Capital One
capitalone.com › help center › checking & savings › international atm fees
International ATM Fees | Capital One Help Center
For non-360 products (Total Control Checking, Simply Checking, 360 Money Market, Confidence Savings and Savings Now) we may charge a fee of $2, plus 3% of the total transaction amount, when you withdraw from an international ATM (outside of the United States, Puerto Rico, and the U.S. Virgin ...
Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
November 10, 2025 - Plus, Capital One doesn’t charge foreign transaction fees. View important rates and disclosures. Using your debit card while abroad could be a way to avoid foreign transaction fees if your card doesn’t charge them. But some accounts might have international ATM fees.
Does Capital One charge foreign transaction fees at ATMs?
Capital One doesn’t charge additional fees for foreign transactions, but if you use an ATM that isn’t within the Allpoint network, you may be charged a fee from that ATM owner. MoneyPass ATMs are only available in the United States.
capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Does Capital One charge ATM fees or surcharges?
Capital One doesn’t charge ATM fees for our checking customers when you use Capital One, MoneyPass and Allpoint ATMs. However, if you use another bank’s ATM, you may be charged $2 or more.
capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
How long does it take for cash to deposit through a Capital One ATM?
Any cash you deposit at a Capital One ATM into your 360 Checking account is typically available immediately. Here’s more info on when your funds will be available after making a deposit.
capitalone.com
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Capital One
capitalone.com › help center › checking & savings › traveling with debit card
Traveling with your debit card | Capital One Help Center
Find out what to expect when using your debit or ATM card abroad. ... Learn how Capital One has you covered while you travel.
Reddit
reddit.com › r/japantraveltips › is there really no atm fees for capital one 360 checking?
Is there really no ATM fees for Capital One 360 Checking? : r/JapanTravelTips
December 17, 2024 - Maybe its my state or town im in im not sure. But so far everyone I've used gives a fee. I just got to the point it is the new norm for me and just forget about it. Its only $3 not too bad. ... Capital One does not charge foreign transaction fees on its 360 credit and debit cards.
Is there really no ATM fees for Capital One 360 Checking?
I was in Japan this past March and I only withdrew cash from 7-11 ATMs. Never got charged any fees, and I used my capital one debit (360 checking) :) More on reddit.com
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December 17, 2024Does your Capital One 360 reimburse international ATM? - FlyerTalk Forums
Capital One | Rewards Miles - Does your Capital One 360 reimburse international ATM? - Hi, I know that Charles Schwab and Fidelity are considered the best debit cards for international use because they reimburse any fees charged by the ATM. I know that Capital One 360 checking account doesn't ... More on flyertalk.com
Capital One: No ATM fees, No foreign transaction fees. Any catch?
When you say send cash overseas, do you mean give her an ATM for her to use overseas or to transfer money from a bank in one country to another? More on reddit.com
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May 12, 2021Capital One debit card use at Seven Bank (7/11) ATM.. foreign transaction fee added.
Note that when you go to a Japanese atm there are 3 fees the fee the atm charges. For 7-11 atm this caps out at 220yen if the atm asks you if it wants to do a “convenience conversion” do not do it. It’s always the worst possible choice. Always do yen your bank will charge you fees for accessing a foreign atm. You need to refer to your banks fee policy as to what you’re fees will be for that. But generally speaking a 3-5% foreign transaction fee is extremely common More on reddit.com
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November 21, 2024Capital One
capitalone.com › bank › atm
Find No-Fee ATMs Near You | Capital One
Access your checking account and get cash at 70,000+ fee-free ATMs nationwide. ... Capital One has ATMs at 70,000+ locations, including where you already shop—making it easy to get cash and more.
Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
December 4, 2025 - But that may not be true of all banks. But before you depart, you could still brush up on a few tips about using a credit card internationally. Capital One doesn’t charge foreign transaction fees on any of its credit cards, including travel and cash back rewards cards.
Ramp
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
November 10, 2025 - You can use them abroad or with international vendors without paying the 2% to 3% fee most banks still apply. Not every charge will be fee-free, though. Depending on how and where you spend, you might still encounter added costs from ATM ...
Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - This fee can vary pretty widely depending on where you are and which ATM type you pick, but you’ll usually be notified on the screen before you confirm your withdrawal. Capital One doesn’t charge foreign transaction fees, so this is one charge you won’t need to worry about with an account or card from this bank.
Rick Steves Travel Forum
community.ricksteves.com › travel-forum › general-europe › capital-one-360-pros-cons
💳Capital One 360? Pros & Cons? - Rick Steves Travel Forum
Hi. I’ve used Capital One 360 for several years in Italy, France, Slovenia. They do not charge ATM fees. Your mission is to not choose Dynamic Currency Conversion which adds to how much it will cost to get Euros. Some countries will phrase this question differently than others.
Capital One
capitalone.com › learn & grow › money management › cash or card when traveling
Cash or Card When Traveling: What’s Best? | Capital One
But Capital One never charges foreign transactions fees on its credit cards. View important terms and disclosures. ... If you plan to bring cash along when you travel, start looking at exchange rates before you leave.
WalletHub
wallethub.com › popular credit card questions
Capital One VentureOne Foreign ATM Info
1 month ago - However, cash advances are costly transactions and should be reserved only for emergencies. Although Capital One VentureOne charges $0 foreign transaction fees, withdrawing money from an ATM would still prove to be expensive.
FlyerTalk
flyertalk.com › flyertalk forums › miles&points › credit, debit and prepaid card programs › capital one | rewards miles › does your capital one 360 reimburse international atm?
Does your Capital One 360 reimburse international ATM? - FlyerTalk Forums
May 14, 2025 - One of my four cards always seems to be out of commission for one reason or another, so having backup cards and network diversity helps. ... Per USA-based CSR, the Capital One 360 products don't get the "up to $15 in international ATM fees" ...
Rick Steves Travel Forum
community.ricksteves.com › travel-forum › england › capital-one-360-a-no-fee-atm-debit-card-for-london
Capital One 360 - A No-fee ATM Debit Card for London? - Rick Steves Travel Forum
June 9, 2019 - If you don't have the Capital One ... ATM network as does mine. ... People seem to have a hard time understanding: Capital One 360 Never Charges ANY Fees For Using An ATM....
Reddit
reddit.com › r/personalfinance › capital one: no atm fees, no foreign transaction fees. any catch?
r/personalfinance on Reddit: Capital One: No ATM fees, No foreign transaction fees. Any catch?
May 12, 2021 -
Looking for a good way to send cash to my wife overseas without getting eaten up by Out Of Network ATM fees and Foreign Transaction fees.
Capital One advertises both of these as no fee, as well as no minimums.
The only downside I've seen reviewed on this is a bigger overdraft fee than other banks but it won't be an issue.
Any gotchas to be worried about?
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When you say send cash overseas, do you mean give her an ATM for her to use overseas or to transfer money from a bank in one country to another?
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Can't speak about Capital One, but some things to consider re: foreign transactions: Some ATM systems charge fees on top of whatever your bank might charge when withdrawing cash. Currency conversion fee (or just providing a higher-than-market exchange rate) - nothing you can do about that Cash withdrawal fee - some banks will refund fees charged by other banks. I've found that the MasterCard network is awesome; you get fair market exchange rates, and if you have a bank that doesn't charge a foreign transaction fee, you can be much better off using a credit card than cash.
Capital One
capitalone.com › bank › money management › life events › accessing money overseas
The Cheapest Ways to Access Cash While Traveling Abroad | Capital One
Some fees can be as high as $5 per transaction, plus around 3% of the amount you’re withdrawing.1 · To get you started, one of the best ways to bring money overseas is to exchange some currency at home before you board your flight.
Capital One
capitalone.com › learn & grow › money management › paying for things in europe
What Payment Types Should I Use in Europe? | Capital One
Like some credit cards, some debit cards may come with foreign transaction fees, currency conversion fees and ATM fees when you use them abroad. Capital One does not charge additional fees for foreign transactions. View important rates and ...
CNBC
cnbc.com › cnbc select › banking › best checking accounts for travelers in 2026
Best checking accounts for travelers in 2026
1 week ago - Capital One Bank is a Member FDIC. ... Terms apply. Who's this for? The Capital One 360 Checking® account gives consumers the power to withdraw from any ATM in the world, without incurring any additional fees...
NerdWallet
nerdwallet.com › banking › learn › foreign-atm-and-debit-card-transaction-fees-by-bank
What Banks Charge for Debit Foreign Transaction Fees - NerdWallet
Below, we compare the amount financial institutions charge to make an international ATM withdrawal or debit card purchase. » Learn more about how debit foreign transaction fees work · Capital One’s online bank stands apart from many banks because it doesn’t charge a currency conversion fee or a fee for using a foreign ATM network.
Published September 9, 2019
Exiap
exiap.com › home › guides › capital one foreign transaction fees [2025 guide]
Capital One Foreign Transaction Fees [2025 Guide] - Exiap
February 28, 2025 - That’s handy for overseas spending – as typical foreign transaction fees can be in the region of 3% on every dollar you spend. If you have a different Capital One checking account, like the Essential Checking account, you’ll pay this 3% ...
Finance Talkie
financetalkie.com › home › are capital one atms free? | free atm access rules
Are Capital One ATMs Free? | Free ATM Access Rules
5 days ago - Capital One ATMs are free for Capital One checking customers, but fees can apply at non-network or international machines.When you open a checking