To finance with Capital One, make sure the vehicle is:

• Sold by a dealership in our auto financing network
• A new or used car, truck, minivan, or SUV for personal use
• A model year within the last 10 years and has fewer than 120,000 miles

In some instances, an older model year or vehicle with more mileage may be eligible. Please keep in mind that the minimum amount financed is $4,000. To learn more about vehicle restrictions, click here.

If you have questions about vehicles eligible for financing with a lender in our network, please contact that lender directly.

Start by providing some basic personal information on the Capital One Auto Navigator website or app. This typically includes details like your name, address, date of birth, employment status, income and social security number. We will then pull a soft inquiry of your credit report, which will not impact your credit score. All of this information will help us assess your pre-qualification for auto financing.

If you are approved, search for cars you are interested in to see your pre-qualified rates and payments. Your pre-qualified financing terms are estimates that can change based on the car you select, and include monthly payment, APR (Annual Percentage Rate), down payment and loan term length. Customize your deal online, then head to the dealer to finalize the terms. Your actual terms aren't final until you complete the financing process at the dealer.

Using Auto Navigator is a simple, three-step process designed to put you in control.

• Find your car: Browse over 3 million new and used cars from over 15,000 dealerships nationwide. You can filter your search to find a vehicle that fits your lifestyle and budget, see estimated payments with no need to get pre-qualified yet, and save your favorites along the way. Start your search.
• Add a trade-in: Get a real-time estimated value for your car based on its details and track its value over time. Start your trade-in.
• Connect with the dealership: Once you've found the right car for you, you can check the availability and test drive the cars at the dealership.

And if you get pre-qualified, you can shop with real rates and payments and visit the dealership confident in your financing options. Just provide some basic information to get pre-qualified for an auto loan in minutes, with no impact to your credit score.