Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
December 4, 2025 - But that may not be true of all banks. But before you depart, you could still brush up on a few tips about using a credit card internationally. Capital One doesn’t charge foreign transaction fees on any of its credit cards, including travel and cash back rewards cards.
Capital One
capitalone.com › learn & grow › more than money › cards for international travel
Credit Cards for International Travel | Capital One
November 10, 2025 - When you’re traveling abroad, you won’t have to worry about the extra percentage that some issuers charge on international purchases. Capital One credit cards don’t charge foreign transaction fees, no matter where or when you travel.
Capital One is TERRIBLE for International Travel
I could be missing some thing, but it seems you think an entire card company is terrible based on the highly specific scenario where someone who resides in the US and has a US number travels outside the US but doesn’t bring their cell phone or have access to their US number and didnt update their contact/verification info with their card company even though its entirely predictable they’ll want to verify its you if you make a purchase abroad? More on reddit.com
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January 21, 2022Seeking Advice: catch-all card w/ No Foreign Transaction Fee, No Annual Fee Credit Card to Pair with Capital One Savor
Which brokerage do you use? There's the Fidelity card. That gets you both lender and network diversification (Elan & Visa). More on reddit.com
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September 18, 2023Being charged almost 4.5% extra on every purchase on a Capital One “no foreign transaction fees” card
Make sure you're paying in MXN and not USD at the point of sale, always pay using the local currency. If that's what you're doing and still getting charged 4.5% - then CAP one is ripping you off. More on reddit.com
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August 3, 2024Need a new card with zero foreign transaction fees please!
You already have the relationship with Chase which has the better travel cards. Apply for the Chase Sapphire Preferred or Reserve (if you want lounge access) and you’re good. They should approve you quickly and you can ask for the physical card to be expedited to you. You’ll be able to add it to you’re mobile wallet immediately upon approval. More on reddit.com
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July 22, 2024Do Capital One business cards charge currency conversion fees?
Capital One does not charge a separate currency conversion fee. Currency conversion is handled by the payment network (Visa or Mastercard) at the market rate on the processing date.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Are there any limits on international purchases with Capital One?
Capital One doesn’t cap international purchases, but you should ensure your available credit covers larger cross-border transactions. Some merchants may also require verification for high-value payments.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Will I see exchange rate fluctuations on my Capital One statement?
Since exchange rates vary daily, the final charge on your Capital One statement may differ slightly from the amount shown at the time of purchase, depending on when the transaction posts.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Videos
Reddit
reddit.com › r/creditcards › capital one is terrible for international travel
r/CreditCards on Reddit: Capital One is TERRIBLE for International Travel
January 21, 2022 -
Don't be deceived by their marketing - Capital One is NOT a good card for international travelers. Yes they have no foreign transaction fees, but that doesn't do you any good if your card doesn't work.
Background: I work from home and typically spend 5-7 months abroad every year. I have a cheap US cell plan for when I'm in the US, but when traveling abroad, I use a cheap foreign SIM/plan. Big savings on cell service without the need for expensive international plans or roaming.
The problem: Capital One Mastercard is a fine card when using the physical card - it will work anywhere MasterCard is accepted. However, if you ever try to use the card on a website where you manually type in your 16 digit card number, expiration and CVV code - it generates a pop-up from MasterCard that wants to send you a OTC (One Time Code) as a text message to your US number. But what if you're not using your US number at the time? You have no way to receive the code. It doesn't give you any other option to receive the code. Not email, not a different international number, not an authenticator app like Google/Microsoft Authenticator. You're basically screwed. And don't bother trying to call customer service - there is NOTHING they can do. Its MasterCards Fault they'll tell you. Out of our control. Yet if you try to call MasterCard - "Sorry we're just the transaction processor, contact your card company." Circular finger pointing with you left screwed over.
I know this may be a small issue for people who keep their US number when outside US, but for travelers like me its a deal breaker.
Buyer Beware.
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I could be missing some thing, but it seems you think an entire card company is terrible based on the highly specific scenario where someone who resides in the US and has a US number travels outside the US but doesn’t bring their cell phone or have access to their US number and didnt update their contact/verification info with their card company even though its entirely predictable they’ll want to verify its you if you make a purchase abroad?
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Wouldn't a free Google Voice or similar number fix this problem? Something accessible from both phones.
Capital One
capitalone.com › learn & grow › business resources › no foreign transaction fees
No Foreign Transaction Fee Business Credit Cards | Capital One
Capital One business cards offer no foreign transaction fees. Learn how we can support your business growth.
Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
November 10, 2025 - Currency conversion fees are charged by credit card payment networks for exchanging one country’s legal tender for another. Both fees may sometimes be combined and referred to together as a foreign transaction fee. Capital One doesn’t charge foreign transaction or currency conversion fees, but other issuers might.
WalletHub
wallethub.com › popular credit card questions
Capital One Credit Cards With No Foreign Transaction Fee
5 days ago - All Capital One credit cards have no foreign transaction fees. With any Capital One credit card, cardholders will save an average of on each purchase they make abroad or with an international merchant, compared to the average credit card offer
Ramp
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
November 10, 2025 - Capital One doesn’t charge foreign transaction fees on any of its credit cards, including business cards. You can use them abroad or with international vendors without paying the 2% to 3% fee most banks still apply. Not every charge will be fee-free, though.
Capital One
capitalone.com › small business card
Small Business Credit Cards From Capital One
Make purchases outside of the U.S. with zero transaction fees. Manage your accounts payable by sending and tracking payments directly from your Capital One account. Simplify your financial management process with software integrations that connect directly with your account.
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-foreign-transaction-fee.html
No Foreign Transaction Fee Credit Cards - Mastercard
However, credit score alone does not guarantee or imply approval for any financial product. ... Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges · Enjoy no annual fee, foreign transaction fees, or hidden fees · Lock your card in the Capital ...
Capital One
capitalone.com › learn & grow › more than money › capital one venture x
All About the Capital One Venture X Card | Capital One
November 12, 2025 - Plus, access more than 1,300 lounges worldwide with a complimentary Priority Pass™ membership.4 · No hidden fees: There are no foreign transaction fees when making purchases outside the United States.
Capital One
capitalone.com › help center › contact us › traveling with your card
Traveling with your card | Capital One Help Center
No, there are no foreign transaction fees when making purchases outside the United States. What if I need to contact Capital One while abroad?
Capital One
capitalone.com › credit cards › cash back › savor
Savor Rewards: Cash Back on Dining, Grocery | Cash Back on Dining & Grocery Stores | Capital One
October 27, 2025 - 2 · Plus, there are no foreign transaction fees on purchases made outside of the United States. 0% intro APR for 12 months on purchases and balance transfers; 18.49% - 28.49% variable APR after that; Balance transfer fee applies.
Capital One
capitalone.com › learn & grow › money management › quicksilver card benefits
Capital One Quicksilver Benefits and Features | Capital One
December 4, 2025 - Capital One Entertainment: Use ... No foreign transaction fees: You won’t pay foreign transaction fees when you make purchases outside the U.S....
Capital One
capitalone.com › learn & grow › money management › capital one cash back cards
Capital One Cash Back Credit Cards | Capital One
December 2, 2025 - 8% cash back on purchases made on Capital One Entertainment.2 · No annual fee and no foreign transaction fees.
Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - Capital One®¹ doesn’t charge foreign transaction fees on its credit cards², or on spending with your Capital One 360 debit card³. However, when you’re abroad, you may still end up paying more than you’d expect thanks to the way banks work out what exchange rates to offer you.
Capital One
capitalone.com › bank › money management › life events › accessing money overseas
The Cheapest Ways to Access Cash While Traveling Abroad | Capital One
If your travel money is in a checking account with no foreign transaction fees, you’re ahead of the game. Foreign ATM fees can be a bigger cost than you might have realized. Some fees can be as high as $5 per transaction, plus around 3% of the amount you’re withdrawing.1 · To get you started, one of the best ways to bring money overseas is to exchange some currency at home before you board your flight.
Capital One
capitalone.com › credit cards › cash back › quicksilver
Quicksilver Cash Rewards Card: Earn Cash Back | Capital One
November 28, 2025 - Set a price alert and we’ll watch your flight 24/7 to notify you when prices drop. ... Compare cards by credit level, terms and rewards. ... my experience with Quicksilver rewards card has been exceptional, I can do so much with my card and rewards that come with each purchase. ... Capital One is the first credit card I applied for to help build my credit and you gave me the opportunity to work toward being able to buy a house and now have a credit score over 800 points.
Capital One
capitalone.com › credit cards › travel and miles › venture-x
Venture X Rewards | Capital One
1 week ago - To receive a statement credit up to $120, you must use your Venture X card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details. ... Access to lounges includes access to available participating Priority Pass™ lounges worldwide and Capital One Lounges.
Capital One
capitalone.com › credit cards › travel and miles › venture one
VentureOne - Miles Rewards with No Annual Fee | Capital One
1 week ago - I used it for all types of transactions and I had no issues whatsoever. I am going to another trip. I'll believe I would only just take this card a... Read More ... The points made when making purchases helps pay for itself. When it's money you where going to spend anyways, why not earn points while buying things you use every day or when you travel. ... My Capital One card is a good fit for me because I can use it to pay my monthly household expenses and earned airline miles to go visit my grandkids in Pennsylvania.
Capital One
capitalone.com › help center › checking & savings › international atm fees
International ATM Fees | Capital One Help Center
For 360 products (360 Checking and MONEY Checking) there are no additional fees when you use your debit card abroad (any transaction made in a foreign currency or that is classified as a cross-border transaction). For non-360 products (Total Control Checking, Simply Checking, 360 Money Market, ...