Capital One
capitalone.com › bank › money management › life events › accessing money overseas
The Cheapest Ways to Access Cash While Traveling Abroad | Capital One
Foreign ATM fees can be a bigger cost than you might have realized. Some fees can be as high as $5 per transaction, plus around 3% of the amount you’re withdrawing.1 · To get you started, one of the best ways to bring money overseas is to exchange some currency at home before you board your flight.
How do you use your card internationally?
There are no foreign transaction fees with capital one, which is great. You’ll get a notification of the charge amount first in the local currency, and then you’ll get a notification of the dollar amount, that is what will hit your account. Some places will ask to charge you to convert into your home currency, never do that, instead, pay in the local currency using your cap one cards. More on reddit.com
International Travel Currency Exchange
I always use ATMs associated with a bank to access local currencies when I travel. Not the ATMs at the airport, and not in some business or on the street. Depending where you are the ATM might be built into a bank's exterior wall or in an entry. Choose to be charged in the local currency, if given the option. Use a debit card and check before you go if it has foreign transaction fees. Charles Schwab and Cap1 have checking accounts that reimburse any ATM fees. More on reddit.com
Currency conversion fee?
Where did you see the converted amount in USD? If you’re paying a in another currency you should not see the converted amount unless it’s in your statement. If the vendor site showed you a price in USD, they’re the ones with the fees (and it’s mostly a higher conversion rate. More on reddit.com
Purchases in other currencies?
The only fees I’ve ever seen mentioned for foreign exchange on Cap1 cards is the small markup that Visa and Mastercard add to the official rates. That’s not a Capital One fee. If you compare your rate at a foreign ATM or store to an official rate, you’ll find it’s nearly a 100% match. I’m not sure how a currency conversion works out to a cash advance, but it’s always a good idea to refuse the “dynamic conversion” option if it’s offered to you at a store. Do you want your purchase in USD instead of the local currency? No, you do not. More on reddit.com
How much are foreign transaction fees?
Foreign transaction fees vary by credit card issuer, but they’re typically around 3%.
lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
Why do banks charge foreign transaction fees?
Like any other fee, banks charge foreign transaction fees to make money off of credit card usage by consumers.
lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
Do foreign transaction fees apply online?
Yes, foreign transaction fees can apply to online purchases in a foreign currency or where a transaction is routed through a foreign bank.
lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
Capital One
capitalone.com › learn & grow › money management › using a credit card abroad
Tips for Using a Credit Card Internationally | Capital One
5 days ago - And it could be in addition to the foreign transaction fee. The good news is that you’re not required to use or pay for dynamic currency conversion to access your money abroad. You can opt out at the point of sale. Chip cards are generally more secure than the standard magnetic stripe cards. That’s because each transaction with a chip card creates a unique one-time code that enables the card issuer to securely process the transaction.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › traveling internationally? order foreign currency before you go
Traveling Abroad? Order Currency Before You Go - NerdWallet
Most banks allow you to order foreign currencies, which you can typically pick up at a local branch before your trip.
Published 5 days ago
Capital One
capitalone.co.uk › support › foreign-fees
Credit card charges abroad - Capital One
When you use your Capital One card to make a purchase abroad in a currency other than sterling, we will charge you a Non-Sterling Transaction Fee. You can check your Credit Card Agreement to find out how much the Non-Sterling Transaction Fee ...
Monito
monito.com › home › buy foreign currency
Capital One Foreign Currency Exchange
August 6, 2025 - Yes, you can get euros at Capital ... including euros, on hand. If you want to order euros, it often requires advance notice and up to two business days for the cash to be ready for pickup at larger locations....
YouTube
youtube.com › watch
How To Order Foreign Currency From Capital One Bank (2025) - YouTube
If you are looking for a video about How To Order Foreign Currency From Capital One here it is!In this video I will show you how to order euros f...
Published June 23, 2024
Facebook
facebook.com › groups › RickStevesEurope › posts › 1004848063564150
Hi all. We've always maintained a capital One checking ...
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Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
December 4, 2025 - If you have a Capital One credit card, you don’t have to worry about hidden fees when shopping abroad. But other credit card issuers may charge foreign transaction fees if you’re traveling or making purchases from foreign websites. ... A foreign transaction fee is an additional charge on a credit card purchase made abroad. Currency conversion fees are charged for exchanging one form of currency for another.