Capital One
capitalone.com › help center › checking & savings › international atm fees
International ATM Fees | Capital One Help Center
For 360 products (360 Checking and MONEY Checking) there are no additional fees when you use your debit card abroad (any transaction made in a foreign currency or that is classified as a cross-border transaction).
Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
November 10, 2025 - Capital One doesn’t charge additional fees for foreign debit card transactions.
Is there really no ATM fees for Capital One 360 Checking?
I was in Japan this past March and I only withdrew cash from 7-11 ATMs. Never got charged any fees, and I used my capital one debit (360 checking) :) More on reddit.com
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December 17, 2024Withdrawing Cash From ATM Outside The US With Capital One 360 Now Discover Card?
Does this help? https://cashlocator.discovernetwork.com/dn/cal/search I assume it is still valid even after the Capital One acquisition. For future travels, open a Schwab checking account, or Fidelity CMA. Both have debit cards with no foreign transaction fees, and reimburse all ATM usage fees worldwide. More on reddit.com
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November 20, 2025How do you use your card internationally?
There are no foreign transaction fees with capital one, which is great. You’ll get a notification of the charge amount first in the local currency, and then you’ll get a notification of the dollar amount, that is what will hit your account. Some places will ask to charge you to convert into your home currency, never do that, instead, pay in the local currency using your cap one cards. More on reddit.com
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March 23, 2025Checking Accounts/Debit Cards with NO Foreign Transaction Fees?
Betterment was what we went with recently. They reimbursed all foreign transaction fees, including ATM fees, and didn't have any issues since it was a Visa. More on reddit.com
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March 6, 2025Does Capital One charge foreign transaction fees at ATMs?
Capital One doesn’t charge additional fees for foreign transactions, but if you use an ATM that isn’t within the Allpoint network, you may be charged a fee from that ATM owner. MoneyPass ATMs are only available in the United States.
capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
What are the fees associated with Capital One 360 Checking?
There are no fees to open, keep or use your Capital One 360 no-fee checking account, or for foreign transactions. There may be some things you want or need to do with your account that will result in charges. If you request a cashier’s check, send an outgoing wire or have a checkbook printed, you may be charged a fee for these extra services.
capitalone.com
capitalone.com › bank › 360 checking account
Online Checking Account | No-Fee 360 Checking | Capital One
Does Capital One charge ATM fees or surcharges?
Capital One doesn’t charge ATM fees for our checking customers when you use Capital One, MoneyPass and Allpoint ATMs. However, if you use another bank’s ATM, you may be charged $2 or more.
capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Capital One
capitalone.com › help center › checking & savings › traveling with debit card
Traveling with your debit card | Capital One Help Center
Planning to travel internationally with your Capital One debit or ATM card? You’ll need to plan ahead to ensure that your card will be accepted in the country you’re traveling to and that you’ll have access to cash.
Capital One
capitalone.com › bank › 360 checking account
Online Checking Account | No-Fee 360 Checking | Capital One
3 weeks ago - There are no fees to open, keep or use your Capital One 360 no-fee checking account, or for foreign transactions. There may be some things you want or need to do with your account that will result in charges.
Capital One
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Capital One doesn’t charge additional fees for foreign transactions, but if you use an ATM that isn’t within the Allpoint® network, you may be charged a fee from that ATM owner.
Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
December 4, 2025 - Capital One doesn’t charge foreign transaction fees for any of its U.S.-issued credit cards. View important rates and disclosures. Apply for a travel card and elevate your next trip. Terms apply. ... A foreign transaction fee is a charge that may be added to a credit card, debit card or prepaid card transaction that’s made abroad.
Capital One
capitalone.com › learn & grow › money management › cash or card when traveling
Cash or Card When Traveling: What’s Best? | Capital One
August 15, 2024 - Capital One doesn’t charge a fee for using your card for foreign currency transactions. View important terms and disclosures.
U.S. News
usnews.com › home › money › banking › advice
Watch Out for Bank Foreign Transaction Fees When You Travel Abroad
October 28, 2025 - Your credit card or debit card issuer, payment network or ATM network may charge this fee for converting one currency to another. It isn't the same as a foreign transaction fee, but your card issuer or bank may roll the dynamic currency conversion fee into the total foreign transaction fee.
NerdWallet
nerdwallet.com › article › banking › foreign-atm-and-debit-card-transaction-fees-by-bank
What Banks Charge for Debit Foreign Transaction Fees
Below, we compare the amount financial institutions charge to make an international ATM withdrawal or debit card purchase. » Learn more about how debit foreign transaction fees work · Capital One’s online bank stands apart from many banks because it doesn’t charge a currency conversion fee or a fee for using a foreign ATM network. If an out-of-network ATM operator charges you a fee, however, it won’t be reimbursed by Capital One 360.
Published September 9, 2019
Facebook
facebook.com › groups › RickStevesEurope › posts › if-you-have-a-capital-one-360-debit-card-a-great-travel-card-with-no-foreign-tra › 1814718055910476
Capital One 360 debit card switching to Discover
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Reddit
reddit.com › r/japantraveltips › is there really no atm fees for capital one 360 checking?
Is there really no ATM fees for Capital One 360 Checking? : r/JapanTravelTips
December 17, 2024 - Capital One does not charge foreign transaction fees on its 360 credit and debit cards. This includes both credit cards and debit cards, and applies to purchases made in foreign currencies or cross-border transactions.
Capital One
capitalone.com › help center › contact us › traveling with your card
Traveling with your card | Capital One Help Center
Capital One doesn’t charge foreign transaction fees.
Facebook
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Hi all. We've always maintained a capital One checking ...
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Bankrate
bankrate.com › banking
8 Banks That Reimburse ATM Fees | Bankrate
3 weeks ago - With a Charles Schwab Investor Checking account, customers receive unlimited ATM fee rebates worldwide. All ATM fee reimbursements each month appear as a lump sum at the month’s end. And while you may be charged a conversion fee when banking internationally, Charles Schwab also doesn’t charge foreign transaction fees.
Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - Capital One®¹ doesn’t charge foreign transaction fees on its credit cards², or on spending with your Capital One 360 debit card³. However, when you’re abroad, you may still end up paying more than you’d expect thanks to the way banks work out what exchange rates to offer you.
Reddit
reddit.com › r/personalfinance › withdrawing cash from atm outside the us with capital one 360 now discover card?
r/personalfinance on Reddit: Withdrawing Cash From ATM Outside The US With Capital One 360 Now Discover Card?
November 20, 2025 -
I sometimes travel. My US debit card Capital One 360 has switched from mastercard to discover network. I notice I can't even withdraw from any ATM's because of this reason. I am traveling in Mexico.
Does anyone know which ATM works with a Discover debit card? I checked online and it says HSBC and Intercam but the fees are much higher than Banamex or Santander. Anyone know how much can you withdraw at once and the fees? Can I even withdraw from any ATM's here? I normally withdraw from the same ATM's on my previous visits here because you can withdraw a decent amount and the fees were pretty low.
I do have other debit cards like a BoA and Ally but I never used those because fees with BoA I believe is $5+ 3% of the withdraw amount. Allybank I believe is 1% of the withdraw amount. Both you have to pay the ATM fees as well. Capital One 360 debit card, only fee was the ATM fee. For someone that needs to make multiple withdraws from ATMs, what is the best option here? I'm not sure if my card can even withdraw from HSBC?
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Does this help? https://cashlocator.discovernetwork.com/dn/cal/search I assume it is still valid even after the Capital One acquisition. For future travels, open a Schwab checking account, or Fidelity CMA. Both have debit cards with no foreign transaction fees, and reimburse all ATM usage fees worldwide.
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Plan ahead and figure out your best option to get the cash you need before you go, and eliminate the issue completely; especially the multiple withdrawals thing.