Reddit
reddit.com › r/creditcards › american express black card
r/CreditCards on Reddit: American express black card
January 24, 2021 -
Hi whats the limit on the card above and what do you have to do to get it?
Business Insider
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
May 20, 2025 - There are no preset spending limits with the Amex Black Card, so you can easily buy big-ticket items that you may not necessarily be able to pay for with other credit cards. Keep in mind, however, that you must pay off your balances in full ...
Videos
What is the limit of my black card 💳🤔? #americanexpress #americanexpressblack #AMEX | TikTok
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The AMEX Black card LIMIT? - YouTube
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American Express Is Cutting Limits (2024!) - YouTube
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AMEX Black cards are insane! #amexplatinum #creditcard #centurion ...
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Unboxing the World’s Most Exclusive Credit Card - YouTube
What are the annual fees for the Amex Black Card?
The Black Card reportedly costs $5,000 a year, with a $10,000 initiation fee.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
Why is the Amex Black Card so special?
The Amex Black Card isn't just a credit card — it's a status symbol. It's invitation-only, comes with no preset spending limit, and unlocks perks like 24/7 concierge service, top-tier hotel and airline status, VIP airport experiences, and access to events most people can only dream about. It's less about what you can buy and more about what doors it opens.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
Do Amex Black Card members receive complimentary hotel upgrades?
Yes, Amex Black (Centurion) Card members receive top-tier or near-top-tier elite status with several major hotel chains, including Hilton, IHG, Jumeirah Sirius, Shangri-La Golden Circle, Radisson Rewards, and MeliáRewards. These elite statuses often make members eligible for complimentary room upgrades, early check-in, late check-out, and other VIP privileges, although upgrades are subject to availability and not guaranteed. Centurion members also receive Delta Platinum Medallion Status, which provides travel perks like complimentary first-class upgrades and priority services. Terms apply.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
Factsheet
Country United States
Country United States
Wikipedia
en.wikipedia.org › wiki › Centurion_Card
Centurion Card - Wikipedia
4 days ago - The card reports to credit bureaus and does not maintain a pre-set credit limit. It is considered a status symbol among the affluent. Centurion Cards issued in the United States have an annual fee of $5,000.00 and a one-time initiation fee of $10,000.00 as of 2022.
WalletHub
wallethub.com › popular credit card questions
What is the American Express Black Card Limit?
April 21, 2023 - The American Express Black Card’s credit limit is determined on a month-to-month basis, and it depends on your overall spending and payment habits. That is because the Amex Black Card – officially known as the Centurion® Card from American Express - is a no preset spending limit (NPSL) card
American Express
americanexpress.com › content › dam › amex › en-us › company › legal › cardmember-agreements › public-site-adhoc-2024-07-01 › cps-charge › centurion-card-07-01-2024.pdf pdf
Cardmember Agreement: Part 1 of 2 As of: 07/01/2024 ®
Rate (DPR) is 1/365th of the APR, ... fee is on the Rates and Fees Table on page 1 of Part 1. Each Additional Centurion Card is $5,000 · annually (limit of two), each ......
Credit Karma
creditkarma.com › credit cards › insights › centurion® card from american express review: exclusive benefits at a high cost
Centurion® Card from American Express review: Exclusive benefits at a high cost
Centurion® Card from American Express review: Exclusive benefits at a high cost
Interested in the Centurion Card from American Express? Read reviews and see cardholder data, including average credit limits and credit scores.
Quora
quora.com › Are-black-cards-really-unlimited-or-does-it-just-have-a-very-high-limit
Are black cards really unlimited, or does it just have a very high limit? - Quora
Answer (1 of 6): No credit card is unlimited, but your income and spending patterns determine some. Banks are more inclined to raise your credit limit if you consistently pay the entire balance, regardless of your monthly spending. If someone spends thousands of dollars each month but pays off th...
Reddit
reddit.com › r/amex › black card
r/amex on Reddit: Black Card
May 20, 2025 -
I run an e-commerce business and I spend around 70-80k a month currently. I just started spending this much around 2 months ago, however, I always spent at least 200-300k a year for the last 2 years. How much more do I need to spend to be offered a black card?
Top answer 1 of 5
338
The exact requirements to be invited to own the Centurion are not public. But last I have seen the current understanding is you need to have an income north of $1,000,000 (unsure about business income) and a yearly spend of around $350,000 for personal and $500,000 for business on existing Amex accounts, with a preference for spending on Platinum. A reminder, while a status symbol, the Black Card is not in anyway a smart card to have. The fees and limited rewards make it a fairly poor card by itself.
2 of 5
193
I spent $2.8mm on my business cards last year and have not gotten an offer. Good luck.
WalletHub
wallethub.com › popular credit card questions
American Express Black Card Requirements
May 13, 2025 - The American Express Black Card’s credit limit is determined on a month-to-month basis, and it depends on your overall spending and payment habits. That is because the Amex Black Card – officially known as the Centurion® Card from American Express - is a no preset spending limit (NPSL) card.
Quora
quora.com › What-is-the-average-credit-limit-on-an-American-Express-Black-Card
What is the average credit limit on an American Express Black Card? - Quora
Answer (1 of 5): The Centurion Card (the official name for the "Black Card") is a charge card rather than a credit card. There is therefore no credit limit, since all charges have to be paid in full monthly. The Centurion Card also has no spending ...
WalletHub
wallethub.com › popular credit card questions
Which American Express card has the highest limit?
February 13, 2025 - That is because the Amex Black Card – officially known as the Centurion® Card from American Express - is a no preset spending limit (NPSL) card. American Express may also adjust the limit based on your card use.
Forbes Advisor
forbes.com › advisor › credit-cards › reviews › centurion-from-american-express
American Express Centurion Black Card Review: What To Expect In 2026 – Forbes Advisor
July 20, 2020 - Minimum spending estimates vary but are typically $1,000,000 per year or more. The benefits on this card require an investment on your part—the Centurion is one of the few cards with an initiation fee, in addition to its annual fee.
TikTok
tiktok.com › discover › what-is-the-limit-of-an-amex-black-card
What Is The Limit of An Amex Black Card | TikTok
1 week ago - Replying to @Jay AMEX credit cards that do not have credit limits like the Amex Gold card or platinum card do not have credit limits because they are technically supposed to be paid in full at the end of the month.
The Points Guy
thepointsguy.com › credit-cards › amex-centurion-black-card
Amex Centurion (black) card benefits — and how to get them without the card - The Points Guy
January 8, 2025 - Amex reportedly extends invitations to apply for the business card only if you've spent (and paid off) at least $450,000 (or $500,000 — we've heard both) across all your Amex accounts in a calendar year.
Rates
rates.fm › homepage › cards › amex black card benefits: key perks you shouldn’t miss
AmEx Black Card Benefits: Key Perks You Shouldn’t Miss
August 29, 2025 - Without the premium card, you have to pay $325 a month for the membership. As an Amex Black cardholder, you also receive unique benefits such as exclusive membership in a luxury car deal negotiation program, special chef partnerships, premium ...
NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › 10 things to know about the amex centurion black card
10 Things to Know About the AmEx Centurion Black Card
November 9, 2025 - If you want to keep the card, you'll have to shell out $5,000 per year. And that annual fee is not waived in the first year. » Learn more: Is it worth paying an annual fee for a credit card?
Gerald
joingerald.com › blog › amex-black-card-limit-explained-plus-buy-now-pay-later-cash-advance-no-fees-alternatives
Amex Black Card Limit: What You Need to Know | Gerald | Gerald
July 25, 2025 - Instead, it features a “no preset spending limit.” This means there isn't a fixed credit line like you'd find on a standard credit card. Your purchasing power is dynamic and flexible, adapting based on your financial behavior.
Yahoo! Finance
finance.yahoo.com › news › centurion-card-american-express-5-140000042.html
The Centurion Card from American Express: A $5,000-a-year status symbol few can actually get
December 20, 2024 - Amex notoriously won’t reveal what it takes to score an approval for this luxe travel card that carries a $10,000 “initiation” fee and an ongoing $5,000 annual fee. The prestige of your own private jet, but it fits in your wallet.
Rates
rates.fm › homepage › cards › american express centurion black card: how to get it?
How to Get the American Express Centurion Black Card | Rates
October 24, 2024 - So, unlike many other credit cards, it does not have a preset spending limit, ensuring the top flexibility to make large purchases without traditional constraints. This feature is further enhanced by the Amex branded shopping protection, lending ...
WalletHub
wallethub.com › d › american-express-centurion-card-999c
American Express Centurion Black Card Reviews & Info
Centurion® Card from American Express
In addition to a 24/7 concierge ... a credit limit that varies over time, hotel and airline perks, and secondary benefits. Two of the best alternatives to the Amex Black Card are American Express Platinum Card® and the Chase Sapphire Preferred® Card. Both are highly rewarding, and they are prestigious but not overly exclusive. These cards are available to people with good or excellent credit, along with enough income to afford the monthly bill ... Reviews, rates, fees, and rewards details for The Centurion® Card from American Express. Compare to other cards and apply online in seconds