🌐
BMO
bmo.com › credit cards › bmo cashback mastercard
BMO CashBack Mastercard: Up to 3% Cash Back – BMO Canada
See our most popular cash back credit card with no annual fee. Get 3% cash back on groceries and 1% back on recurring bill payments. Apply for one online now.
🌐
Milesopedia
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
BMO CashBack® Mastercard®* for students
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply. ... The BMO CashBack Mastercard for students is ideal for students. The Best BMO No-Fee Cash Back Credit Card for Students. Earn 3% cash back on grocery purchases. Take advantage of this limited-time welcome offer!
Rating: 4 ​
People also ask

Does the BMO CashBack Mastercard for students have an annual fee?
No, there is no annual fee for this card.
🌐
milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
How is cash back applied to BMO CashBack Mastercard for students purchases?
Cash back is earned with each purchase.
🌐
milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
Are there additional benefits for students with the BMO CashBack Mastercard for students?
Yes, the card offers car rental discounts.
🌐
milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
🌐
BMO
bmo.com › credit cards › student - bmo cashback mastercard
Award Winning No Fee Student Cash Back Credit Card - BMO Canada
Apply for our award-winning Student Cash Back Mastercard. Enjoy no annual fee, earn cash back on every purchase, and start building credit today.
🌐
Money.ca
money.ca › credit-cards › reviews › bmo-student-cash-back
BMO Student CashBack® Mastercard®* Review
BMO CashBack® Mastercard®* for students
No, the Student BMO CashBack® Mastercard®* does not have an annual fee, making it a cost-effective option for students. ... The credit limit with BMO credit cards may vary significantly. The maximum credit limit for a student credit card is $4,000 across all BMO credit cards. Read our BMO Student CashBack® Mastercard®* review, one of the best student credit cards for cash back. Earn more on groceries and recurring bills.
Rating: 2.7 ​
🌐
Ratehub.ca
ratehub.ca › credit-cards › card › bmo-cashback-mastercard-student
BMO® CashBack® Mastercard® - Student - overview | Ratehub.ca
Flexible redemption options: You ... cash back rates of 3% on groceries and 1% on bill payments are capped at a maximum of $500 in spending per month, and then the earn rate goes back to 0.5%. This can really limit your overall ...
🌐
BMO
bmo.com › credit cards › all cards
Canadian Mastercard & Visa Credit Cards: Browse All - BMO
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
🌐
BMO
bmo.com › credit cards › student credit cards
Apply Online for Student Credit Cards - BMO Canada
A student credit card is designed for post-secondary students who are new to establishing credit. BMO’s student credit card helps you start building your credit history while earning cashback on everyday purchases like groceries and recurring bills, all with a $0 annual fee and simple eligibility requirements.
🌐
BMO
bmo.com › pdf › nfcb_0-5_bg_en.pdf pdf
Turn everyday purchases into cash rewards. BMO ® CashBack ® Mastercard ®*
BMO offers a wide range of personal and business banking services, including checking & savings accounts, loans, lines of credit, credit cards and more.
Find elsewhere
🌐
BMO
bmo.com › pdf › student-offer-terms-and-conditions-en.pdf pdf
BMO Student Winter Campaign Terms and Conditions
Savings Amplifier Account to your Student Chequing Account. Refer to the “Savings Account Promotional Rate” terms ... CashBack® Mastercard®*. Refer to the “Credit Card Offer”
🌐
Reddit
reddit.com › r/personalfinancecanada › thoughts on student bmo cashback® mastercard® ?
r/PersonalFinanceCanada on Reddit: Thoughts on Student BMO CashBack® Mastercard® ?
August 14, 2025 -

The Student BMO CashBack® Mastercard® seems like a good option for me as a uni student, 3% cashback on groceries, 1% on recurring payments, and 0.5% on everything else. I have never owned a credit card before so is this a good option for my situation as a student? Any catches to this card? Or are there any better ones out there? This seems like the best one compared to TD, CIBC and others.

🌐
Forbes Advisor
forbes.com › advisor › ca › credit-cards › reviews › student-bmo-cashback-mastercard
Students – BMO CashBack Mastercard Review 2026: Canada’s Best Student Credit Card
3 weeks ago - This card has no annual fee, offers a welcome bonus of 5% cash back in the first three months for a maximum of $125 cash back and pays up to 3% cash back on purchases. Students will like that this card is available with no prior credit history ...
🌐
FinlyWealth
finlywealth.com › credit-cards › bmo-cashback-mastercard-student
Students – BMO CashBack® Mastercard®* Review
Limited insurance coverage (extended warranty and purchase protection only). ... Get personalized rewards estimates — see exactly how much you could earn.Students – BMO CashBack® Mastercard®* Cash Back Calculator
🌐
Wise
wise.com › ca › blog › bmo-student-credit-cards-in-canada
BMO Student Credit Cards in Canada: a full guide - Wise
August 23, 2023 - As you’re a student, expect relatively low credit limits – but it’ll depend on things like your annual income. For either the CashBack or Air Miles Mastercard, you’ll need to be between 18 and 24 and studying at a post-secondary school ...
🌐
BMO
bmo.com › pdf › PDF_MC 7613 COB_insert_E.pdf pdf
CC190-COB - EN (02-25) Important information about BMO Credit Cards
For BMO U.S. Dollar Mastercard®* cards, fees and charges are in U.S. dollars. ... CashBack Mastercard, BMO Rewards Mastercard and BMO U.S.
🌐
BMO
bmo.com › pdf › 16-2811_BMO_SPC_Cashback_MC_BenGuide_Ev3.pdf pdf
BMO SPC CashBack Mastercard
BMO offers a wide range of personal and business banking services, including checking & savings accounts, loans, lines of credit, credit cards and more.
🌐
Finder
finder.com › ca › credit cards › bmo credit cards › students bmo cashback mastercard review
BMO CashBack MasterCard for Students Review | Finder Canada
October 19, 2023 - Money can be tight when you're a student, so a basic no annual fee credit card, like the BMO Cashback Mastercard for Students, can help you build a credit history and get rewarded for your everyday spending with cash back.
🌐
BMO
bmo.com › pdf › MasterCard_COB_April 10_EN.pdf pdf
MC190-COB (04/15) Version 2 Important information about BMO MasterCard cards
AIR MILES MasterCard, CashBack MasterCard, Student Cards, Preferred Rate MasterCard · No fee · U.S. Dollar MasterCard · $35.00 USD · (Annual fee will be waived for the following year if the · card spend for the preceding year is $1,000 or more) Continued next page ·
🌐
Reddit
reddit.com › r/personalfinancecanada › credit card for student
r/PersonalFinanceCanada on Reddit: Credit Card for Student
December 25, 2024 -

Hey I’m looking at getting my first credit card to start building my credit, I currently bank with TD and make about 15-18k a year living at home and am going to college. I was looking at either getting the TD student rewards card or the platinum travel visa. I was just needing some help deciding on which one. I’m open to suggestions on different bank recommendations for credit cards as well thank you

Edit: I will probably spend around 500-1000$ a month