rewards credit cards | National
2 days ago - ... Those who aren’t fans of annual credit card fees can opt for the American Express Green Card, which has remained the top choice in this category for the past five years. Book trips using its flexible travel rewards or convert points to ...
TravelPulse Canada
travelpulse.ca › news › features › which-is-the-best-travel-credit-card-for-canadians
Which is the Best Travel Credit Card for Canadians? | TravelPulse Canada
2 days ago - Other categories in the awards ... redeeming points for travel, the best card according to Rewards Canada is the American Express Cobalt Card....
Travel And Tour World
travelandtourworld.com › home › discover the top 5 travel credit cards for canadians in 2025 unlock massive rewards, exclusive perks, and zero foreign transaction fees – don’t miss out!
Discover the Top 5 Travel Credit Cards for Canadians in 2025 Unlock Massive Rewards, Exclusive Perks, and Zero Foreign Transaction Fees – Don’t Miss Out! - Travel And Tour World
1 day ago - Some cards excel at earning points ... fee waivers. Among the best travel credit cards in Canada for 2025, the American Express Cobalt Card continues to be a standout option....
Reddit
reddit.com › r/personalfinancecanada › best travel credit card with no foreign fee
r/PersonalFinanceCanada on Reddit: Best travel credit card with no foreign fee
December 24, 2024 -
I have Wealthsimple card and I’m looking to have a backup card for travel (to Europe particularly) with no foreign exchange fees. I don’t need fancy access to lounge and preferable no annual fee. Just looking for a basic simple card. Any recommendations?
Ratehub.ca
ratehub.ca › blog › best-travel-credit-cards-in-canada
The best travel credit cards in Canada for 2026 | Ratehub.ca
1 week ago - However, it’s important to manage ... for travel credit cards that have no foreign transaction fees are the Scotiabank Passport Visa Infinite and the Scotiabank Gold American Express....
Chexy
chexy.co › insider › no-fx-fee-credit-cards-canada
How to Use Your Credit Card When Travelling: The Best No FX Fee Cards in Canada
Whereas most cash-back credit cards pay out your earnings once a year, EQ Bank pays monthly. Wealthsimple is known for its self-directed investing, crypto, mortgages, and the Cash Card, which earns you a high interest on your balance. The Wealthsimple Cash Card earns you up to 2.25% interest, depending on your balance. And, of course, the Wealthsimple Cash foreign exchange fee is 0% when using it abroad. If you travel often and are a renter in Canada, consider applying for one of the three Scotiabank no-FX fee credit cards mentioned above.
MoneySense
moneysense.ca › home › articles › the best no foreign transaction fee credit cards in canada
The best no foreign transaction fee credit cards in Canada - MoneySense
August 12, 2025 - With an impressive earn rate—especially on groceries, dining, and entertainment—plus a comprehensive insurance coverage package, the Scotiabank Gold American Express is not only the best no foreign transaction fee credit card, but also one ...
Chase
creditcards.chase.com › no-foreign-transaction-fee-credit-cards
Compare No Foreign Transaction Fee Credit Cards | Chase
Travel outside the U.S. and make purchases with $0 foreign transaction fees when using these Chase credit cards. Apply online today.
Spring Financial
springfinancial.ca › home › the best canadian no foreign transaction fee credit cards 2025
The Best Canadian No Foreign Transaction Fee Credit Cards 2025 - Spring Financial
May 23, 2025 - In the Canadian credit card network, there are plenty of excellent Canadian credit cards for those who are looking for no foreign transaction fees with different credit card issuers. These don’t just apply to travelling either; you can get these charges when you shop online. By choosing one of these cards, you can reduce your cost. Most Canadian credit cards charge foreign exchange fees otherwise.
Frugal Flyer
frugalflyer.ca › blog › no-foreign-transaction-fee-credit-cards-canada
Canada’s Best Credit Cards With No Foreign Transaction Fees | Frugal Flyer
November 24, 2024 - The Scotiabank Passport Visa Infinite Privilege card is the most premium card in Canada that offers no foreign exchange fees as a benefit. However, as it is a premium credit card, it does command a premium annual fee of $599.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › visa › passport-infinite-card.html
Scotiabank Passport Visa Infinite Credit Card | Earn $1,300+ in Value | Scotiabank Canada
Whether you’re online shopping online or abroad, you’ll never pay the 2.5% foreign transaction fee on foreign currency purchases (only the exchange rate applies).6 · Access over 1,200 airport lounges, including 6 complimentary lounge visits, with the Visa Airport Companion Program.12 · Earn and redeem Scene+ points when you book travel with Scene+ Travel, Powered by Expedia, a full-service travel agency.13
Rewards Canada
rewardscanada.ca › TopTravelCreditCard
Canada's Best Travel Rewards Credit Cards for 2026 | Rewards Canada
3 days ago - It is also provides travel perks like lounge access, an annual travel credit and very good insurance coverage. Click here to apply for the American Express® Gold Rewards Card The Scotiabank Gold American Express Card stays in fourth place for 2026.
Forbes Advisor
forbes.com › advisor › ca › credit-cards › best › no-foreign-transaction-fees
Best No Foreign Transaction Fee Credit Cards In Canada – Forbes Advisor Canada
2 weeks ago - This cream-of-the-crop credit card has all the bells and whistles for frequent travellers who want exclusive access to top-tier travel benefits. Yet, cardholders with a high credit score and the ability to splurge on this premium card are likely to pay their balance in full and avoid using a cash advance, and thus may not need to use the low 9.99% purchase and cash advance interest rate offer. To develop this ranking of the top credit cards with no foreign transaction fees, we looked at dozens of credit cards available in Canada today.
Prince of Travel
princeoftravel.com › home › which credit cards have no foreign transaction fees?
Which Credit Cards Have No Foreign Transaction Fees? | Prince of Travel
April 15, 2025 - While we think the Scotiabank Passport® Visa Infinite* Card stands out among no foreign transaction fee cards thanks to its wide acceptability, complimentary lounge passes, and strong travel insurance coverage, there are a few other credit ...
Reddit
reddit.com › r/personalfinancecanada › travel credit card recommendation
r/PersonalFinanceCanada on Reddit: Travel Credit Card Recommendation
January 9, 2025 -
Looking to get some recommendations on the best credit card for my current situation. I live in Toronto and I recently started travelling a lot so I went all in on Air Canada/Aeroplan and now have accumulated about 175k points between me and my wife. I have an AMEX Aeroplan Reserve (Currently on 2nd year with the card) with an extra card for my wife, and I also have a CapitalOne World Elite MC (1.5% cashback towards travel purchases) and so does my wife.
Paying yearly $599 + $199 for my AMEX + supplemental card and $130 for the Capital One
As I continue to do more travelling, I might be interested in a credit card with good exchange rates as I always use credit card for purchases while travelling.
I plan on cancelling my AMEX at the end of my 2nd year in September, and also want to replace my Mastercard for something with better benefits or exchange rates.
Any recommendations would be greatly appreciated!
Top answer 1 of 5
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The only decent travel credit card in Canada is the Scotiabank Passport Visa Infinite Card. It is the only card that offers decent travel benefits and no FX fees. There are other cards that offer slightly better benefits, but you will lose out a lot more on FX fees. Also, in the case of AmEx, you may find that it is not accepted everywhere you want to use your card. There are also, likewise, a couple of other payment cards that don't charge FX fees, such as the WealthSimple cash card, but they do not offer travel benefits. The Scotiabank Passport Visa Infinite Card is the only one that has the whole package.
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If all you're looking for is a 0 FX card, then the Wealthsimple Cash Card would suit your needs. Can withdraw from ATMs and make purchases with 1% cashback too.
Rates.ca
rates.ca › credit-cards › no-foreign-transaction-fees
2025's Best No Foreign Transaction Fee Credit Cards in Canada
... Aeroplan Air Miles Balance Transfer Business Cash Back Gas Reward Guaranteed approval Low Cash Advance Low Interest No Fee No Foreign Transaction Fees Newcomers to Canada Rewards Secured Student Travel...
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-foreign-transaction-fee.html
No Foreign Transaction Fee Credit Cards - Mastercard
Enjoy seamless, no fee international transactions with Mastercard's no foreign transaction fee credit cards. Explore Mastercard credit cards to find the right card for your lifestyle needs.