The best way I have found for currency transfer of amounts like this is wise app. The exchange rate for Nepalese Rupee is almost exactly the market rate currently. However, the app appears to limit me to adding 980,000 rupee at most in one transaction. If I were to add that, it would be at rate of 133.425 rupee per dollar. The fee to do so is $63.74. So it is saving you a fairly large amount compared to the $300 exchange rate loss plus any fees for the wire they may charge through PayPal as well if any. Nepalese rupee doesn’t appear to have all functions of the currencies I use in Wise app so please be sure to do your own due diligence that it would meet your needs. It does appear to give a much better exchange rate though to get the rupee into Nepal. Answer from Mindless_Hearing9662 on reddit.com
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PayPal
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
Send money internationally online with speed and security through PayPal. Transfer money abroad to over 110 countries in various currencies.
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Wise
wise.com › us › blog › paypal-international-money-transfer
How to make international money transfers with PayPal (and more) - Wise
January 22, 2025 - Yes, you can use PayPal to send money internationally. You can send money to 110+ countries either online or in the app, and to 160+ countries using PayPal’s Xoom service.¹ · We’ll cover PayPal’s international transfer instructions in ...
Discussions

International Wire Transfer: Paypal or Direct from Bank?
The best way I have found for currency transfer of amounts like this is wise app. The exchange rate for Nepalese Rupee is almost exactly the market rate currently. However, the app appears to limit me to adding 980,000 rupee at most in one transaction. If I were to add that, it would be at rate of 133.425 rupee per dollar. The fee to do so is $63.74. So it is saving you a fairly large amount compared to the $300 exchange rate loss plus any fees for the wire they may charge through PayPal as well if any. Nepalese rupee doesn’t appear to have all functions of the currencies I use in Wise app so please be sure to do your own due diligence that it would meet your needs. It does appear to give a much better exchange rate though to get the rupee into Nepal. More on reddit.com
🌐 r/Banking
7
1
December 10, 2023
Is PayPal a good way to send international transfers outside the EU?
Paypal has bad currency exchange rates. Wise or Revolut are probably better options. Exchange rates from Revolut are in many cases better than Wise. With all rules regarding AML, questions can arise. Especially if the amounts are large. But that can happen with all parties. More on reddit.com
🌐 r/eupersonalfinance
15
0
January 17, 2024
Was just about to send an international payment via PayPal until I remembered how they scam us with their brilliant exchange rates.
Better to use Wise for international money transfers. More on reddit.com
🌐 r/CorporateFacepalm
47
471
December 27, 2022
Can I Transfer money from Paypal to TransferWise?

If you have not done so, Read our FAQ! which answers most questions.

Please note that with the current CoVid-19 crisis that support is very limited at PayPal. No one here can fix that or offer solutions. The most common answer is to telephone PayPal support. However at this time such a call may be frutile, though you can keep trying.

Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

More on reddit.com
🌐 r/paypal
11
2
April 3, 2020
People also ask

How do I transfer money internationally?
You can send money abroad to another PayPal account just like you would domestically: Enter your recipient’s name, PayPal handle, email, or mobile phone. Enter the amount, choose the currency, and add a note if you’d like. Choose your payment type and payment method. Review the transaction information, including all applicable fees, and select “Send”. You can also send money to someone who doesn’t have a PayPal account with Xoom, a PayPal service. To transfer money internationally via Xoom in the PayPal app, go to the App menu and choose your preferred delivery option.
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paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
Are there fees to send money internationally with PayPal?
International personal payments and purchase payments are subject to cross-border fees. They’re paid by either the sender or recipient of the payment, not both. The sender of the payment generally determines who pays the fee. International personal payments and purchase payments are subject to cross-border fees. Read more about fees here.
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paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
Is it secure to send money internationally with the PayPal app?
Yes, your international transactions are secure with the PayPal app. We use encryption to protect your financial information and have systems in place that monitor for fraud 24/7. We do not share your full financial information as part of this process. When you choose to send money via “Good & Services” your eligible purchases are covered by PayPal Purchase Protection. Learn more about PayPal security here. Terms and limitations apply.
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paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
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PayPal
paypal.com › ca › digital-wallet › send-receive-money
Money Transfers | Send and Receive Money Online | PayPal CA
... To accept money sent via PayPal, ... money with the PayPal app: ... You can also send money internationally for cash pick up, directly to a bank account and more with Xoom4, a PayPal service....
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Xoom
xoom.com
Xoom, a PayPal Service | Send Money Online
When sending money to friends and family, every cent counts. We’ll show you the exact fee and the amount they'll receive before you hit send. Fees and limitations apply.See Fees · Our security measures, including data encryption and 24/7 fraud monitoring, help safeguard your transactions and keep your full financial info secure every step of the way.More on PayPal Security
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PayPal
paypal.com › ca › digital-wallet › send-receive-money › send-money
Send Money Online | PayPal CA
It’s free to send money domestically using your PayPal balance or bank account. Money sent from a credit or debit card will incur a 2.9% transaction fee plus a $0.30 flat fee. International fees apply for money sent abroad.
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Tipalti
tipalti.com › blog › avoiding international paypal fees: a guide for us users
What are PayPal's International Fees? How to Avoid Them
May 13, 2025 - The short answer is… yes! Paypal is available in over 200 different countries, giving companies the option to make cross-border payments and transfers via the app or website at PayPal.com.
Find elsewhere
🌐
Reddit
reddit.com › r/banking › international wire transfer: paypal or direct from bank?
r/Banking on Reddit: International Wire Transfer: Paypal or Direct from Bank?
December 10, 2023 -

I am transferring US dollars from my bank in the US to an account in Nepalese rupees in Nepal. I recently found out you can use Paypal (technically Xoom, through Paypal) to wire money internationally. However, I noticed the currency conversion spread Paypal uses seems to me to be somewhat steep. If I recall, when I looked yesterday the average rate of Nepalese rupees to dollars was around 131/1, and Paypal was giving me something like 129/1, which would result in a loss of about $300 on a transfer of around $10,000. My question is, would it be any cheaper to go to the bank branch itself in the US and transfer it that way? What kind of currency spread to banks use when conducting international wires themselves?

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Quora
quora.com › What-is-the-best-way-to-transfer-funds-internationally-Is-PayPal-better-than-wire-transfers
What is the best way to transfer funds internationally? Is PayPal better than wire transfers? - Quora
Answer: There is no best way if you don’t know the person who you are sending the money to personally. This sounds like you’re the victim of a scam in the making. Once you send money via a wire transfer you can’t get it back. Don’t send money overseas to people who you do not know ...
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BOSS Revolution
bossrevolution.com › home
How to make international money transfers with PayPal - BOSS Revolution
Remember that all fees for currency conversion will apply if PayPal needs to convert your money. There are some limitations when sending money overseas. If your PayPal account is verified, there's no ceiling to the money you can transfer.
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YouTube
youtube.com › watch
How To Send Money With Paypal Internationally To Another Country (2025) - YouTube
🔵 Register on Paypal and Earn 10€: https://py.pl/jEG9pWhen sending money internationally with PayPal, the first step is to log into your account and click o...
Published   August 12, 2023
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Tipalti
tipalti.com › blog › what to know about paypal wire transfers (& how to do them)
How to Make a Wire Transfer Through PayPal
July 31, 2025 - It’s a PayPal service that is an electronic transfer and remittance provider for sending money internationally. Consumers can transfer funds, pay bills, and reload phones from the United States and Canada to 131 countries globally.
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YouTube
youtube.com › explain me
How To Send Money Through Paypal Internationally (Step By Step) - YouTube
Are you looking for a secure and easy way to send money internationally? Look no further! In this video, I'm going to show you how to send money through Payp...
Published   May 3, 2023
Views   11K
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Wise
wise.com › ca › blog › paypal-international-money-transfer-fee
PayPal International Money Transfer Fees in Canada: Explained - Wise
December 5, 2019 - This marked up rate will be the rate that they will use to convert your money. Although most banks and providers do this, and PayPal is at least transparent about how much their markup is, you’re still paying extra costs on your international money transfer.
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XE
xe.com › blog › money-transfer › how-to-pay-someone-on-paypal-and-why-its-not-the-best-idea-for-international
How to pay someone with PayPal—and why it's not the best idea for international money transfers
May 20, 2009 - Unlike traditional banks, PayPal offers a fast and easy solution for people to make international payments. You can use PayPal to send money to people in different countries. The money transfer service is available in more than 200 countries ...
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PayPal
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally › send-money-to-canada
Send Money to Canada from the US | PayPal US
A PayPal Balance account is required to use the PayPal Direct Deposit, Bank transfer, Cash a Check and Add cash in store features. ConsumerPaymentsSending money abroad? What to know about international money transfer apps ...
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PayPal
paypal.com › us › cshelp › article › how-do-i-send-money-help293
How to Send Money with PayPal | PayPal US
If available, choose “For Goods and Services" or "For Friends and Family". Choose your payment method and tap Next. Review the details and tap Send Payment Now. You can send money to friends and family members internationally using PayPal or Xoom.
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NerdWallet
nerdwallet.com › article › banking › best-ways-to-wire-money-internationally
5 Best Ways to Send Money Internationally 2025
You can use PayPal to send money internationally, but fees can be less competitive than other money transfer service providers. You’ll pay 5% of the amount you’re sending, plus a fee between 99 cents and $4.99.
Published   November 7, 2025
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Business Insider
businessinsider.com › reviews › tech › yes, paypal does work internationally — here's how to transfer funds between more than 200 different countries
Yes, PayPal does work internationally — here's how to transfer funds between more than 200 different countries
August 23, 2022 - You can transfer funds between more than 200 different countries. However, PayPal's international transfers aren't free, so you'll have to check what the fee is for each transfer within your country of choice.
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Finder
finder.com › www.finder.com › international money transfers › paypal international transfer review
Sending Money Internationally with PayPal | finder.com
December 16, 2021 - You can also send money transfers across Canada and around the world though PayPal’s international money transfer service, Xoom. PayPal was formed in 2000 by the merger of Confinity, a US software company cofounded in 1998 by Peter Thiel, ...
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Quora
quora.com › Why-shouldnt-you-use-PayPal-for-international-money-transfers
Why shouldn't you use PayPal for international money transfers? - Quora
Answer: There exist many money transfer alternatives to PayPal. PayPal is a good and well-established provider, but the choice of the most suitable money transfer provider for you depends on several factors: - Where do you want to send money from? - Where do you want to send money to? - How m...