Capital One
capitalone.com › bank › 360 cds
Online CD Savings Accounts & Interest Rates | Capital One
Calculations assume 30 days per month and 365 days per year, and that monthly interest is reinvested in the CD. Results in the above table are rounded to the nearest dollar. Actual earnings may vary and may be lower if the account is subject to backup withholdings. ... Whether it’s for college, a dream vacation or a new home, a 360 CD means you’re on your way. Plus, your CD interest rate stays the same—from day one ...
SmartAsset
smartasset.com › checking-account › cd-rates-capital-one
Capital One CD Rates | SmartAsset.com
You can open up to 50 CDs at once with Capital One and you can access them all online and on mobile. To calculate how much interest you could earn with a CD, try using SmartAsset's CD calculator.
Forbes Advisor
forbes.com › advisor › banking › best cds
Capital One CD Rates 2026 – Forbes Advisor
1 week ago - The calculator shows the interest you’ll earn after each period, as well as your total balance at the end of the CD term. To open a Capital One Certificates of Deposit, you will need to provide the following information:
What are the current Capital One CD rates?
Capital One 360 CD rates are currently 3.50% to 4.00% APY.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › capital one cd rates: pros, cons, and current rates
Capital One CD Rates: Pros, Cons, and Current Rates
What are Capital One’s CD rates right now?
Capital One CD rates change over time. To see the most current APYs, go to Capital One’s CD rates page and look at the latest rate table.
gobankingrates.com
gobankingrates.com › cd rates › capital one cd rates and terms for 2026
Capital One CD Rates for 2026 | GOBankingRates
How do Capital One 360 CD rates compare to traditional banks?
Capital One 360 CD rates are higher than what you generally find at traditional brick-and-mortar banks. That being said, its rates are a little lower than what you can find at online banks and credit unions.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › capital one cd rates: pros, cons, and current rates
Capital One CD Rates: Pros, Cons, and Current Rates
Capital One
capitalone.com › help center › checking & savings › cd account interest
CD Interest Accrual & Disbursements | Capital One Help Center
Use of an amortizing CD calculator is needed to know the exact monthly interest you earn on your 360 CD account. To view your interest rate in the Capital One Mobile app:
The Annuity Expert
annuityexpertadvice.com › home › cd rates, money market rates, high yield savings › cd rates › compare capital one cd rates with 459 banks and credit unions
Compare Capital One CD Rates With 459 Banks And Credit Unions
October 30, 2025 - Free financial calculators to help make the best decision for your personal finance needs. ... To help savers make an informed decision, compare Capital One CD rates against 459 other banks and credit unions—the following table sorts from highest interest rate to lowest with terms listed to the right.
USA Today
usatoday.com › money › blueprint › banking › cds › capital-one-360-cd-rates
Capital One 360 CD rates of 2025
November 21, 2024 - With our CD calculator below, you can run the numbers to see how much you’d earn. Here’s how Capital One 360’s yields stand up to the national average rates as of April 21, 2025, according to the Federal Deposit Insurance Corp.
GOBankingRates
gobankingrates.com › cd rates › capital one cd rates and terms for 2026
Capital One CD Rates for 2026 | GOBankingRates
2 weeks ago - See Capital One CD rates for this year, including current APYs, terms, minimum deposits, penalties and how they compare with other high-yield CD options.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › capital one cd rates: pros, cons, and current rates
Capital One CD Rates: Pros, Cons, and Current Rates
May 7, 2025 - But if you're just interested in the highest CD rates, or if you want specialty CDs, you might want to bank elsewhere. Capital One 360 CD rates are 3.50% to 4.00% APY.
NerdWallet
nerdwallet.com › banking › learn › capital-one-cd-rates
Capital One CD Rates: Solid But No Market Leader - NerdWallet
March 2, 2019 - Some banks and credit unions have minimums such as $500 or even $10,000. ... Rates fluctuate, but today, Capital One is offering a rate of 3.90% APY for a 12-month CD, 3.60% for a 3-year and 3.60% for a 5-year CD.
Bankrate
bankrate.com › banking › cds
CD Calculator - Free Calculator for Certificate of Deposits
Try different scenarios using our calculator above to estimate your potential earnings. ... The starting balance for your CD. ... The amount of time you need to hold your CD. You’ll generally earn a fixed APY during that term. ... The base rate that your deposit earns money. ... The percentage that indicates how much interest a bank account earns in one year.
Bankrate
bankrate.com › banking › cds
Capital One CD Interest Rates | Bankrate
July 9, 2024 - Capital One's 360 CDs offer competitive rates with zero minimum deposit across terms from 6 months to 5 years. That no-minimum feature sets them apart from competitors requiring $500 or $1,000 to start — but the rates themselves?
Reddit
reddit.com › r/personalfinance › 5% cd at capital one
r/personalfinance on Reddit: 5% CD at Capital One
December 27, 2022 -
We have some extra money in our checking account, I hate it sitting there earning practically 0%. I told my wife I’m going to look into one of these HYSA high yield savings accounts. She said why not look into a a CD. So, I did. I found a CD at Capital One at 5.0% for 11 months. It’s the highest rate I saw anywhere and my wife already has a savings account there. In 10 minutes we funded a CD with several thousand $. I think it’s a promo deal the 1 yr and beyond was at a lower rate. A really good deal I think.
Top answer 1 of 5
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Downside is... locked up for 11 months. If you truly have zero need for this $$ for 11 months, but plan to use it within 5, sure, this is a reasonable option. Personally I am willing to give up 0.5% - 1% to have immediate access to my short term savings / emergency fund.
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You can purchase treasury bills for times ranges between 4 weeks to 1 year paying between 4.6-5% interest. In addition, they are exempt from state income tax
CNET
cnet.com › money › banking › capital one cd rates for april 2025
Capital One CD Rates for April 2025 - CNET
August 1, 2024 - Keep your money in the same account ... current rate. Capital One currently offers nine terms for its 360 CD account, ranging from six months to five years. Here’s how much you’ll earn with a high-yield CD with a $1,000 investment (earnings are compounded daily). APYs as of Feb. 21, 2024. CNET calculates interest earned ...
Capital One
capitalone.com › bank › financial-success-hub › savings-calculator
Savings Calculator | Capital One
Use Capital One's free savings calculator to calculate interest and estimate how to grow your savings.
Capital One
capitalone.com › bank › disclosures › cds › online-cds
360 CD Account Disclosures | Capital One
If the CD account is closed, the interest will be included in the closeout balance. You have 20 calendar days from account opening and from the day of maturity to choose your interest disbursement option. If no action is taken, interest will be credited to the certificate of deposit account. Balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Myannuitystore
myannuitystore.com › home › bank rates › capital one rates cd rates review oct. 2025
Capital One Rates CD Rates Review Oct. 2025
October 21, 2025 - Calculations assume 30 days per month and that monthly interest is reinvested in the CD and results in the above table are rounded to the nearest dollar. Actual earnings may vary. Capital One 360 Performance Savings is a high-yield, fee-free savings account you can open in about 5 minutes. ... There is no minimum balance to open the disclosed rate.
Investopedia
investopedia.com › capital-one-cd-rates-7480645
Capital One CD Rates: January 2026
2 weeks ago - Capital One offers a solid certificate of deposit (CD) account, with a variety of term lengths, good rates, and no minimum deposit required.
Fortune
fortune.com › article › capital-one-cd-rates
Capital One CD rates: Everything you need to know | Fortune
December 12, 2025 - Capital One has 12 different CD terms which vary from six to 60 months. Interest accrues daily and deposits monthly to your account. Bank details reviewed Dec. 12, 2025. Read our roundups of all available CD rates from Chase and Bank of America.
Reddit
reddit.com › r/personalfinance › is capital one's 5.00% apy 11-month cd a good deal?
r/personalfinance on Reddit: Is Capital One's 5.00% APY 11-month CD a good deal?
March 9, 2023 -
I'm retired and do not want to risk my money. Capital One is currently offering a 5.00% APY 11-month CD. Is that a good/safe deal?
Top answer 1 of 13
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Safe? Yes, extremely safe. Guaranteed, in fact. Is it the best? Maybe not the absolute tops for a risk free rate, but it's among the best, and best of all it's really straightforward to setup at capitalone website if you don't know much.
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Tbills higher interest rate for shorter term. State tax free. Easiest to purchase through brokerage account. Or you could just keep money in a brokerage accounts money market fund.
Best Cash Cow
bestcashcow.com › savings-cd-calculator › capital-one-360 › 1303631
Compound Interest Calculator - Savings Account from Capital One 360 with 3.40% APY and $0 minimum deposit - BestCashCow
Capital One 360
Compare Savings Vs. CDs ... The product Savings Account from Capital One 360 with 3.40% APY and $0 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $27,941. Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. I'm moving my money out immediately.