Capital One remaining statement balance?
Can I get a check from Capital One for a negative balance?
How can I tell the date or day when Capital One reports my card balance to the credit bureaus?
How can I get the negative balance on my Capital One credit card returned to my bank account?
How many Capital One credit cards can you have?
Capital One doesn't have an official limit to how many cards you can have, though it typically limits members to holding two personal credit cards at a time. Co-branded Capital One cards may not count toward this two-card limit.
What Capital One credit card is easiest to get?
The Capital One Platinum Secured Credit Card is easier to qualify for because it's a secured card, meaning you'll need a security deposit to open the card. Although the card doesn't come with any rewards, you'll have an easier time getting approved even if you have a weaker credit score.
What is the top-tier Capital One credit card?
The Capital One Venture X is Capital One's most premium travel rewards credit card. It offers perks like airport lounge access, travel insurance, travel credits and earns transferrable Capital One miles.
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Hey everyone, hope you can help me out here cause I'm baffled. Sorry if this has been asked before.
My wife has a Capital One card and she likes to throw money at the card a couple of times a month to pay down the statement balance so we don't get charged interest.
Now, for some reason, (I didn't know this until she told me) Capital One doesn't seem to give you an updated statement balance based on credits received, or payments made throughout the billing cycle. When you go to the bill pay option it just shows you your full statement balance, not including credits or payments. My wife has to literally calculate the amount of returns, and the amount of payments, and subtract it from the total statement balance for the month. Then she has to use the "other amount" option and pay the calculated difference. Shouldn't Capital One just automatically do this for you?
I have used Chase card for years, and Chase updates my remaining statement balance throughout the month if I make payments or if I make merchandise returns, etc. When I go to pay, I just choose "remaining statement balance" and go about my day.
Does Capital One really expect customers to track these transactions (credits, payments, etc) and calculate the remaining statement balance? Or am I just not looking in the right place for the remaining statement balance in the Capital One app?
Thanks for the help!