Capital One CD terms range from 6 months to 60 months. In exchange for leaving your money in the account for the term, you earn interest on the money you deposit. Keep in mind, you can’t access your money until your CD term ends without incurring a penalty.

2 weeks ago - We like that Capital One offers such high rates. But what’s refreshing to see is no minimum deposit requirement. Typically you’ll need $1,000 or more to open a CD, which isn’t obtainable for many people. It also prevents a good CD ladder strategy because you’ll need that high minimum deposit five times over if you’re going for a standard five-year CD ladder.

March 2, 2019 - Some banks and credit unions have minimums such as $500 or even $10,000. ... Rates fluctuate, but today, Capital One is offering a rate of 3.90% APY for a 12-month CD, 3.60% for a 3-year and 3.60% for a 5-year CD.

6 days ago - If you’re in the market for a CD from Capital One, here’s everything you need to know. Rates on Capital One Certificates of Deposits range from 3.50% to 3.90% APY, and interest compounds monthly.

1 week ago - Stay informed on today's best CD rates trending above 4 percent APY. Bankrate's experts compare CD offers from thousands of financial institutions, empowering you to make the right decisions for your financial goals.

1 month ago - Capital One has 12 different CD terms which vary from six to 60 months. Interest accrues daily and deposits monthly to your account. Bank details reviewed Dec. 12, 2025. Read our roundups of all available CD rates from Chase and Bank of America.

Use of an amortizing CD calculator is needed to know the exact monthly interest you earn on your 360 CD account. To view your interest rate in the Capital One Mobile app:

May 7, 2025 - But if you're just interested in the highest CD rates, or if you want specialty CDs, you might want to bank elsewhere. Capital One 360 CD rates are 3.50% to 4.00% APY.

December 4, 2025 - See the latest certificate of deposit rates and offers from Capital One. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. See if opening up a CD account today is right for you.

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August 1, 2024 - Capital One is one of the few big ... One is still offering above-average annual percentage yields, or APYs, that range from 4% to 5%....

The interest rate for each renewal term will be the rate currently offered on the maturity date. Grace period: You may redeem your Certificate of Deposit within ten (10) calendar days after the maturity date without penalty. The basics: Here's a quick overview of how your account works. You can open an account in your name alone or add the name of one other person once the account is opened. You "link" your Capital One account to a personal (non-business) checking or savings account at another U.S.

Terms range from six months to ... offers three promotional rates: a one-year online CD with a 3.90% APY, a two-year online CD with a 3.60% APY and a five-year online CD with a 3.60% APY....

July 9, 2024 - Capital One's 360 CDs offer competitive rates with zero minimum deposit across terms from 6 months to 5 years. That no-minimum feature sets them apart from competitors requiring $500 or $1,000 to start — but the rates themselves?

If you’re wondering how to invest ... exchange for a set interest rate. So if you open a $10,000, 1-year CD with a 2.25% annual percentage yield, after a year, your account would be worth $10,225—assuming you keep interest ...

Find out what customers are saying about Capital One 360 CDs on our ratings and reviews page.

So if you invest in a CD with a 1.5% interest rate, and inflation rises 1.9% over the same period, your real returns won’t be as valuable.

3 days ago - Unlike tiered savings accounts, Capital One's 360 Performance Savings account offers the same high-yield savings rate on your entire balance, so you earn the same great rate whether you’re just starting out or have substantial savings. Interest accrues daily and compounds monthly.

2 weeks ago - You may withdraw interest that ... balance is withdrawn: CDs with terms of 6 months up to and including 1 year are subject to a fee of 90 days of simple interest based on the principal amount withdrawn; CDs with terms greater ...