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Canadian Tire Bank
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CTFS Triangle Mastercard Online Account Login
Manage your Triangle Mastercard online account with CTFS. Conveniently login and access your account details. Experience secure and easy account management.
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Triangle
triangle.canadiantire.ca › en › credit-cards › triangle-mastercard.html
Triangle Mastercard: Apply For Yours Today | Triangle
Redeem your CT Money at Canadian ... stores. No fee, no interest financing^ on equal monthly payments with your Triangle Mastercard when you spend $150 or more on qualifying purchases at any of our participating retailers...
Discussions

Was just signed up for a Canadian Tire Mastercard-- is it worth it or should I just cancel it?
Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it. More on reddit.com
🌐 r/PersonalFinanceCanada
279
121
May 11, 2025
Canadian tire triangle mastercard (credit card)
If you can get the Triangle World Elite Mastercard it's better especially if you have a car, as it's also no annual fee and comes with free roadside assistance (as well as slightly better earn rates and whatnot). I keep it pretty much just for that. More on reddit.com
🌐 r/PersonalFinanceCanada
104
10
December 9, 2023
Guide to Maximizing Canadian Tire Triangle Rewards
Great write up. I’m a huge fan of Triangle Rewards. A couple of things I want to add. Regarding the reward multipliers in the Triangle Rewards app. You can swap for rewards to increase the multiplier. For example you may see a 5x multiplier for an item you are interested in buying but you should check to see if there is a 10x or even 20x multiplier you can swap for to increase your reward. Just tap on the ‘Swap Offers’ tab. If you buy something on a regular basis or you’re planning on making a purchase of a particular item add it to your wish list in the Canadian Tire app. You’ll be notified in advance when it goes on sale. More on reddit.com
🌐 r/BuyCanadian
78
57
March 21, 2025
Canadian Tire Triangle Card for Roadside Assistance; what's the catch?
Yes you should. My wife and I each have our own just for roadside assistance and Costco. I used the towing and it went off without a hitch. More on reddit.com
🌐 r/PersonalFinanceCanada
146
101
January 12, 2025
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Canadian Tire Bank
ctfs.com › content › ctfs3 › en › homepage.html
Canadian Tire Bank - Mastercard and Banking Solutions
Explore the benefits of Canadian Tire Bank's Mastercard credit cards. Earn rewards and enjoy exclusive offers at Canadian Tire. Apply today!
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Triangle
triangle.canadiantire.ca › mastercard
Triangle Credit Cards: Which Mastercard Is Right For You? | Triangle
Apply Now · Earn 4% back in CT ... purchases of $150 or more at participating stores. There is no annual fee with the Triangle Mastercard or Triangle World Elite Mastercard....
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Canadian Tire
canadiantire.ca › mastercard
Triangle Credit Cards: Which Mastercard Is Right For You? | Canadian Tire
Apply Now · Earn 4% back in CT ... purchases of $150 or more at participating stores. There is no annual fee with the Triangle Mastercard or Triangle World Elite Mastercard....
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Canadian Tire Bank
ctfs.com › content › ctfs3 › en › credit-cards.html
Apply for the Triangle Mastercard: Easy-to-Get Mastercard with Exclusive Benefits
Apply for the Triangle Mastercard – the easiest credit card to get. Discover the benefits of our Mastercard, earn rewards, and enjoy exclusive offers. Start your financial journey with us today!
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Triangle
triangle.canadiantire.ca › en.html
Triangle Rewards - Canadian Tire
Collect 5¢ - 7¢ per litre back in CT Money every time you fill up with a Triangle® Mastercard®, Triangle® World Mastercard® or Triangle® World Elite Mastercard®. Triangle Rewards Bonus Days are exclusive online and in-store events offering bonuses from Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt de Hockey and participating Sports Experts.
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Canadian Tire
canadiantire.ca › en › triangle-registration.html
Triangle Registration | Canadian Tire
CANADIAN TIRE® and the CANADIAN TIRE Triangle Design are registered trade-marks of Canadian Tire Corporation, Limited · ±Was price reflects the last national regular price this product was sold for
Find elsewhere
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Triangle
triangle.canadiantire.ca › en › support › mastercard-customers.html
Triangle Mastercard Customers | Triangle
To apply in-store, visit any Canadian Tire, Sport Chek, Mark's, L'Équipeur, Atmosphere or participating Sports Experts locations. There is no annual fee associated with the Triangle® Mastercard® or Triangle® World Elite Mastercard®.
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Triangle
triangle.canadiantire.ca › en › my-account.html
triangle-signin - Triangle Rewards - Canadian Tire
Triangle Rewards Program Triangle Mastercard Triangle World Elite Mastercard Compare Credit Cards Triangle Rewards Program Terms & Conditions Additional Program Information & Restrictions
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Google Play
play.google.com › store › apps › details
Triangle - Apps on Google Play
Triangle Mastercard, Triangle World Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Terms and Conditions apply to collecting and redeeming.
Rating: 4.4 ​ - ​ 56.6K votes
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Canadian Tire
canadiantire.ca › en › my-account › manage-triangle-card.html
Manage Triangle Card | Canadian Tire
If you already are a Triangle Rewards ... Triangle Mastercard to an existing Triangle Rewards account, click on the link below. ... Great customer service is important for us. If you don't find what you need in our FAQ, please contact us - we're more than happy to help. If you would like a physical Triangle Rewards card, you can pick one up at Canadian Tire, Sport Chek, ...
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Reddit
reddit.com › r/personalfinancecanada › was just signed up for a canadian tire mastercard-- is it worth it or should i just cancel it?
r/PersonalFinanceCanada on Reddit: Was just signed up for a Canadian Tire Mastercard-- is it worth it or should I just cancel it?
May 11, 2025 -

So today I went over to Canadian Tire to pick up some batteries when some sales guy there started chatting me up. He started talking about what I thought at first was a rewards card, but the more he went on the more it became apparent that this was an entirely new credit card-- the Canadian Tire Triangle Mastercard. I was a little overwhelmed, especially given how quickly the salesperson was bombarding me with info and asking for my own info, and just stood there saying yes. I'll admit, it is not a moment I'm proud of; I struggle with anxiety, and found myself in a situation where exiting the convo, or saying no, would have at that moment felt incredibly awkward.

Anyway, I've been approved for the card; it may arrive in the mail soonish. However, while I have the digital version of the card, I have NOT used it to purchase anything. Not until I do some research and decide next steps.

So, with regard to those next steps:

  1. Is the Canadian Tire Triangle Card worth it at all? I anticipate I may get some gardening equipment from Canadian Tire soon, but otherwise I have no idea if I may be making any big expenditures from them in the near future. Possibly not.

  2. Can I cancel the card ASAP, or will that negatively affect my credit history?

  3. They collected a lot of my info-- my address, my SIN, my work info, etc etc to see if I was approved for this card. As far as I know, the Canadian Tire Card is a completely legal thing, but all the same, does anything about this feel suspicious to you all?

Thanks in advance.

Top answer
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Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it.
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It's a good card. BUT you should never sign up for something - very much including credit cards - without having researched it and fully understanding it. Practice saying either "no, thank you" with a smile or "I will think about it" because next time you may not get so lucky.
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Reddit
reddit.com › r/personalfinancecanada › canadian tire triangle mastercard (credit card)
Canadian tire triangle mastercard (credit card) : r/PersonalFinanceCanada
December 9, 2023 - ... No it's not percentage "off" items, it's essentially a store credit you can use for anything. Example: You pay $5000 per year in property tax. You can pay it via a regular bank, and get nothing. Or you can pay it with the Triangle Mastercard, and earn $50 in CT Money.
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Canadian Tire Bank
ctfs.com › content › dash › en › public › enrolment.html
Canadian Tire Bank Online Account Enrolment - Convenient Banking Solutions
Choose credit cards including Triangle® Credit Cards, Canadian Tire Bank issued Mastercards® or Canadian Tire Bank Deposit Accounts
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Canadian Tire Bank
ctfs.com › content › ctfs3 › en › triangle-world-elite-mastercard.html
Triangle World Elite Mastercard - Premium Mastercard from Canadian Tire Bank
Discover the benefits of the Triangle World Elite Mastercard. Apply now for instant approval and enjoy exclusive perks with this premium credit card.
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Canadian Tire Bank
ctfs.com › content › dash › en › public › card-activation.html
Triangle Credit Card Activation - Canadian Tire Bank, Activate Today
Activate your Triangle credit card with Canadian Tire Bank. Complete the card activation process and start enjoying the benefits of your new Triangle credit card.
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Canadian Tire Bank
ctfs.com › content › ctfs3 › en › cards.html
Compare and Apply for the Best Mastercard Credit Card with Instant Approval - Canadian Tire Bank
Compare and apply for the Mastercard with instant approval. Find the perfect credit card that suits your needs today!