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BMO
bmo.com › credit cards › student - bmo cashback mastercard
Award Winning No Fee Student Cash Back Credit Card - BMO Canada
Apply for our award-winning Student Cash Back Mastercard. Enjoy no annual fee, earn cash back on every purchase, and start building credit today.
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BMO
bmo.com › credit cards › student credit cards
Apply Online for Student Credit Cards - BMO Canada
A student credit card is designed ... student credit card helps you start building your credit history while earning cashback on everyday purchases like groceries and recurring bills, all with a $0 annual fee and simple eligibility requirements....
Discussions

Credit Card for Student
Just get the student credit crd with your bank. More on reddit.com
🌐 r/PersonalFinanceCanada
4
0
December 26, 2024
Thoughts on Student BMO CashBack® Mastercard® ?
No real catch other than $500/month cap on grocery cash back. Once you hit it drops to 1% until the next month. I doubt a student does $500 on groceries. More on reddit.com
🌐 r/PersonalFinanceCanada
2
1
August 14, 2025
BMO CashBack Mastercard for Students or SimplyCash Card for American Express

Your numbers are off for Amex. It’s either 99 a year or you only get 2.5% promotional rate for 3 months (150 back max) and 1.25% after for the free card.

I’d go with BMO is you don’t want to pay the annual fee. Though I personally have the paid SimplyCash (Preferred) and it’s my most favorite card ever.

More on reddit.com
🌐 r/PersonalFinanceCanada
13
5
September 30, 2019
What credit card would you recommend for a student?
If you have a big bank already, get their student credit card. You might not qualify for some of the better reward ones without an income More on reddit.com
🌐 r/PersonalFinanceCanada
30
16
April 13, 2023
People also ask

Help! I have an emergency with my BMO CashBack Mastercard*.
If you have an emergency at home or away, you can contact the Mastercard Assistance Centre 24 hours a day: 1-800-247-4623 (within Canada and the U.S.) or 1-314-275-6690 (outside North America, call collect).
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bmo.com
bmo.com › credit cards › student - bmo cashback mastercard
Award Winning No Fee Student Cash Back Credit Card - BMO Canada
What’s a cash back credit card?
Cash back credit cards give you back a percentage of your spending, which you can use to pay down your credit card balance (as a credit statement) or deposit it into your bank account.
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bmo.com
bmo.com › credit cards › cash back credit cards
Cash Back Credit Cards: Up to 5% Cash Back - BMO Canada
J’ai besoin d’aide! J’ai une situation d’urgence avec ma carte Mastercard BMO Remises.
En cas d’urgence au Canada ou à l’étranger, vous pouvez appeler les Services d’assistance Mastercard, jour et nuit : 1-800-247-4623 (au Canada et aux États-Unis) ou 1-314-275-6690 (à l’extérieur de l’Amérique du Nord, à frais virés)
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bmo.com
bmo.com › credit cards › student - bmo cashback mastercard
Award Winning No Fee Student Cash Back Credit Card - BMO Canada
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Reddit
reddit.com › r/personalfinancecanada › thoughts on student bmo cashback® mastercard® ?
r/PersonalFinanceCanada on Reddit: Thoughts on Student BMO CashBack® Mastercard® ?
August 14, 2025 -

The Student BMO CashBack® Mastercard® seems like a good option for me as a uni student, 3% cashback on groceries, 1% on recurring payments, and 0.5% on everything else. I have never owned a credit card before so is this a good option for my situation as a student? Any catches to this card? Or are there any better ones out there? This seems like the best one compared to TD, CIBC and others.

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Mastercard
mastercard.ca › en-ca › categories › students
Credit Cards for Students | Find a Credit Card
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
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Mastercard
mastercard.ca › en-ca › banks › bmo
BMO Credit Cards | Find a Credit Card
Best BMO CashBack Mastercard for Students · Want to get your cash back ASAP?
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CreditCardGenius
creditcardgenius.ca › credit-cards › bmo-student-cashback-mastercard
BMO Student CashBack Mastercard January 2026 | creditcardGenius
BMO Student CashBack Mastercard
The BMO CashBack Mastercard for students is a no fee credit card designed specifically for students that puts you in control and lets you choose when you receive your cash back rewards. The selection of cards out there geared towards students is a bit lacking, but the BMO CashBack Mastercard for students is at the top of the heap, offering the chance to earn up to 3% cash back on all your spending, and a few other surprises to boot. BMO CashBack Mastercard for students rewards BMO CashBack Mastercard for students benefits BMO CashBack Mastercard for students drawbacks FAQ BMO CashBack M
Rating: 4 ​
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BMO
bmo.com › pdf › student-offer-terms-and-conditions-en.pdf pdf
BMO Student Winter Campaign Terms and Conditions
Savings Amplifier Account to your Student Chequing Account. Refer to the “Savings Account Promotional Rate” terms ... CashBack® Mastercard®*. Refer to the “Credit Card Offer”
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BMO
bmo.com › credit cards › bmo cashback mastercard
BMO CashBack Mastercard: Up to 3% Cash Back – BMO Canada
See our most popular cash back credit card with no annual fee. Get 3% cash back on groceries and 1% back on recurring bill payments. Apply for one online now.
Find elsewhere
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BMO
bmo.com › pdf › PDF_MC 7613 COB_insert_E.pdf pdf
CC190-COB - EN (02-25) Important information about BMO Credit Cards
For BMO U.S. Dollar Mastercard®* cards, fees and charges are in U.S. dollars. ... CashBack Mastercard, BMO Rewards Mastercard and BMO U.S.
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BMO
bmo.com › credit cards › cash back credit cards
Cash Back Credit Cards: Up to 5% Cash Back - BMO Canada
Earn cash back on your purchases with a BMO cash back credit card. Choose from a variety of card options to find the best cash back Mastercard in Canada for you.
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Wise
wise.com › ca › blog › bmo-student-credit-cards-in-canada
BMO Student Credit Cards in Canada: a full guide - Wise
August 23, 2023 - International students can apply by visiting a BMO branch; Canadian citizens and permanent residents can apply online¹ ². The Bank of Montreal CashBack Mastercard for students works just like any other cash back credit card.
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BMO
bmo.com › en-ca › main › personal › credit-cards › compare-tool
Side-by-Side Credit Card Comparison Helper - BMO Canada
Compare credit cards with our easy-to-use tool and find out which cash back, rewards, travel, lifestyle, no fee or low interest credit card works best for you.
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BMO
bmo.com › credit cards › all cards
Canadian Mastercard & Visa Credit Cards: Browse All - BMO
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
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BMO
bmo.com › pdf › 16-2811_BMO_SPC_Cashback_MC_BenGuide_Ev3.pdf pdf
BMO SPC CashBack Mastercard
BMO offers a wide range of personal and business banking services, including checking & savings accounts, loans, lines of credit, credit cards and more.
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BMO
bmo.com › credit cards › no annual fee credit cards
Credit Cards with No Annual Fees - BMO Canada
Explore BMO’s credit cards with no annual fee and earn BMO reward points, cash back or AIR MILES rewards. Choose the best no fee credit card for you and apply.
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BMO Canada
bmo.com › personal › student banking solutions
Discover Our Student Banking Solutions - BMO Canada
BMO offers chequing and savings accounts, credit cards and borrowing options to make student life more manageable. Learn more about our solutions today.
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Ratehub.ca
ratehub.ca › credit-cards › card › bmo-cashback-mastercard-student
BMO® CashBack® Mastercard® - Student - overview | Ratehub.ca
April 12, 2024 - The BMO Cashback Mastercard makes a lot of sense for cash-strapped students, because your cash back rewards are available at your fingertips anytime. If you regularly use your credit card to buy groceries or pay your phone plan, you can rack ...
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Reddit
reddit.com › r/personalfinancecanada › credit card for student
r/PersonalFinanceCanada on Reddit: Credit Card for Student
December 26, 2024 -

Hey I’m looking at getting my first credit card to start building my credit, I currently bank with TD and make about 15-18k a year living at home and am going to college. I was looking at either getting the TD student rewards card or the platinum travel visa. I was just needing some help deciding on which one. I’m open to suggestions on different bank recommendations for credit cards as well thank you

Edit: I will probably spend around 500-1000$ a month

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Milesopedia
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
BMO CashBack® Mastercard®* for students
The BMO CashBack Mastercard for students is Canada's best student credit card. Get 5% cash back for the first 3 months! The Best BMO No-Fee Cash Back Credit Card for Students. Earn 3% cash back on grocery purchases. Take advantage of this limited-time welcome offer!
Rating: 4 ​
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BMO
bmo.com › pdf › nfcb_0-5_bg_en.pdf pdf
Turn everyday purchases into cash rewards. BMO ® CashBack ® Mastercard ®*
BMO offers a wide range of personal and business banking services, including checking & savings accounts, loans, lines of credit, credit cards and more.