My set up Chase Sapphire Reserve - 3% on travel and dining (we do enough traveling to justify the fee) Chase Prime Visa - 5% on Amazon purchases Fidelity Investments Visa - 2% cashback on everything else Is there a better setup? Answer from navigator2000 on reddit.com
Visa
usa.visa.com › pay-with-visa › find-card › apply-credit-card › cash_back
Cash Back Credit Cards | Visa
Discover Visa personal payment solutions, secure transactions, travel support, cards and rewards designed to bring more value to your everyday experiences.
Bankrate
bankrate.com › global › credit cards › advertiser disclosure category pages
Best Cash Back Credit Cards - January 2026 | Bankrate
16 hours ago - However, if you use the U.S. Bank Cash+ Visa Signature card for that same purchase, you can earn $50 back because it earns 5 percent back at furniture stores (when you enroll, up to $2,000 in spending per quarter).
Videos
24:05
Ranking Every Credit Card in 2025 - Here’s What’s Good - YouTube
30:16
I Ranked EVERY Cash Back Credit Card (Here's What You ACTUALLY Need!)
17:56
BEST Cash Back Credit Cards 2025 💳 Get 5% (more?) cash back ...
17:41
The 7 BEST Credit Cards of 2025 - YouTube
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The 3 Best Credit Cards You Should Be Using in 2025 - YouTube
Are Cash Back Credit Cards Worth It?
A cash back credit card could work for you if you pay off your balance each month. As you consider your options, look at annual fees, bonus category rates and sign-up bonuses. And most importantly, know the rewards program so you can take advantage of spending opportunities that offer cash back.
One note of caution: Don't carry a balance with these cards! They have higher interest rates, and it's easy to get into debt if you carry a balance from month to month. You're also wiping out the rewards you've earned when you pay interest to carry a balance.
One note of caution: Don't carry a balance with these cards! They have higher interest rates, and it's easy to get into debt if you carry a balance from month to month. You're also wiping out the rewards you've earned when you pay interest to carry a balance.
money.usnews.com
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10 Best Cash Back Credit Cards of September 2025 | U.S. News
Is cash back from a credit card taxable?
Generally, cash back earned with a credit card is not considered taxable income. Learn more about what credit card rewards can be considered taxable.
bankrate.com
bankrate.com › global › credit cards › advertiser disclosure category pages
Best Cash Back Credit Cards - January 2026 | Bankrate
Is Cash Back From a Credit Card Taxable?
Credit card rewards, including cash back, are rarely taxable. As long as you spent your own money to earn them, credit card rewards are not considered taxable income by the IRS.
money.usnews.com
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10 Best Cash Back Credit Cards of September 2025 | U.S. News
Credit Karma
creditkarma.com › credit-cards › cash-back-cards
Best Cash Back Credit Cards for January 2026
November 28, 2025 - But if you’re in the process of building credit, this could be a good option. Find out more in our review of the Capital One QuicksilverOne Cash Rewards Credit Card, or compare other offers for people with fair credit on Credit Karma.
Reddit
reddit.com › r/financialplanning › what are your favorite credit cards that give cash back rewards?
r/FinancialPlanning on Reddit: What are your favorite credit cards that give cash back rewards?
February 22, 2025 -
I currently use BOA travel rewards which only gets back like 1.65% in travel rewards. I am going to phase that card out and I want a credit card that gives just cash back rewards instead of one specific to travel.
I’d like to balance a higher rewards percentage with a great experience using that card (great customer service, no fees, etc).
What card do you use and love?
Top answer 1 of 38
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My set up Chase Sapphire Reserve - 3% on travel and dining (we do enough traveling to justify the fee) Chase Prime Visa - 5% on Amazon purchases Fidelity Investments Visa - 2% cashback on everything else Is there a better setup?
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We use a variety of cards… We use Costco credit card for 4% back on gas. We use a AAA (travel club) card for 5% back at grocery stores and Walmart. We use Discover and a Chase card for their rotating 5% on dining during certain months. I have a Wells Fargo card that is 2% for everything else. We have another card that is 5% for our cell phone and internet bills. And another one that pays us 5% back on our streaming services. None of these have yearly fees… and we never carry a balance or pay interest on any of these cards. I understand what we do is a bit excessive, but we earn $$ from using credit cards responsibly and never have to pay interest or fees 👍.
Chase
creditcards.chase.com › cash-back-credit-cards
Compare Cash Back Credit Cards | Chase
Rewards everywhere you shop with ... and 29.99%–27.49Min. of (6.75+20.74) and 29.99% variable APR† ... empty checkbox Compare Compare the Prime Visa checkmark Comparing Compare the Prime Visa button disabled Compare Compare the Prime Visa Opens compare popup ...
U.S. News
money.usnews.com › home › credit cards › best cash back credit cards of september 2025
10 Best Cash Back Credit Cards of September 2025 | U.S. News
2 weeks ago - Why this is one of the best cash back credit cards: With the U.S. Bank Cash+ Visa Signature Card, you earn 5% on the first $2,000 in combined eligible purchases each quarter in two categories of your choice.
Reddit
reddit.com › r/creditcards › what is the best visa cash back credit card for groceries and gas?
r/CreditCards on Reddit: what is the best visa cash back credit card for groceries and gas?
August 23, 2025 -
i have plans to move out of my house by next year and i have discover, chase freedom unlimited and capital one savor and while i have no problems with freedom unlimited as it guarantees me 3% back on restaurants, i am considering cancelling capital one because im not a huge fan of their customer service and from my experience seemed unreliable for me. in addition, although i do not have problems with discover's customer service, their 5% cashback on grocery purchases isnt guaranteed most of the time with their quarterly categories and costco does not accept discover credit cards and discover doesn't code 5% cashback for purchases at walmart even if grocery store purchases is the category during that quarter. i prefer to have a credit card that has multiple branches across the US so i can get support in person.
to be more specific about my question, what would be the best credit card to get that offers 2-4% cash back on grocery and gas purchases but also codes 2-4% cash back for in store purchases at costco, sam's club and walmart that is under the visa network and has multiple branches across the US?
Top answer 1 of 7
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paypal debit card gets you 5% at those stores and walmart/other groceries. this is single best option for costco/sams unless you are chasing a sign up bonus. none of the big 4 banks have anything better than 2x for costco if you need walk in bank branches. (wells fargo for their 2%/other grocery card, or citi costco card paired with citi custom cash getting you 5% groceries) venmo credit card gives you unlimited 3% at groceries including sams/costco/walmart. you would probably like the AAA card taht gives 5% gas/3% wholesale clubs but it's a synchrony bank card.
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The Discover grocery category is fine. It's normal for a grocery category to exclude Walmart. Costco is not a grocery store, it's a wholesale club. Don't expect other cards to do any better. The AAA Daily Advantage and AAA Travel Advantage have the best multipliers for groceries and gas, but if you don't like Capital One's customer service you'll probably wish you had Capital One if you have to deal with Comenity Bank. There's the Amex Blue Cash Everyday and Blue Cash Preferred, but they have spending limits, so make sure you're comfortable with the limits. Another option is to keep your Savor card and get the Citi Custom Cash and use it for gas. You can also use Wells Fargo Autograph for gas as well as a few other categories like phone plans, travel, transit, and streaming.
Bank of America
bankofamerica.com › bank of america › credit cards › cash back credit cards
Cash Back Credit Cards & Cash Rewards Credit Cards
Cash back credit cards from Bank of America allow you to earn cash rewards on all of your purchases. Apply online.
Alliant Credit Union
alliantcreditunion.org › credit-cards › visa-signature-card
Alliant Visa® Signature Credit Card with Cashback
September 6, 2022 - See terms for details. Most cards arrive within 7–10 business days after approval. You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.
Reddit
reddit.com › r/creditcards › what is the single best cashback card
r/CreditCards on Reddit: What is the single best cashback card
July 9, 2025 -
If you could recommend one cashback card to most people, would it be a flat 2% card, or a rotating category 5% card? Which one?
I know it depends on spending habits, but the question is if you had to make one general recommendation for the average American family.
Top answer 1 of 19
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Your highest spend category has to be taken into account. Why? Because 5% is 2.5X any 2% card or 250% more rewards! No way there is one best card. There are very good catch all cards but they need to be complimented by 5% or 6% category card.
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The two best that you can still apply for are probably Robinhood Gold or the BofA PRE with Preferred Rewards 75% boost. The former requires a waitlist for all but a blessed few. The latter requires a large deposit, but shouldn’t be a big deal if you can park an IRA or something.
NerdWallet
nerdwallet.com › home › credit cards › best credit cards › best cash back credit cards of january 2026
Best Cash Back Credit Cards of January 2026 - NerdWallet
5 days ago - For example: For those who value ... frequently in that discussion), the Wells Fargo Active Cash® Card, the Fidelity® Rewards Visa Signature® Card or the PayPal Cashback Mastercard® and then putting all spending on that ...
Clark Howard
community.clark.com › credit cards
What Is Your Favorite Cash Back Credit Card? - Clark Howard Community
May 13, 2024 - Hi there – Nick with Team Clark here. I handle our credit card coverage for Clark.com, and I’d like to start doing a periodic check with our readers, listeners and community members to see how they’re feeling about their credit cards. Today I’m wondering: What is your favorite cash ...
Capital One
capitalone.com › credit cards › cash back
Cash Back Credit Cards | Capital One
Choose a cash back card that’s designed for your spending habits. Earn more cash back on dining and entertainment. Discover our best cash back credit cards for people with excellent, good or fair creditSee Cards
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Best-Card-lineup-for-most-cash-back-rewards › td-p › 5308733
Best Card lineup for most cash back/rewards - myFICO® Forums - 5308733
July 26, 2018 - So, decided to go on a credit card app spree and product change spree. 1. For rotating categories, Discover (quarter restaraunts) 5% 2. - 5308733
PNC
pnc.com › en › personal-banking › banking › credit-cards.html
Personal Credit Cards: Apply Online & Compare Offers
... PNC Spend Wise is a service mark of The PNC Financial Services Group, Inc. PNC Cash Unlimited and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.
RegionsBank
regions.com › home › regions personal banking services › credit cards › cash rewards visa® signature
Cash Rewards Credit Card | Earn Cash Back Rewards | Regions Bank
View and activate Regions Offers℠ ... to earn cash back at select retailers. Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction. Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7 · Tap to Pay is a contactless payment option that combines the best of chip card ...
Quora
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What is your favorite cash back credit card(s)? - Quora
Answer: The American Express Blue Cash Preferred is the card with the best everyday spending benefits when you pay an annual fee. The Discover Card is free and gives you five percent off the identified spending categories every quarter without ...
Alliant Credit Union
alliantcreditunion.org › credit-cards › visa-platinum-card
Visa Platinum Credit Card | Alliant Credit Union
September 6, 2022 - Add your Visa Platinum card to your favorite mobile wallet for quick, secure payments—anytime, anywhere. Every transaction still comes with the same protections and benefits you expect from your Alliant Visa credit card.38
U.S. Bank
usbank.com › credit-cards › cash-plus-visa-signature-credit-card.html
U.S. Bank Cash+ Visa Signature: Up to 5% Cash Back Rewards
November 26, 2025 - We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use. With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the ...