In North America and the Caribbean, look for ATMs displaying the Discover or PULSE® acceptance marks. Outside of North America and the Caribbean, look for ATMs with the Discover or Diners Club International acceptance mark. ... Look for the MasterCard® logo at merchants.

For 360 products (360 Checking and MONEY Checking) there are no additional fees when you use your debit card abroad (any transaction made in a foreign currency or that is classified as a cross-border transaction). For non-360 products (Total Control Checking, Simply Checking, 360 Money Market, ...

The mobile app will help you manage your account on the go, while allowing you to do things like lock your cards and monitor your transactions. You can also customize certain transaction alert preferences to help you manage your account. Learn more about how we keep your account safe. Capital One doesn’t charge foreign transaction fees.

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Like some credit cards, some debit cards may come with foreign transaction fees, currency conversion fees and ATM fees when you use them abroad. Capital One does not charge additional fees for foreign transactions. View important rates and ...

2 weeks ago - Foreign transaction fees vary by card issuer, and can even vary between different card products from the same issuer. While every major bank offers at least one card with no foreign transaction fees, Capital One and Discover are unique in that they don’t charge foreign transaction fees on any of their card products.

When you open your first 360 Checking account online, your contactless debit will arrive in the mail within 5-7 business days in a discreet envelope. You’ll use this one debit card across all of your 360 Checking accounts. ... You can activate your 360 Checking debit card in a few simple steps online or from the Capital One Mobile app.

2 weeks ago - There are no fees to open, keep or use your Capital One 360 no-fee checking account, or for foreign transactions. There may be some things you want or need to do with your account that will result in charges.

1 month ago - A foreign transaction fee is a charge that may be added to a credit card, debit card or prepaid card transaction that’s made abroad. The fee is usually about 1%-3% of the transaction amount after it’s converted to U.S. dollars. These fees can add up fast, especially if you’re making large international purchases or you’re on an extended trip abroad. When using your card while traveling abroad, you may also run into currency conversion fees. Currency conversion fees may apply when you convert one country’s currency to another one.

November 20, 2025 - Before heading to Europe, you can check your credit cards to see if they have the contactless symbol on them. Many of Capital One’s U.S.-issued credit cards and debit cards do.

2 weeks ago - Checking customers will still have ... One debit card on the Discover network. If you’re traveling internationally, you can use your new debit or ATM card at merchants and ATMs outside of the U.S., but acceptance may be different than before....

November 10, 2025 - The fee might also apply to a debit card or prepaid travel card transaction. Foreign transaction fee charges are generally 1%-3% of the transaction. Capital One doesn’t charge foreign transaction fees.

November 10, 2025 - Capital One doesn’t charge foreign transaction fees on ATM withdrawals with its credit cards. You’ll still pay the standard cash advance fee and immediate interest, which makes credit cards a costly way to get cash abroad. Debit cards are usually better for ATM withdrawals because they avoid cash advance fees while still waiving foreign transaction fees.

February 13, 2024 - And I am the primary cardholder 😅 ... They so far have been amazing to me and I’ve used it all around the world. Best feature is the immediate lock feature Some places you need to be careful due to skimming machines but I always felt safe by locking it and would only take out money I would need for a week as I use my cc for bigger purchases ... Dr. Shibuyakko ... No, no fees with Capital One. ... London, United... ... The idea is to use debit Mastercards or Visa with no foreign transaction fees to obtain cash from the ATM for the best result.

February 23, 2025 - We also have a Capital One Mastercard debit card that’s tied to a checking account (used for international travel only). We’ve haven’t had any problems using it in ATM machines in various European countries (no declines, no surprising fees, etc).

September 3, 2015 - After my card was rejected by several ATMs in Russia (and actually confiscated by machines in St. Petersburg and Krasnoyarsk), a Capital One representative informed me that my debit card was part of the Cirrus network, meaning it would only work in ATMs that were also part of the Cirrus network.

August 15, 2024 - Capital One doesn’t charge a fee for using your card for foreign currency transactions. View important terms and disclosures. But other credit cards might. If you use a card abroad, you should also watch out for dynamic currency conversion (DCC) fees. Merchants might offer to convert the foreign price to your home currency. But they usually charge for it. And if you’re using a credit card, it’s not really necessary anyway.

June 15, 2024 - Capital One®¹ doesn’t charge foreign transaction fees on its credit cards², or on spending with your Capital One 360 debit card³. However, when you’re abroad, you may still end up paying more than you’d expect thanks to the way banks work out what exchange rates to offer you.

(Capital One online accounts opened before this change remain active.) ... We've used Cap One MC in the Caribbean and in Italy and have not been charged any fees. ... For debit, credit, or atm withdrawals, I had not been slapped with any fees since I opened my account several years ago.