Restart your iPhone and Apple Watch then try adding your debit card.Then follow the instructions in this support article > Set up Apple Pay on your iPhone, iPad, or Apple Watch - Apple SupportRestart iPhone:Press and hold the Sleep/Wake button until the red slider appears.Drag the slider to turn your device completely off.After the device turns off, press and hold the Sleep/Wake button again until you see the Apple logo.Restart Apple Watch:Press and hold the side button until you see the Power Off slider.Drag the slider to turn off your device.After your watch turns off, press and hold the side button again until you see the Apple logo. Answer from Carolyn Samit on discussions.apple.com
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Apple Community
discussions.apple.com › thread › 254203110
Cant add Credit Card to Apple Watch - Apple Community
There are 4 cards on there. I've just got a new watch and connected it up. I added 3 of the 4 card easily and without any problems, but there is one that just won't add. It says the info is invalid. This can't be right though as i added this card on my previous watch, and it still works on my phone.
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MacRumors
forums.macrumors.com › apple wearables › apple watch
Cannot add cards to Apple pay on watch although they are available on iphone | MacRumors Forums
May 30, 2024 - The card is successfully added to the phone, on the watch app when you then attempt to add the same card it fails. I contacted the bank and they said there is no restriction as l could add to the phone. I will reach out to them again and also to apple and see if l get new insights.
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Reddit
reddit.com › r/applewallet › [help] can’t add credit card to iphone apple wallet—only works on apple watch!
r/AppleWallet on Reddit: [Help] Can’t Add Credit Card to iPhone Apple Wallet—Only Works on Apple Watch!
March 23, 2025 -

I've been trying to add my credit card to my iPhone’s Apple Wallet, but it just won’t work. Strangely, I can add it to my Apple Watch Wallet without any issues.

I’ve already tried everything:
✅ Removing all cards
✅ Deleting and reinstalling the Wallet app
✅ Switching internet connections (Wi-Fi, cellular)
✅ Disabling VPN
✅ Restarting my iPhone and Apple Watch
✅ Checking for iOS updates

Despite all this, the issue persists. I’ve contacted both Apple and my bank multiple times, but they just keep bouncing me back and forth, with neither taking responsibility.

Has anyone experienced this before? Any solutions that worked for you? I’m out of ideas at this point! 😩

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Reddit
reddit.com › r/applewatch › can't add card go my apple watch wallet.
r/AppleWatch on Reddit: Can't add card go my Apple Watch wallet.
June 2, 2023 - I worked with Apple Support. They suggested that when you have this issue, input the card details manually into the wallet section of the watch app of the phone and submit. It worked.
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Apple Support
support.apple.com › en-us › 108398
Set up Apple Pay - Apple Support
Follow the steps on the screen in the Wallet app on your Apple Watch to manually add your debit or credit card to your watch. On your device, open Wallet & Apple Pay settings. On your Mac model with Touch ID, go to System Settings (or System ...
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Reddit
reddit.com › r/applepay › can’t add card to apple watch
r/ApplePay on Reddit: Can’t Add Card To Apple Watch
November 5, 2017 -

I got a new Apple Watch and I’m trying to add my credit and debit cards to it. My credit card was added with no problem, my debit card will not add and says I need to contact my card issuer. The debit card works fine on my phone.

I removed the debit card from my phone and added it again and everything works fine on the phone, still cannot add it to the watch.

I contacted my bank and the person on the line was utterly useless and just told me they couldn’t help with problems with an app on my phone and said my debit card was working fine.

Any suggestions?

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Apple Community
discussions.apple.com › thread › 254996446
Can add credit card to Apple Watch but no… - Apple Community
The card not added notification indicates either the bank or payment network failed the cards. They are not provisioned and cannot be added. The fact the same cards were added to Apple Watch or any other device doesn’t mean the bank or network isn’t blocking your iPhone.
Find elsewhere
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Apple Community
discussions.apple.com › thread › 254314347
Can't Add Debit Card to Apple Watch - Apple Community
October 26, 2022 - If so you can usually add the debit card to the watch or IOS app directly from inside the app.
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Apple Support
support.apple.com › guide › watch › set-up-apple-pay-apd285b3ae01 › watchos
Set up Apple Pay on Apple Watch - Apple Support
Tap , then tap Add Card. Choose Apple Account, Debit or Credit Card, or Transit Card; then follow the onscreen instructions. Go to the Wallet app on your Apple Watch. Tap , tap Default Card, then select a card. You can also go to the Apple Watch app on your iPhone, tap My Watch, tap Wallet ...
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Strava
myhealthyapple.com › home › unable to add a debit or credit card to apple watch? let’s...
Unable to add a debit or credit card to Apple Watch? Let's fix that - MyHealthyApple
February 1, 2023 - Go to the My Watch tab, then scroll down and tap Wallet & Apple Pay. To add a card that’s already on your iPhone, look at the section other cards on your phone and tap Add Card.
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Apple Support
support.apple.com › en-us › 109301
How to add Apple Card to your Apple devices - Apple Support
Sign in to your Apple Watch, iPad, Mac, or Vision Pro with the same Apple Account that was signed in to iCloud on the iPhone that you used to apply for Apple Card. Update to the latest version of iOS. On your iPhone, open the Wallet app. Tap the add button. Tap Previous Cards, make sure only ...
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Whirlpool
forums.whirlpool.net.au › apple › watch › can't add card to apple watch but fine on phone
Can't add card to Apple Watch but fine on phone - Apple Watch
Can a single card be added to multiple Apple Pay wallets? Yes, a card can be added to Apple Pay on multiple devices, however the card will need to be added to each device separately. ... Im with peoples choice – and have my credit card on both my phone and watch.
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YouTube
youtube.com › watch
How to Add Card to Apple Pay Wallet on Apple Watch - YouTube
Want to know how to add card to Apple Wallet on Apple Watch? This video will show you how to add card to Apple Pay on Apple Watch. You might want to know how...
Published   February 18, 2024
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Reddit
reddit.com › r/applewatch › can’t add cards to apple watch.
r/AppleWatch on Reddit: Can’t add cards to Apple Watch.
November 28, 2021 -

I can’t add cards to my Watch even though they are on my iPhone.

I’ve tried pretty much everything - unpairing the Watch, changing regions, signed out of iCloud, tried adding the cards manually, deleted the Watch app…without success.

Any other ideas? Thanks.

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Reddit
reddit.com › r/sofi › can’t add debit card to apple watch?
r/sofi on Reddit: Can’t add debit card to Apple Watch?
November 26, 2023 -

I’ve been satisfied with SoFi since switching to them a few months back, except for the fact that no matter what I do, I am unable to connect my debit card to my wallet on my Apple Watch.

Heck, I even read that it could have been just an issue with the debit card I was issued in particular, so I temporarily moved all my banking to a different account entirely so that I was able to request (and wait for) a brand new debit card with the assumption THAT should solve my issue.

It didn’t. Now I have a new debit card and STILL cannot add it to my Apple Watch wallet. It might seem silly to some, but I use it as a method of payment so frequently that I absolutely must have that ability, and not being able to get past this is making me consider not bringing my money back to my SoFi account at all.

What the heck am I missing? Why can’t I get this to work??

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YouTube
youtube.com › watch
How to Fix Could Not Add Card Apple Pay on Apple Watch: Easy Guide! - YouTube
How to Fix Could Not Add Card Apple Pay on Apple Watch: Easy Guide!Having trouble adding a card to Apple Pay on your Apple Watch? This easy guide shows you h...
Published   May 14, 2025
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Reddit
reddit.com › r/applewatch › adding credit card to family watch
r/AppleWatch on Reddit: Adding Credit Card to Family Watch
April 25, 2023 -

I'm running into this problem - I set my son up with a watch, through my phone. I've got Apple Pay set up on my phone and my watch both, and have credit cards in my Wallet, including his debit card (Greenlight). But when I go to the settings on his watch, there are no cards listed and try to Add Card I just get the message below. What am I missing?

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Reddit
reddit.com › r/applewatch › cannot add credit card to apple watch
r/AppleWatch on Reddit: Cannot add Credit Card to Apple Watch
December 5, 2021 -

I have bought a 40mm apple watch SE, OS is watchOS 8.3

https://support.apple.com/en-sg/guide/watch/apd285b3ae01/watchos

From the link above I have to go to My Watch > Wallet & Apple Pay then I can add cards to apple watch.

But in my case, in My Watch I can only see Wallet,

and when I tap I can only set notification, I cannot add any card.

I have contacted for Apple support once, but didn't receive any feedback.

Any suggestion on what I should do?