Reddit
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r/PersonalFinanceCanada on Reddit: Best Visa Card in Canada?
June 23, 2024 -
For context, I am 28f living in Ontario, I make about $75k/year. I already have the Amex Cobalt card that I use when I can for groceries, restaurants, gas, etc. for the points perks, but of course it's not accepted everywhere so I'm looking for a Visa card as well.
I fly/travel outside Canada about 1-2x per year, so not a super frequent traveller. I was looking at either the Scotiabank Passport Visa Infinite card or the TD Aeroplan Visa Infinite card, but not sure if they are good for everyday in terms of perks/points as well as occasional travel. I was thinking of maybe a cashback card specifically since I already have the Amex? Hoping to keep the annual fee under $150 ish. Any thoughts/recommendations? :)
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If you're already using your cobalt at most places I'm not sure you'd get enough value out of a visa with an annual fee. I'm in the same boat and when I did some research I ended up getting the basic free visa from my bank.
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Those Visa Infinite cards carry annual fees of $150 and $139 respectively. You need to consider whether you will actually get $150 of value out of those cards especially when you are already paying $156/year for the Amex Cobalt. IMO, if the Amex Cobalt is working for you I would find a no-AF Visa or Mastercard to use as a backup for places where Amex isn't accepted.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best visa credit cards in canada for 2025
Best Visa Credit Cards in Canada for 2025 - NerdWallet Canada
Think of the Visa Classic tier as an entry-level credit card. It gives you access to the Visa network but has limited benefits. A Visa Classic credit card typically has low individual and household income requirements, making it ideal for students, ...
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TD
td.com › ca › en › personal-banking › products › credit-cards › browse-all
Best TD Credit Cards in Canada | TD Canada Trust
Welcome Bonus of 10% in Cash Back Dollars applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3,500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to ...
Costco visa card in Canadian Costco gas station
Worked fine in March of this year. Did it in Edmonton on the way to Anchorage from Orlando. Yes it's intimidating seeing the MasterCard only logos, but it's fine.
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October 6, 2012TD Bank Emerald VISA card is almost a scam
I would argue a credit card with a variable interest rate is likely a bad deal no matter what.
Find a card with no fee and offers some sort of reward. Pay the balance off in full each month and collect the reward. Now they're paying you to use their card.
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February 2, 2016Air Canada
aircanada.com › ca › en › aco › home › aeroplan › credit-cards.html
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Air Canada for Business Air Canada ... an Aeroplan credit card that’s perfect for you. FREE FIRST CHECKED BAG · TD® Aeroplan® Visa Infinite* Card ·...
Visa
visa.ca › en_CA › pay-with-visa › cards › credit-cards › infinite-privilege.html
Visa Infinite Privilege Credit Card | Visa
Get a Visa Infinite Privilege card and enjoy access to premium product features, global airport lounges, culinary experiences and 24-hour concierge.
Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
October 24, 2025 - We compared the top travel credit cards using our Best of Finance methodology and ranked the cards that provided the highest first-year value. Of all the credit cards participating in the Avion program, the RBC Avion® Visa Infinite Card is the ...
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › visa › passport-infinite-card.html
Scotiabank Passport Visa Infinite Credit Card | Earn $1,300+ in Value | Scotiabank Canada
If you have a new or existing Preferred Package chequing account, we'll waive the first year annual fee on a Scotiabank Passport® Visa Infinite* Card.5 · Winner of the 2025 Rewards Canada Top No Foreign Transaction Fees Credit Card± · Winner of the 2025 milesopedia Best Credit Card for No FX*±
Ratehub.ca
ratehub.ca › credit-cards › visa
The best Visa credit cards in Canada 2025 | Ratehub.ca
July 8, 2025 - Offering a fantastic earn rate, thorough insurance package, and one of the best welcome bonuses of any travel credit card in Canada, the TD First Class Travel Visa Infinite takes our prize for best Visa travel card.
Visa
visa.ca › en_CA › pay-with-visa › cards › credit-cards.html
Visa Credit Cards | Visa
Apply for a Visa credit card - it's a secure and reliable way to pay for what you need, anywhere in the world. Access cash at over 1 million ATMs.
CIBC
cibc.com › en › personal-banking › credit-cards › no-annual-fee.html
Choose the Best CIBC No Annual Fee Credit Cards in Canada for You
Terms and conditions Skip to terms and conditions for the CIBC Aventura Visa Card. Back to filters ... Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!† Conditions apply. The no annual fee travel card that turns your everyday purchases into a dream vacation.
The Globe and Mail
theglobeandmail.com › globe investor › report on business › which travel credit card is right for you? we ranked canada’s top choices in 2025
Which travel credit card is right for you? We ranked Canada’s top choices in 2025 - The Globe and Mail
3 weeks ago - No card is perfect – the 5x points rate applies only to the first $2,500 spent on groceries and dining each month, with limits on what it considers stand-alone grocery stores. The CIBC Aventura Visa Infinite Privilege Card features a rewarding ...
TD
td.com › ca › en › personal-banking › products › credit-cards › travel-rewards
Apply Online for Travel Credit Cards in Canada | TD Canada Trust
Let us help you choose the best TD travel credit card for you in Canada. TD travel credit cards have been designed to offer flexibility and fit your rewards needs. Apply online today and start earning TD Rewards Points.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › compare-cards.html
Compare all Scotiabank Credit Cards | Scotiabank Canada
Start your applicationfor the Scotiabank Platinum American Express credit card · Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator · Sign in and get startedSign in to Scotia Online and start your application for Scotiabank Value Visa credit card
Forbes Advisor
forbes.com › advisor › ca › credit-cards › best › visa
Best Visa Credit Cards in Canada for 2025 – Forbes Advisor Canada
September 2, 2025 - The Scotia Momentum® Visa Infinite* Card is the best overall Visa card in Canada. This card comes with a welcome bonus worth up to $200 and pays up to 4% cash back on purchases. It also comes with comprehensive travel insurance coverage, car ...
RBC Royal Bank
rbcroyalbank.com › credit-cards › tools › compare-credit-cards.html
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Compare RBC credit cards to find the one that best matches your needs. Use our comparison tool to view travel, rewards and more credit cards. Apply online.
Visa
visa.ca › en_CA › pay-with-visa › cards › credit-cards › infinite.html
Visa Infinite Card | Visa
Get the Visa Infinite card to enjoy premium benefits, including fine food and wine experiences and complimentary 24-hour concierge.
CreditCardGenius
creditcardgenius.ca › credit-cards
Compare Canada's Credit Cards All In One Place
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CIBC
cibc.com › home › personal banking › credit cards › travel rewards cards
Compare and Find the Best CIBC Travel Cards in Canada for You | CIBC
Terms and conditions Skip to terms ... Aventura Visa Infinite Card. Back to filters ... Apply and earn up to $1,200 in value, which includes up to 45,000 Aeroplan points†, 1. Conditions apply. Earn more points towards your dream vacation. 1.5 points per $1 directly with Air Canada® and Air ...
Innovation Federal Credit Union
innovationcu.ca › personal › credit-cards › best-visa.html
Best Visa Credit Card in Canada | Innovation Federal Credit Union
The Collabria Visa Card is issued by Collabria Financial Services Inc.
Call +1-866-446-7001
Address S9H 2B2, Swift Current, CA
American Express
americanexpress.com › en-ca › credit-cards › all-cards
View All American Express® Cards | Amex CA
Compare All Credit Cards That American Express Has To Offer In One Place. Discover The Best Card For You And Apply Now!