I signed up for Spark Business 1.5% mainly because I wanted to use it for no-fee international transactions. At the time, they were running a promo for $750 cash bonus if I spend $6k within 3 months. They only gave me $500. When I called about it, they said, they can change that cash bonus amount in your TOS but they'll be quiet about it. I have over 800 CS and they gave me a $16.5k CL. I was planning to use this card but that left a sour taste. I'll save it for just traveling abroad. Answer from juicevibe on reddit.com
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Reddit
reddit.com › r/creditcards › is capital one spark business card good?
r/CreditCards on Reddit: Is Capital One Spark Business Card good?
October 25, 2023 -

I have Quicksilver and Journey from C1 with my QS being lowest CL and my Journey being my highest. Should I get the Spark Business Card? I do have a LLC but most my materials are restocked through amazon using my Amazon Chase card. I might move away from amazon as a lot of my materials have dropped in quality and too many sellers repackage the same materials under different names.

I have 750+CS. 4% usage. 5 Cards ATM. No annual fees. Average CL - $5K

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CompareCards.com
comparecards.com › business › credit-card › capital-one-spark-cash-select
Capital One Spark Cash Select
See the respective Guide to Benefits for details, as terms and exclusions apply ... 1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One's travel booking site ... The Capital One Spark Cash Select Card is another rewards credit card that business ...
Discussions

Is Capital One Spark Business Card good?
I signed up for Spark Business 1.5% mainly because I wanted to use it for no-fee international transactions. At the time, they were running a promo for $750 cash bonus if I spend $6k within 3 months. They only gave me $500. When I called about it, they said, they can change that cash bonus amount in your TOS but they'll be quiet about it. I have over 800 CS and they gave me a $16.5k CL. I was planning to use this card but that left a sour taste. I'll save it for just traveling abroad. More on reddit.com
🌐 r/CreditCards
7
3
October 25, 2023
I applied to Chase Ink and Capital One Spark Business Credit cards and was approved for both
Derogatory marks will still be reported to your personal report, but otherwise it will not impact your personal credit. It’s bad practice to cancel a card before having held it for at least a year, so you might as well keep it and meet both SUBs for some juicy points. More on reddit.com
🌐 r/CreditCards
2
2
May 23, 2024
Spark Cash Plus vs Venture X Business
They are both good in their own ways. Sparks Cash, higher SUB and you can move to miles if you have a Venture, but there is the AF VX Biz, the AF is offset by the credits, but you cannot move to cash. Personally, I have a VX, and a Sparks Cash Plus (hit the big sub). You cannot have Cash Plus AND VXBiz... BUT my spouse got the VXBiz, and we moved that SUB to my personal VX. More on reddit.com
🌐 r/CreditCards
21
4
November 15, 2024
What's the difference between Capital One Quicksilver and Spark cards?
Superficially, they have exactly the same rewards structure. I have both cards. However, since the Spark Cash Select is a business card, it doesn't have many of the consumer protections that are available with personal cards like Quicksilver. More on reddit.com
🌐 r/CreditCards
16
19
September 2, 2023
People also ask

How does it compare to other Capital One Spark cards?

Compared to other Spark business cards, the Capital One Spark Cash focuses on simple, unlimited cash back, while cards like Capital One Spark Miles for Business (see rates and fees) earn travel rewards or offer bonus categories for specific spending.

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fool.com
fool.com › motley fool money › credit cards › capital one spark cash business credit card review
Capital One Spark Cash Business Credit Card Review: Straightforward ...
Who should consider this card?

Business owners who want a simple, high-earning cash back card without managing rotating categories or points programs.

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fool.com
fool.com › motley fool money › credit cards › capital one spark cash business credit card review
Capital One Spark Cash Business Credit Card Review: Straightforward ...
How are rewards earned?

Rewards are earned on every purchase and can be redeemed for cash, making it easy to put money back into your business.

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fool.com
fool.com › motley fool money › credit cards › capital one spark cash business credit card review
Capital One Spark Cash Business Credit Card Review: Straightforward ...
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Capital One
capitalone.com › small business card › benefits
Business Card Benefits and Features | Capital One
Discover the various features and benefits of business cards from Capital One, which include employee cards, travel benefits, earning rewards & other advantages.
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Capital One
capitalone.com › small business card › spark cash select excellent credit
Spark 1.5% Cash Select Business Card | Capital One
Spark Cash Welcome Bonus: Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months of account opening. Spark Cash Select Welcome Bonus: Earn a $750 cash bonus when you spend $6,000 in the first 3 months.
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Capital One
capitalone.com › learn & grow › business resources › credit cards for new business
Business Credit Cards for New Businesses | Capital One
Limited liability companies (LLCs) ... of business credit cards to help you get business done. Enjoy unlimited 2% cash back and no preset spending limit with Spark Cash ......
Find elsewhere
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The Motley Fool
fool.com › motley fool money › credit cards › capital one spark cash business credit card review
Capital One Spark Cash Business Credit Card Review: Straightforward Cash Back for Busy Business Owners | The Motley Fool
November 18, 2025 - The Capital One Spark Cash (see rates and fees) business credit card can do just that: it turns every purchase into cash back, from everyday office supplies to travel expenses, helping your business earn while you spend.
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WalletHub
wallethub.com › popular credit card questions
Best Capital One Spark Business Credit Card in 2026
December 11, 2025 - It gives 2 - 5% cash back on purchases and offers a bonus of $2,000 for spending $30,000 in the first 3 months, plus an additional $2,000 bonus for every $500,000 spent in the first year
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U.S. News
money.usnews.com › home › credit cards › capital one
Capital One® Spark® 1% Classic 2026 Review | U.S. News
It earns an unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, and unlimited 1% cash back on all purchases. There is an annual fee of $0. With this card, you will get benefits, including virtual card numbers, ...
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CNN
cnn.com › money › credit cards
Capital One Spark Cash Card launches massive $1,000 welcome offer | CNN Underscored
June 12, 2025 - Capital One is making a bold play for business owners with one of its biggest cash welcome bonuses yet. The Capital One Spark Cash Card is now offering $1,000 cash back after you spend $10,000 in the first three months.
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Capital One
capitalone.com › small business card
Small Business Credit Cards From Capital One
BIG travel REWARDS. Limited time offer - Earn up to 400,000 bonus miles: 200,000 miles when you spend $30,000 in the first 3 months, and an additional 200,000 miles when you spend $150,000 in the first 6 months, plus a $300 annual Capital One Business Travel Credit.
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CNBC
cnbc.com › cnbc select › credit cards › capital one debuts three new business credit cards with cash-back rewards
Capital One debuts three new business credit cards with cash-back rewards
November 13, 2025 - The Capital One Spark 2% Cash Plus is especially rewarding for businesses with a lot of credit card spending. It offers an additional bonus the first year and an ongoing annual fee refund, but both benefits have six-figure spending requirements.
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Award Wallet
awardwallet.com › home › capital one spark cash review: $0 introductory annual fee, solid rewards on business spending
Capital One Spark Cash Review: $0 Introductory Annual Fee, Solid Rewards on Business Spending
October 1, 2025 - The cash back welcome bonus and $0 intro annual fee for the first year, and other business perks such as account manager and free employee cards are especially valuable benefits for business owners.
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Capital One
capitalone.com › learn & grow › business resources › spark classic
Spark Classic for Business | Capital One
The Spark Classic from Capital One is a business credit card that offers unlimited 1% cash back for no annual fee. Those with fair credit profiles can apply for the Spark Classic to build a strong foundation for their business.
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Capital One
capitalone.com › learn & grow › business resources › business vs. personal cards
Business vs Personal Credit Card: Key Differences
Enjoy unlimited 2% cash back and no preset spending limit with Spark Cash Plus. ... Business and personal credit cards work similarly but can differ in how they’re meant to be used and the benefits they offer.
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Capital One
capitalone.com › small business card › spark miles
Spark Miles | 2X Travel Rewards Business Card | Capital One
Capital One Spark 2X Miles
The Spark 2X Miles card allows you to earn unlimited 2X miles on every purchase. Additionally, you can earn a one-time bonus of 50,000 miles when you spend $4,500 in the first three months of account opening.
Price   $95.00
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › small business › how to maximize the capital one spark miles for business
How to Maximize the Capital One Spark Miles for Business
April 15, 2025 - Foreign transaction fees can add ... but this credit card has none. If you take business trips outside the U.S. at all, using this card to cover purchases while you're away is a simple way to avoid up to 3% in transaction fees. Capital One gives you the option of transferring miles to more than 15 travel partners, including Accor Live Limitless, Air Canada Aeroplan and Air France-KLM Flying Blue. This gives you a little more leeway for using Capital One Spark Miles for Business benefits, especially ...
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Capital One
capitalone.com › learn & grow › business resources › capital one business cards
A Guide to Capital One Business Credit Cards | Capital One
If you’re building or rebuilding your credit, Spark 1% Classic is a great choice for your business. Benefits include: No annual fee: There’s no annual fee, so you can focus on building or rebuilding your credit for your business.
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Credit Karma
creditkarma.com › credit cards › insights › capital one spark 1% classic review: is it any good?
Capital One Spark 1% Classic Review: Is It Any Good? | Intuit Credit Karma
Capital One Spark 1% Classic review: Is it any good?
Average annual income of members ... similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes. ... This date may not reflect recent changes in individual terms. ... If you’re considering the Capital One Spark 1% Classic (previously the Capital One Spark Classic for Business), here’s ...
Rating: 4.5 ​
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The Points Guy
thepointsguy.com › credit-cards › credit-cards-capital-one-spark-business-cards
Your guide to the Capital One Spark Business credit cards - The Points Guy
September 9, 2025 - While the card doesn't have any standout benefits, it is incredibly simple to use and ensures you'll earn at least 2% cash back on all purchases. The Spark Cash card doesn't earn transferable Capital One miles.