PNC
pnc.com › insights › personal-finance › spend › how-old-to-get-a-debit-card.html
How Old Do You Have to Be to Get a Debit Card? | PNC Insights
Many banks and credit unions offer accounts specifically for teens or students as young as 14, but require an adult joint account holder. After opening the account, the bank may issue a debit card to both account holders.
Till Financial
tillfinancial.com › financial-literacy › what-age-can-you-get-a-debit-card
How old do you have to be to get a debit card?
For most traditional banks, you need to be 18 years old to get a debit card in your own name. This is because you must be a legal adult to open a checking account which is what a debit card is typically linked to.
Do Minors Need to Have a Debit Card?
Whether your minor child needs to have a debit card can depend on their financial situation and your personal preferences. Some scenarios to consider:
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
Is It Possible to Get a Debit Card as a Minor?
It’s possible to get a debit card as a minor, but a young person will likely need a parent or guardian’s help to do so. The options for getting a debit card as a minor include:
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
Is it better for a minor to have a debit or credit card?
A debit card can be a good stepping stone for a minor to learn how to manage money, without the risk of them creating debt. Once your child begins to learn the fundamentals of finance, you could add them as an authorized user to your credit card to help them learn how credit works.
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
Videos
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Best Free Debit Cards for Kids & Teens: 2023 UPDATE
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Best Child Bank Accounts With a Debit Card (2025) - YouTube
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Best Kids Debit Cards That Actually TEACH Money Skills! - YouTube
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How To Get a Debit Card Under 18! *easy* - YouTube
CU SoCal
cusocal.org › home › can my child get a checking account and debit card?
Can my child get a checking account and debit card? - Credit Union of Southern California
February 28, 2025 - Yes! Youth Members are eligible to open checking accounts with a debit card. While age...
GoHenry
gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us
What age can you get a debit card in the US? | GoHenry
July 7, 2025 - However, prepaid debit cards like GoHenry are available to children from age six. These work just like a traditional bank debit card and can be used for in-store and online purchases, and make withdrawals at ATMs.
Quora
quora.com › How-do-I-get-a-free-debit-card-at-13-14-years-old
How to get a free debit card at 13-14 years old - Quora
Answer (1 of 3): I suggest you ask your parents. They could set up a joint checking account with you and get you a debit card. Then you work out together how this is going to work. Do they put an allowance in that account and then you know what your limits are. Chase Bank has set up a debit card ...
SoFi
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
September 23, 2025 - The minimum age to get a debit card with a checking account at a bank or credit union in your name only is 18. However, it’s possible for kids as young as age six to get a debit card when opening a bank account with a parent.
Alliant Credit Union
alliantcreditunion.org › money-mentor › how-to-choose-a-debit-card-for-minors
Debit Cards for Teens - Learn How to Choose & What Age is Right | Alliant
September 28, 2023 - Having the right checking account and debit cards for your teenager can be complicated. Learn how to find the best options and more.
Self
self.inc › blog › how-old-do-you-have-to-be-to-get-a-debit-card
How Old Do You Have to Be to Get a Debit Card - Self. Credit Builder.
In most banks, you may open a bank account and receive a debit card when you are 13 years old. As long as a legal guardian or parent signs as the joint owner.
Chase
chase.com › education center › personal banking › banking basics
What Age Can You Get a Debit Card? | Chase
June 20, 2023 - What age can you get a debit card? Read through the article to learn more about what to consider, a few features and much more when getting a kids debit card.
Greenlight
greenlight.com
Debit Card for Kids and Teens | Greenlight
Greenlight's debit card for kids empowers parents to teach trade-off decisions, money management, and the power of saving and investing – in one app experience
Bankrate
bankrate.com › credit cards › advice
At What Age Should Your Child Get A Debit Card? | Bankrate
March 13, 2025 - Since most states require people ... you get access to a debit card for your child. Many banks offer checking accounts specifically for teenagers as young as 13 years old....
Key.com
key.com › personal › financial wellness center › at what age should a child get a debit card?
How Old Do You Have to Be to Get a Debit Card? | KeyBank
KeyBank Hassle-Free Account®: The parent or guardian serves as the account owner, while children aged 13 and up can be designated as Authorized Minor Users. With the KeyBank Hassle-Free Account, you can transfer money to the card through online ...
First Entertainment Credit Union
firstent.org › home › how old do i have to be to get a debit card?
How old do I have to be to get a debit card? - First Entertainment CU
December 9, 2024 - If you apply for a Youth Checking Account, the minimum age limit is 10 years old. For more information on our Youth Checking Account please see below steps. Visit our … Read more
Mydoh
mydoh.ca › home › what parents need to know about debit cards for kids
What Parents Need to Know About Debit Cards for Kids | Mydoh
December 11, 2024 - Too old for piggy banks, but too young for credit cards? We explain the benefits of debit cards for kids, and at what age you can get a debit card.
Caminofcu
caminofcu.org › home › auto loans › how old do you have to be to open a bank account in california?
How Old Do You Have to Be to Open a Bank Account in California? | Blog | Camino Federal Credit Union
August 5, 2025 - In California, like most other states, the age of majority is 18.
Quora
quora.com › I-am-14-How-do-I-get-a-debit-card-with-my-parents-knowing
I am 14. How do I get a debit card with my parents knowing? - Quora
Answer (1 of 12): I'm assuming you made a typo or omitted a word and meant to ask how to get a debit card without your parents knowledge. I personally see no reason (no good one anyway) for a 14 year old to have a debit card without their parents knowledge. I'm sure many other parents would agre...
Reddit
reddit.com › r/banking › can a minor get a debit card?
r/Banking on Reddit: Can a minor get a debit card?
February 28, 2025 -
I am under 18 and I already have a checking account. Recently, there was attempted fraud on my debit card and the card was closed. In order to get a new card, I have to go into the bank. Do I need my parent to do this? I don’t need to open a new account, just pick up my card, so I am unsure of the rules on this.
Top answer 1 of 2
5
While I don't know of any way you could get a DEBIT card, there may be a way you can keep this money from your parents.
You can apparently open a savings account as a minor, without having your parents with you.
You can get deposits into a savings account from your software business. You may even be able to withdraw money from it on a limited basis, I believe you're allowed up to 6 withdrawals per month as a federal rule in the states.
Here's a link someone sent me on quora when I asked a similar question as a comment: https://www.wellsfargo.com/savings-cds/kids/
Apparently minors can open that savings account (And I'm now sure you could find others) without parents, but you'd need a drivers license / other good form of ID to do so.
If you open a savings account, you can withdraw your money either in person at the bank, or possibly at an ATM. Ask your local bank about this if they will let you open a savings account.
2 of 2
0
It depends on where you live. I live in Canada, vancouver and Bank of Montreal let me opened my own account without my parents. If you go to the bank, you may be able to see. Also, I was with PayPal for quite a while. Either way, you can also go to somewhere like money mart and get a cheque with your name on it. I don't believe that your parents can check out a cheque in your name.
By the way, I live in Canada so cheque = check
Quora
quora.com › I-am-13-I-want-a-debit-card-but-my-parents-dont-let-me-have-one-Is-it-possible-to-get-one-by-myself
I am 13, I want a debit card but my parents don't let me have one. Is it possible to get one by myself? - Quora
Answer (1 of 14): You’re jumping the gun a bit, unless you’re one of those few rare teens who still has a paper route these days, then you might have legitimate need for a checking account. In order to make a checking account make financial sense, you’d need to regularly write checks.
EECU
myeecu.org › home › savings-checking › youth-accounts
EECU
Once your card is full, you'll be entered into our quarterly prize drawings · A minor may have an account without an adult joint owner if the following requirements are met: Age 13-14 - the minor has a valid government-issued ID