Are virtual credit cards safe?
How can I apply for an instant approval credit card?
The best way to apply is online, but you can also apply in person or over the phone. You’ll need to provide some information to prove your identity and employment, including your:
- Employment status and place of work
- Income
- In some cases, your other debts and expenses
- Social insurance number (though, your SIN usually isn’t required)
- Finally, you’ll need to consent to a credit check
Can I get an instant approval credit card if I have bad credit?
Most instant approval credit cards need fair to good credit scores, meaning you have a higher chance of being declined if you have a bad credit score. Good news is there are plenty of cards on the market for people with bad credit scores.
I basically want this feature from RBC, but my bank, TD, doesn't have it and setting up and then balancing multiple account across banks just for one feature sounds like a pain when what I've been doing is simply auto paying off my credit cards so i never spend money on interest.
As for why this feature is attractive, I hate the idea of giving my credit card details to some poorly run website for some unique item and having them lose my information later.
Id much rather have the ability to close off that interaction for the small shops that dont do paypal or similar.
I was really excited for Paypal Key but they suddenly cancelled it and never had it available in Canada in the first place.
Are there any options?
I just want to not worry about this.
Nah unfortunately there are no other real options for you to hide your OnlyFans subscriptions and sketchy porn site purchases.
Wise (formerly Transferwise) offers a prepaid Visa card where you can also create/destroy virtual cards attached to that account.
https://wise.com/gb/virtual-card/