The Amex Black Card isn't just a credit card — it's a status symbol. It's invitation-only, comes with no preset spending limit, and unlocks perks like 24/7 concierge service, top-tier hotel and airline status, VIP airport experiences, and access to events most people can only dream about. It's less about what you can buy and more about what doors it opens.

The Black Card reportedly costs $5,000 a year, with a $10,000 initiation fee.

Yes, Amex Black (Centurion) Card members receive top-tier or near-top-tier elite status with several major hotel chains, including Hilton, IHG, Jumeirah Sirius, Shangri-La Golden Circle, Radisson Rewards, and MeliáRewards. These elite statuses often make members eligible for complimentary room upgrades, early check-in, late check-out, and other VIP privileges, although upgrades are subject to availability and not guaranteed. Centurion members also receive Delta Platinum Medallion Status, which provides travel perks like complimentary first-class upgrades and priority services. Terms apply.