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Chase
personal.chase.com › personal › first-banking
Chase First Banking: Debit Card for Kids and Teens | Chase.com
Chase First Banking is a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name.
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Bank of America
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | Bank of America
Designed to give kids hands-on experience using a debit card, while parents stay in control. Exclusively for Bank of America customers. Flexible parental controls to customize your child’s spending limits and categories, monitor activity and set up alerts.6 · Mobile Banking8 access as early as six years old with restrictions on money movement.
Discussions

Can a minor get a debit card?
If you have some form of id to price who you are then you should be able to go alone. More on reddit.com
🌐 r/Banking
46
4
March 1, 2025
What is a good debit card for a 12 year old
I got my son a Commonwealth Bank visa debit card & separate savings account. The app allows me to control/cap his weekly spend and when he can use for online purchases. Highly recommend it. More on reddit.com
🌐 r/AusFinance
51
47
November 30, 2024
What bank account (with debit card) is best for a 12 year old child?
Most high street banks will have children's accounts for teens/tweens. They often provide a debit card these days and can often provide you as the parent with some oversight. Should be what you want and as it's a debit card with no overdraft they can only spend what's in the account - but you still need to have that conversation with them if you're going to be trusting them with larger sums. More on reddit.com
🌐 r/AskUK
12
0
May 19, 2024
Debit card for 12 year old
Greenlight is a debit card for people aged 8-18. You can link it to your bank account and the kids and control the spending - for example, set a certain amount that will only work in a grocery store. More on reddit.com
🌐 r/Parenting
26
4
April 25, 2024
People also ask

Can I get a debit card for my child?
Many banks today provide the option for parents to apply for debit cards for their kids. It’s often easier to apply for a debit card for a child because the parent can just open a joint checking account to get started. However, parents should also be mindful of the age limits and other specific requirements that may hold them back from getting a debit card for their kid. In most cases, the minimum age for a debit card is 13.¹
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chime.com
chime.com › money moves › banking basics › the best debit cards for kids and teens in 2026
The Best Debit Cards For Kids and Teens in 2026
Is a kids' debit card a good idea?
Introducing debit cards to kids can be helpful because it teaches them about spending habits and helps them become more mindful spenders in the future. On the flip side, debit cards may enable overspending and blur kids’ internal lines between their needs and wants. You can avoid this with guidance and transaction monitoring while your child learns how to use their debit card.
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chime.com
chime.com › money moves › banking basics › the best debit cards for kids and teens in 2026
The Best Debit Cards For Kids and Teens in 2026
What debit card is free for kids?
Many debit cards offer fee-free transactions for kids. Each card has unique features that can help your kid acclimate to the benefits of using debit cards, but choosing the best card for them comes down to their behavior and the specific financial areas where they need support.
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chime.com
chime.com › money moves › banking basics › the best debit cards for kids and teens in 2026
The Best Debit Cards For Kids and Teens in 2026
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Reddit
reddit.com › r/parenting › debit card for 12 year old
r/Parenting on Reddit: Debit card for 12 year old
April 25, 2024 -

Looking for recommendations. my oldest has been going out places with her friends and I’d like to have a way to give her some money without handing her cash or one of my cards. Can anyone recommend a good debit card for someone under 13? EDITED TO ADD My bank doesn’t offer any accounts or cards for those under 16. I’m aware of various prepaid cards that are geared toward kids but have seen mixed reviews on most of them.

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Wells Fargo
wellsfargo.com › checking › student
Student and Teen Checking | Wells Fargo
Customers between 13 and 16 years old must open the Clear Access Banking account with an adult co-owner. See a Wells Fargo banker or the Consumer Account Fee and Information Schedule available at wellsfargo.com/depositdisclosures for more information about other fees that may apply and options ...
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Forbes Advisor
forbes.com › advisor › banking
Best Debit Cards For Kids And Teens – Forbes Advisor
3 weeks ago - The right debit card can help you teach your teen about money management while still letting you monitor their activity and retain control. To help you pick the best debit card for your family, we analyzed 26 kids’ debit cards on the criteria that matter: fees, fee-free ATM networks, activity ...
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Key.com
key.com › personal › financial wellness center › at what age should a child get a debit card?
How Old Do You Have to Be to Get a Debit Card? | KeyBank
KeyBank Hassle-Free Account®: The parent or guardian serves as the account owner, while children aged 13 and up can be designated as Authorized Minor Users. With the KeyBank Hassle-Free Account, you can transfer money to the card through online ...
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PNC
pnc.com › insights › personal-finance › spend › how-old-to-get-a-debit-card.html
How Old Do You Have to Be to Get a Debit Card? | PNC Insights
3 weeks ago - The answer is that it depends, since each bank’s requirements might vary. Younger consumers can often get a checking account and debit card if they have a parent or guardian as a co-signer on the account.
Find elsewhere
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U.S. Bank
usbank.com › bank-accounts › how-to-open-a-bank-account-for-a-minor.html
How to open a bank account for a minor | U.S. Bank
1 month ago - U.S. Bank customers are eligible ... accounts) is added as a funding source. You are required to be an authorized transactor on the U.S. Bank account, be at least 18 years of age, and be enrolled in online banking...
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Chime
chime.com › money moves › banking basics › the best debit cards for kids and teens in 2026
The Best Debit Cards For Kids and Teens in 2026
1 month ago - This depends on how ready your child is to take on this responsibility and the bank in question. Giving your 12-year-old a debit card is fine if they demonstrate the maturity and ability to handle money responsibly.
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Starling Bank
starlingbank.com › current-account › kite-debit-card-for-kids › guide-to-childrens-bank-accounts
Children’s bank accounts: Everything you need to know - Starling Bank | Starling
Every time a payment is made on ... to give them insight into their child’s spending. Usually, your child has to be at least 11 years old to open a child account....
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Chase
chase.com › education center › personal banking › banking basics
What Age Can You Get a Debit Card? | Chase
June 20, 2023 - What age can you get a debit card? Read through the article to learn more about what to consider, a few features and much more when getting a kids debit card.
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SoFi
sofi.com › learn › content › how-old-to-have-a-debit-card
How Old Do You Have to Be to Have a Debit Card | SoFi
September 23, 2025 - Surprise: Kids can sometimes get debit cards. Here, the age requirements, how to ensure a child uses a card responsibly, and tips on picking the right option.
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Reddit
reddit.com › r/banking › can a minor get a debit card?
r/Banking on Reddit: Can a minor get a debit card?
March 1, 2025 -

I am under 18 and I already have a checking account. Recently, there was attempted fraud on my debit card and the card was closed. In order to get a new card, I have to go into the bank. Do I need my parent to do this? I don’t need to open a new account, just pick up my card, so I am unsure of the rules on this.

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Modakmakers
modakmakers.com › learning › glossary › first-kids-debit-card
What age should kids get their first debit card?
2 weeks ago - Please note that delivery times ... beyond the company's control. Yes, many banks and financial services, including Modak, allow children 12 years old and younger to have a bank account....
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CNBC
cnbc.com › cnbc select › banking › best debit cards for kids 2026
Best debit cards for kids 2026
1 week ago - Parents or guardians can utilize parental control features, such as setting up alerts for low balances or locking and unlocking the debit card at any time. ... Parents can link external bank accounts outside of Capital One so they don't need to be existing customers of the bank to open an account. Once your child turns 18, they have the option to open a Capital One 360 Checking® account and seamlessly transfer their balance.
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GoHenry
gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us
What age can you get a debit card in the US? | GoHenry
July 7, 2025 - Applying for a current account with a debit card is slightly different from applying for a prepaid debit card. If your child is between 13 and 17 years old, most banks will require them to apply in the branch.
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Bankrate
bankrate.com › credit cards › advice
At What Age Should Your Child Get A Debit Card? | Bankrate
March 13, 2025 - Typically, a parent or guardian will need to co-sign for the account until the child is 18 years old, when they can · transition to a traditional checking account. You may be asked to provide documentation for yourself and your child, such ...
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Wells Fargo
wellsfargo.com › savings-cds › kids
Student and Kids Savings Account | Wells Fargo
For convenient account access, they can link their savings account to their Wells Fargo checking account debit card or obtain an ATM card for their savings account. Banking at their fingertips is available through online and mobile banking to help them monitor their accounts, set up account alerts, make mobile deposits, and receive money in minutes from trusted friends and family using Zelle®. An additional benefit is avoiding the $5 monthly service fee when the primary account owner is 24 years old or under.
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Citizens Bank
citizensbank.com › financial education › is your teen ready for a bank account? here's what to know
Is Your Teen Ready for a Bank Account? Here's What to Know | Citizens
With a teen checking account, your child can get their paychecks direct deposited and use a debit card. How old do you have to be to open a bank account? It's a question many parents, and teens entering their working years, ask themselves.