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Capital One
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
MoneyPass® and Allpoint® are Capital One partner ATMs, which means they're fee-free for Capital One checking customers to make withdrawals. Wondering how to recognize them?
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Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - This fee can vary pretty widely depending on where you are and which ATM type you pick, but you’ll usually be notified on the screen before you confirm your withdrawal. Capital One doesn’t charge foreign transaction fees, so this is one charge you won’t need to worry about with an account or card from this bank.
Discussions

Does your Capital One 360 reimburse international ATM? - Bogleheads.org
Hi, I know that Charles Schwab and Fidelity are considered the best debit cards for international use because they reimburse any fees charged by the ATM. I know that Capital One 360 checking account doesn't charge ATM fees on it's end, even for using another bank's ATM. More on bogleheads.org
🌐 bogleheads.org
September 21, 2018
Capitol One 360 ATM fee reimbursements
I’m pretty sure that’s isn’t a feature of the online-only (360) checking. Its likely for a product they only offer in their branches and it would have a $15+ monthly fee or ability to waive it with high balances/high direct deposit. Fidelity and Schwab both offer unlimited ATM reimbursements on their checking but they both pay close to 0.1% interest. More on reddit.com
🌐 r/Banking
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October 26, 2018
What are the ATM withdrawal fees for the Capital One 360 Checking account?
The Capital One 360 Checking Account offers fee-free ATM withdrawals at over 70,000 ATMs across the United States. These ATMs are branded as Capital One, MoneyPass, and Allpoint, and you can often find them in convenient locations More on wallethub.com
🌐 wallethub.com
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June 27, 2024
Capital One debit card use at Seven Bank (7/11) ATM.. foreign transaction fee added.
Note that when you go to a Japanese atm there are 3 fees the fee the atm charges. For 7-11 atm this caps out at 220yen if the atm asks you if it wants to do a “convenience conversion” do not do it. It’s always the worst possible choice. Always do yen your bank will charge you fees for accessing a foreign atm. You need to refer to your banks fee policy as to what you’re fees will be for that. But generally speaking a 3-5% foreign transaction fee is extremely common More on reddit.com
🌐 r/JapanTravelTips
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November 21, 2024
People also ask

Does Capital One charge ATM fees or surcharges?
Capital One doesn’t charge ATM fees for our checking customers when you use Capital One, MoneyPass and Allpoint ATMs. However, if you use another bank’s ATM, you may be charged $2 or more.
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capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Does Capital One charge foreign transaction fees at ATMs?
Capital One doesn’t charge additional fees for foreign transactions, but if you use an ATM that isn’t within the Allpoint network, you may be charged a fee from that ATM owner. MoneyPass ATMs are only available in the United States.
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capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
How long does it take for cash to deposit through a Capital One ATM?
Any cash you deposit at a Capital One ATM into your 360 Checking account is typically available immediately. Here’s more info on when your funds will be available after making a deposit.
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capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
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CNBC
cnbc.com › cnbc select › banking › best checking accounts for travelers in 2026
Best checking accounts for travelers in 2026
2 weeks ago - With this account, you are able to use Capital One, Allpoint® and MoneyPass® ATMs. However, if you decide to use an out-of-network ATM, your fees will not be reimbursed.
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Bogleheads.org
bogleheads.org › board index › community › personal consumer issues
Does your Capital One 360 reimburse international ATM? - Bogleheads.org
September 21, 2018 - Hi, I know that Charles Schwab and Fidelity are considered the best debit cards for international use because they reimburse any fees charged by the ATM. I know that Capital One 360 checking account doesn't charge ATM fees on it's end, even for using another bank's ATM.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › how to avoid international atm fees: 7 easy ways
7 Ways to Avoid International ATM Fees - NerdWallet
4 days ago - If you have accounts with more than one bank or are considering setting up an account at a new bank and you travel often, consider banks that don’t charge foreign transaction fees or foreign ATM fees. ... A Capital One 360 checking account won’t charge you fees for using an out-of-network ATM.
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Reddit
reddit.com › r/banking › capitol one 360 atm fee reimbursements
r/Banking on Reddit: Capitol One 360 ATM fee reimbursements
October 26, 2018 -

I have a 360 account and I noticed today they have new wording on their website that says the following:

“For certain banking products we offer, fees assessed at any ATM within the United States and at some ATMs located outside the United States will be reimbursed within 5 business days, up to $15 per statement period.”

It’s been a while since I used my 360 debit card for withdrawing cash internationally but I keep it for this reason. Can anyone say if they have used it recently internationally and had fees refunded ? Does anyone know the fine print behind this change ?

I called capital one but I couldn’t really get a clarification from them.

Find elsewhere
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FinanceBuzz
financebuzz.com › banking › checking accounts › 7 best banks with no international atm fees [2026]
7 Best Banks With No International ATM Fees [2026] | FinanceBuzz
1 week ago - Foreign transaction fee details: Unlimited refunds for foreign transaction fees on debit card purchases · The Betterment no-fee checking account lives up to its name with its reimbursement of any ATM fees worldwide, plus reimbursement of the ...
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Capital One
capitalone.com › small business bank › products › checking
Small Business Checking Accounts | Capital One
No fees on withdrawals at 70,000+ ATMs.3 No-fee cash deposits at any Capital One ATM and select Allpoint® ATMs.4
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Capital One
capitalone.com › help center › checking & savings › international atm fees
International ATM Fees | Capital One Help Center
For non-360 products (Total Control Checking, Simply Checking, 360 Money Market, Confidence Savings and Savings Now) we may charge a fee of $2, plus 3% of the total transaction amount, when you withdraw from an international ATM (outside of the United States, Puerto Rico, and the U.S. Virgin ...
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Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
When you see the words "you" and "your," they mean each person who owns an account or each trustee who is legally entitled to manage an account. The words "the bank," "our," "us," "we," and "Capital One" mean Capital One, N.A. “Overdraft Services” means your options for overdraft service, including Auto-Decline, Free Savings Transfer, and No-Fee Overdraft.
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Discover
discover.com › home › how to avoid atm fees when getting cash
How to avoid ATM fees when getting cash | Discover
4 weeks ago - Insert your debit card, get cash, and skip the fee. Here's how. ... Mobile payment apps and the plastic in your wallet have made it pretty easy to buy what you need without cash. But what about the times when you need to tip your manicurist (cash only, please) or chip in for your boss’ birthday gift with actual dollar bills? Given that a Bankrate survey found the cost to withdraw from an out-of-network ATM averages $4.86, there is financial value in answering this simple question: What ATMs can I use my debit card at without paying fees?
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Bankrate
bankrate.com › banking
8 Banks That Reimburse ATM Fees | Bankrate
4 weeks ago - Withdrawing money from an out-of-network ATM gets expensive. Some banks and credit unions reimburse ATM fees, so you can access your money worry-free.
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KalielGold
kalielgold.com › home › capital one’s $13 million atm fee settlement receives final nod
Capital One’s $13 million ATM fee settlement receives final nod — KalielGold
September 30, 2025 - More than 1.6 million Capital One account holders are expected to benefit. ... A $2 fee for balance inquiries at in-network ATMs.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › banking › best › best banks to avoid atm fees
8 Best Banks to Avoid ATM Fees - NerdWallet
August 26, 2022 - You can deposit cash at Capital One ATMs as well as some Allpoint ATMs. Accounts with the perk: 360 Checking, Money Teen Checking. (Note: Non-360 checking accounts have a fee.) Keep in mind: Capital One doesn’t reimburse fees that an ATM operator may charge at domestic or international ATMs.
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Capital One
capitalone.com › bank › disclosures › savings-accounts › online-performance-savings-account
Performance Savings Account Disclosures | Capital One
If your product allows an ATM card, ... your ATM card. Charges for electronic transactions: We do not charge a fee for our electronic fund transfer services. We reserve the right to add charges at a later time and will notify you if we do so as required by law.
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Kiplinger
kiplinger.com › home › personal finance › banking › online banking
How to Skip Fees at the Bank | Kiplinger
November 21, 2025 - The above-mentioned accounts from Ally Bank, Charles Schwab Bank and Fidelity don’t charge a monthly fee, and other internet banks offer no-fee checking, too, including Axos Bank, Capital One 360, Discover Bank and EverBank.
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Capital One
capitalone.com › bank › ways-to-bank
Ways to Bank | Flexible Banking with Capital One
If you don’t have a physical location near you, the Capital One Mobile app lets you bank on the go. ... Yep! Capital One checking customers can get money from 70,000+ fee-free Capital One, MoneyPass® and Allpoint® ATMs nationwide.