Rick Steves Travel Forum
community.ricksteves.com › travel-forum › budget-tips › capital-one-debit-card-issues
Capital one debit card issues - Rick Steves Travel Forum
From Capital One, 360 Checking Account disclosure: Total card purchases and withdrawals are limited to $5,000 per day. This includes ATM withdrawals using your debit card, cash advances, and signature and PIN-based purchases.
Capital One
capitalone.com › help center › checking & savings › traveling with debit card
Traveling with your debit card | Capital One Help Center
Planning to travel internationally with your Capital One debit or ATM card? You’ll need to plan ahead to ensure that your card will be accepted in the country you’re traveling to and that you’ll have access to cash.
Capital One
capitalone.com › help center › checking & savings › international atm fees
International ATM Fees | Capital One Help Center
For non-360 products (Total Control Checking, Simply Checking, 360 Money Market, Confidence Savings and Savings Now) we may charge a fee of $2, plus 3% of the total transaction amount, when you withdraw from an international ATM (outside of the United States, Puerto Rico, and the U.S.
Can I use my Capital One card internationally without fees?
You can use your Capital One credit card with no foreign transaction fee, but other costs like interest and cash advance fees may still apply. To avoid these costs you might want to consider a multi-currency account and debit card from a provider like Wise or Revolut.
exiap.com
exiap.com › home › guides › capital one foreign transaction fees [2025 guide]
Capital One Foreign Transaction Fees [2025 Guide] - Exiap
Can I use my Capital One card internationally?
Yes. Capital One cards can be used internationally, with no need to tell Capital One about your travel plans in advance. Just look out for the logo of the network your card is issued on - Visa or Mastercard for example - to start spending.
exiap.com
exiap.com › home › guides › capital one foreign transaction fees [2025 guide]
Capital One Foreign Transaction Fees [2025 Guide] - Exiap
Does Capital One have foreign transaction fees?
There are no foreign transaction fees for Capital One credit cards and for checking or saving accounts in the 360 product range. Foreign transaction fees do apply on some other accounts from Capital One, so look at the terms of your account carefully before you spend.
exiap.com
exiap.com › home › guides › capital one foreign transaction fees [2025 guide]
Capital One Foreign Transaction Fees [2025 Guide] - Exiap
Capital One
capitalone.com › learn & grow › money management › paying for things in europe
What Payment Types Should I Use in Europe? | Capital One
Like some credit cards, some debit cards may come with foreign transaction fees, currency conversion fees and ATM fees when you use them abroad. Capital One does not charge additional fees for foreign transactions. View important rates and disclosures. But if you use an ATM that isn’t within the MoneyPass and Allpoint networks, you may be charged a fee from that ATM owner. It’s possible to use a credit card at an ATM to withdraw cash.
Capital One
capitalone.com › bank › disclosures › checking-accounts › total-control-checking
Total Control Checking Disclosures | Capital One
Withdrawing money at a non-Capital ... ATM (outside of the United States, Puerto Rico, and the U.S. Virgin Islands) is $2.00, plus 3% of the total transaction amount (per transaction) Transaction limitations: The transaction limit depends on the method of paymen...
Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
But some accounts might have international ATM fees. Separate ATM operator fees are something to look out for too. Before you leave the country, you might want to check whether your current card charges these fees. If so, you could find out whether there’s a branch location or partner bank where you’re headed. You might be able to make free cash withdrawals from one of those locations. Capital One doesn’t charge additional fees for foreign debit ...
Exiap
exiap.com › home › guides › capital one foreign transaction fees [2025 guide]
Capital One Foreign Transaction Fees [2025 Guide] - Exiap
February 28, 2025 - Here’s a quick reminder of the ... to the Capital One ATM fees: AmEx (credit cards): 10 USD or 5% cash advance fee (whichever is higher) Wise Multi-Currency Card: First 2 withdrawals up to a combined total of $100/month for no fee*, with $1.50 ...
Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - Get cash conveniently around the world, with low fees of 1.5 USD + 2% after that*. That can work out cheaper than using your bank card for overseas withdrawals. ... If you’re going to take a Capital One card when you go abroad, you’ll want ...
Reddit
reddit.com › r/capitalone_ › how do you use your card internationally?
r/CapitalOne_ on Reddit: How do you use your card internationally?
March 23, 2025 -
So pretty much the title and probably a dumb question. The capital one website says I can use my savor card with no issue internationally with no foreign transaction fees. So if I'm traveling through Qatar and I want food at the airport I can just swipe my card as normal and it just charges automatically in local currency? Or does it convert into dollars or something?
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There are no foreign transaction fees with capital one, which is great. You’ll get a notification of the charge amount first in the local currency, and then you’ll get a notification of the dollar amount, that is what will hit your account. Some places will ask to charge you to convert into your home currency, never do that, instead, pay in the local currency using your cap one cards.
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Charge everything in the local currency and Mastercard will do the conversion to USD without any fees. You’ll be charged more or less the USD equivalent that you see on Google, give or take a few dollars. Neither Mastercard nor Capital One will charge for the service. When travelling, merchants may ask you if you want them to convert the currency to USD and bill you in USD. Decline this service because they jack up the exchange rate in their favour so they can profit off you some more. Just pay in the local currency and let Mastercard convert the currency at a much more favourable rate. The USD amount will appear on your statement and online banking but you can call customer service to confirm the original currency and amount for any transaction if you need to for any reason.
Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
Daily limits on withdrawals from ... ATM/debit card are set based on confidential fraud and risk criteria that are essential to your protection and the integrity of the service and may be modified at our sole discretion without advance notice. You can check your daily withdrawal limit on the Capital One Mobile ...
Curve
curve.com › blog › capital-one-foreign-transaction-fees
How to avoid all Capital One foreign transaction fees
February 27, 2025 - Curve eliminates foreign transaction fees on every purchase made with your Capital One card, so you can spend more freely and save 2.75% per transaction – all without needing to change your credit card or bank.Capital One credit cards typically charge foreign transaction fees, which can add up quickly when travelling overseas. For example, Capital One charges a 2.75% fee on each foreign purchase made, which is known as the foreign transaction fee. In addition, withdrawing cash from an ATM with a Capital One card abroad can trigger even higher fees.
Capital One
capitalone.com › learn & grow › money management › cash or card when traveling
Cash or Card When Traveling: What’s Best? | Capital One
A debit card could be a good alternative for making purchases. You can pay using money you already have without carrying cash. Or you can use it to withdraw cash.
Wise
wise.com › us › blog › capital-one-transfer-limit
Capital One transfer limits [2024] - Wise
June 24, 2024 - The good news is that there’s no upper limit to the amount you can send overseas with Capital One if you have an eligible account. The bad news is that an overseas transfer has a 40 USD upfront fee, and may also incur third party fees or exchange ...
Reddit
reddit.com › r/capitalone_ › cash withdrawal limit
r/CapitalOne_ on Reddit: Cash withdrawal limit
May 17, 2023 -
Capital one imposes a $1000 daily atm withdrawal limit for cash. This is almost never and issue, except that capital one has basically no branches, so on the once every five years occasion when you need more cash…it’s not possible to get it. How have others solved this problem?
Reddit
reddit.com › r/capitalone › rip international debit card use. capital one officially migrates its debit cards
r/CapitalOne on Reddit: Rip International Debit card use. Capital One Officially migrates its debit cards
August 26, 2025 - As someone who has only been in the states for a couple months this year, I will need to find a new bank for my debit card until wider adoption
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Discover has partnership with some other global debit networks. Still not as good as Visa and Mastercard, but it's not terrible. I think Capital One will be investing a lot of money to expand Discovers international acceptance.
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NEVER EVER use a debit card for purchases. They should ONLY be used for cash withdrawls at ATMs. You should ALWAYS be using a credit card for purchases, whether at home or abroad. With that being said, Charles Schwab bank is your friend. You can use any ATM in the world with no fees.
Ramp
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
November 10, 2025 - Capital One doesn’t charge foreign transaction fees on ATM withdrawals with its credit cards. You’ll still pay the standard cash advance fee and immediate interest, which makes credit cards a costly way to get cash abroad. Debit cards are usually better for ATM withdrawals because they avoid cash advance fees while still waiving foreign transaction fees.
Capital One
capitalone.com › bank › money management › life events › accessing money overseas
The Cheapest Ways to Access Cash While Traveling Abroad | Capital One
Our guide to some of the best ways to withdraw cash abroad, how to avoid fees when changing money and how to keep you smart when you bring money overseas. Make sure you know when to use cash abroad and when to stick with a credit card because of hidden cash fees.
WalletHub
wallethub.com › popular credit card questions
Capital One VentureOne Foreign ATM Info
November 12, 2025 - However, cash advances are costly transactions and should be reserved only for emergencies. Although Capital One VentureOne charges $0 foreign transaction fees, withdrawing money from an ATM would still prove to be expensive. More specifically, this card charges a 5% (min $5) cash advance fee for each transaction, along with any ATM fees.
Fodor's Travel
fodors.com › fodor's travel talk forums › destinations › europe › capital one 360 card -- fees for cash withdrawal?
Capital One 360 Card -- Fees for Cash Withdrawal? - Fodor's Travel Talk Forums
August 29, 2017 - I did plan to call Capitol One to be certain I understood the benefits/limitations of the card. I was really wondering if anyone here was using this card. Since artsnletters and AlessandraZoe have been happy with their Charles Schwab cards and the customer service provided, I am now thinking I will go that route. ... I just received my capitalone 360 debit card and with it the paperwork states No Foreign transactions fees.. It states for purchases but nothing is said about withdrawals of funds...
Rick Steves Travel Forum
community.ricksteves.com › travel-forum › general-europe › capital-one-atm-card-usage
Capital One ATM card usage - Rick Steves Travel Forum
I believe that if you only have a savings account tied to the ATM, then savings will be the primary account and when you use the card the money will be withdrawn from your savings account. Note that I do not have a Capital One account so cannot offer personal experience. I suggest you call them. You will need to put a ”travel notice” on your card (i.e., report your planned dates of travel with countries) anyway. ... We have used our Capital One 360 debit card exclusively during our last two trips to Italy, replenishing the account seamlessly from our checking account (not Cap One) as needed.